EdFed vs BHSFFCU Mobile Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
EdFed
Manage your finances on the go with this mobile banking app. View account balances, transaction history, and check images. Schedule bill payments and deposit checks remotely. Locate nearby ATMs easily.
- Account management
- Check image viewing
- Transaction history
- Bill payment scheduling
- Remote check deposit
- ATM locator
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Make your life easier with Educational Federal Credit Union’s FREE Mobile Banking Application for iOS. - Manage your accounts -View your check images - View your Transaction History - Schedule new Bill Payments - Deposit Checks from Anywhere - Locate nearest surcharge free ATM's.
BHSFFCU Mobile Banking
Access your credit union accounts securely 24/7 from your mobile device. Manage your finances on the go with features like balance checks, fund transfers, mobile check deposits, and bill payments. Easily locate branches and ATMs.
- Check balances and account history
- Transfer funds
- Deposit a check
- Bill Pay
- Person to Person payments
- Locate branches and ATMs
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BHSFFCU Mobile Banking is a free, safe, and secure way to access your credit union accounts 24/7 from your mobile device. BHSFFCU Mobile Banking allows you to: • Check balances and account history • Transfer funds • Deposit a check • Bill Pay • Person to Person payments • Locate branches and ATMs Disclosures: BHSFFCU does not charge a fee for downloading our Mobile Banking app. However, you should check with your wireless carrier as message, data and text messaging rates for your mobile device may apply from your carrier. If you need assistance with our mobile banking app please contact BHSFFCU at (786) 257-2300.
Screenshots
Verdict
The clearest difference is rating: BHSFFCU Mobile Banking at 4.9 against EdFed's 3.0. BHSFFCU Mobile Banking also leads on review sentiment (64% vs 28%) and ratings volume (1.6K vs 127). EdFed's advantage is ads (none vs shown) and update cadence (monthly vs every 4 months). On price, in-app purchases, monetization model and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BHSFFCU Mobile Banking holds the better App Store score, 4.9 against 3.0. That said, the two scores are not equally well evidenced: BHSFFCU Mobile Banking has 1.6K ratings behind it against 127, so its average is the more settled of the two. Written reviews point the same way: 28% of EdFed's written reviews are positive against 64% of BHSFFCU Mobile Banking's.
EdFed ships an update monthly, BHSFFCU Mobile Banking every 4 months. Both last shipped on September 30, 2026.
| Parameter | EdFed | BHSFFCU Mobile Banking |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (127 ratings) | 4.9 (1.6K ratings) — better |
| Positive reviews | 28.0% of reviews | 63.6% of reviews — better |
| Number of ratings | 127 | 1.6K — better |
| Update frequency | Monthly — better | Every 4 months |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 120 MB | 133 MB |
| Age rating | 4+ | 4+ |
| Developer | Educational Federal Credit Union | Baptist Health South Florida Federal Credit Union |
Customer experience
EdFed
BHSFFCU Mobile Banking
User reviews
EdFed
From 127 App Store ratingsWhat we love
- 👍 User-friendly interface
- 🚀 Fast performance (sometimes)
- 💡 Convenient for basic banking
- ✅ Works great on iPhone
- ✅ Old app was functional
Room to improve
- 🐛 Frequent bugs and glitches
- 🐛 App crashes often
- 🐛 Login issues (locked out, wrong password)
- 🐛 Mobile deposit not working
- 🐛 Slow loading times
BHSFFCU Mobile Banking
From 1.6K App Store ratingsWhat we love
- 👍 Great way to manage money
- 👍 Helpful for staying up to date with payments
Room to improve
- 🐛 Notifications not working
- 🐛 App crashes frequently
- 🐛 Remote deposit process is slow and unreliable
Bugs and requests
EdFed
Reported bugs
45 issues- App locks and denies access after login attempts
- Cannot scan checks for mobile deposit
- Zelle feature not accessible as advertised
- Account registration fails
- Mobile deposit screen is blank or white
Show 40 moreShow fewer
- Face ID function removed, manual login causes lockout
- App rarely functions after name change, blank screens for balances
- Constantly needs reinstallation to work
- Account tab information not visible upon login
- App freezes and glitches
- Transfer completion reported, but funds not transferred
- App gets stuck in settings menu on iPad
- Cannot log out on iPad version, requires force close
- App won't open, closes immediately on launch
- Barely opens, cannot check balance
- App looks cheap and outdated
- App is rudimentary and full of bugs
- App is slow and buggy
- App crashes upon opening on iOS 13
- App reverts to icon on iPad Pro with iOS 13.1.1
- App crashes and says password is wrong
- Password issues even after changing it
- Cannot make simple transfers (savings to checking)
- App shuts down upon login attempt
- Incorrect account balances displayed
- App crashes when selecting an account after login
- App freezes or gets stuck on loading screen
- Cannot review transactions beyond a week
- Account holds listed as both pending and processed
- Charges deducted but not listed
- Username entered, but password field does not appear
- App lags after completing a transfer
- Remote deposit feature disabled
- App times out during login or mid-session logouts
- Cannot see credit card full transaction history or due date
- Language settings under 'Change Password'
- Account holds not seen in the account they are for
- App is slow, unable to open, and crashes
- App force quits on opening
- App crashes with iPad 13.1.1
- App reverts to icon on iPad Pro with iOS 13.1
- App kicks/times out frequently
- Cannot see debit card purchases
- App crashes or times out of login
- App glitches cause ruin
Requested features
12 requests- Zelle integration
- Improved mobile deposit functionality
- Bill pay improvements
- Full transaction history access
- FaceID/TouchID/Biometric login
Show 7 moreShow fewer
- Apple Pay/Card compatibility
- Dark mode
- Visible password option
- Option to disable auto-save account number
- iPad app
- Remote deposit feature enablement
- Update for iPhone X
BHSFFCU Mobile Banking
Reported bugs
2 issues- Notifications stopped working after recent update
- App crashes on latest iOS devices
Requested features
2 requests- Balance review on account selection
- Improve Zelle integration
In-app purchases
EdFed
No in-app purchases
BHSFFCU Mobile Banking
No in-app purchases
Questions
Is EdFed free?
Is BHSFFCU Mobile Banking free?
Which has better reviews, EdFed or BHSFFCU Mobile Banking?
Do EdFed or BHSFFCU Mobile Banking have ads?
Which is updated more often, EdFed or BHSFFCU Mobile Banking?
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