EdFed vs Educational Systems FCU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
EdFed
Manage your finances on the go with this mobile banking app. View account balances, transaction history, and check images. Schedule bill payments and deposit checks remotely. Locate nearby ATMs easily.
- Account management
- Check image viewing
- Transaction history
- Bill payment scheduling
- Remote check deposit
- ATM locator
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Make your life easier with Educational Federal Credit Union’s FREE Mobile Banking Application for iOS. - Manage your accounts -View your check images - View your Transaction History - Schedule new Bill Payments - Deposit Checks from Anywhere - Locate nearest surcharge free ATM's.
Educational Systems FCU
Easily manage your finances with digital banking services. Check balances, transfer funds, deposit checks, locate ATMs, and apply for loans conveniently.
- Check account balances
- Transfer funds
- Deposit checks
- Find ATMs
- Apply for loans
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Managing your accounts at Educational Systems Federal Credit Union is easy with our Digital Banking app. You can check balances, transfer funds, deposit checks, find ATMs, apply for a loan and more.
Screenshots
Verdict
The clearest difference is rating: Educational Systems FCU at 4.8 against EdFed's 3.0. Educational Systems FCU also leads on review sentiment (62% vs 28%) and monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Educational Systems FCU holds the better App Store score, 4.8 against 3.0. That said, the two scores are not equally well evidenced: Educational Systems FCU has 8.2K ratings behind it against 128, so its average is the more settled of the two. Written reviews point the same way: 28% of EdFed's written reviews are positive against 62% of Educational Systems FCU's.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on November 1, 2026 and October 29, 2026 respectively.
| Parameter | EdFed | Educational Systems FCU |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (128 ratings) | 4.8 (8.2K ratings) — better |
| Positive reviews | 28.0% of reviews | 61.9% of reviews — better |
| Number of ratings | 128 | 8.2K — better |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.0 | 16.0 |
| Further details — not scored | ||
| Size | 121 MB | 180 MB |
| Age rating | 4+ | 4+ |
| Developer | Educational Federal Credit Union | Educational Systems FCU |
Customer experience
EdFed
Educational Systems FCU
User reviews
EdFed
From 128 App Store ratingsWhat we love
- 👍 User-friendly interface
- 🚀 Fast performance (sometimes)
- 💡 Convenient for basic banking
- ✅ Works great on iPhone
- ✅ Old app was functional
Room to improve
- 🐛 Frequent bugs and glitches
- 🐛 App crashes often
- 🐛 Login issues (locked out, wrong password)
- 🐛 Mobile deposit not working
- 🐛 Slow loading times
Educational Systems FCU
From 8.2K App Store ratingsWhat we love
- 👍 Excellent service
- 👍 Convenient remote banking
- 👍 User-friendly app
- 👍 Trusted banking institution
- 👍 Helpful staff
Room to improve
- 🐛 Frequent login issues and 'bad request' errors
- 🐛 Unreliable app performance
- 🐛 Delayed mobile deposit processing
- 🐛 Inability to lock debit/credit cards
- 🐛 Confusing account management features
Bugs and requests
EdFed
Reported bugs
45 issues- App locks and denies access after login attempts
- Cannot scan checks for mobile deposit
- Zelle feature not accessible as advertised
- Account registration fails
- Mobile deposit screen is blank or white
Show 40 moreShow fewer
- Face ID function removed, manual login causes lockout
- App rarely functions after name change, blank screens for balances
- Constantly needs reinstallation to work
- Account tab information not visible upon login
- App freezes and glitches
- Transfer completion reported, but funds not transferred
- App gets stuck in settings menu on iPad
- Cannot log out on iPad version, requires force close
- App won't open, closes immediately on launch
- Barely opens, cannot check balance
- App looks cheap and outdated
- App is rudimentary and full of bugs
- App is slow and buggy
- App crashes upon opening on iOS 13
- App reverts to icon on iPad Pro with iOS 13.1.1
- App crashes and says password is wrong
- Password issues even after changing it
- Cannot make simple transfers (savings to checking)
- App shuts down upon login attempt
- Incorrect account balances displayed
- App crashes when selecting an account after login
- App freezes or gets stuck on loading screen
- Cannot review transactions beyond a week
- Account holds listed as both pending and processed
- Charges deducted but not listed
- Username entered, but password field does not appear
- App lags after completing a transfer
- Remote deposit feature disabled
- App times out during login or mid-session logouts
- Cannot see credit card full transaction history or due date
- Language settings under 'Change Password'
- Account holds not seen in the account they are for
- App is slow, unable to open, and crashes
- App force quits on opening
- App crashes with iPad 13.1.1
- App reverts to icon on iPad Pro with iOS 13.1
- App kicks/times out frequently
- Cannot see debit card purchases
- App crashes or times out of login
- App glitches cause ruin
Requested features
12 requests- Zelle integration
- Improved mobile deposit functionality
- Bill pay improvements
- Full transaction history access
- FaceID/TouchID/Biometric login
Show 7 moreShow fewer
- Apple Pay/Card compatibility
- Dark mode
- Visible password option
- Option to disable auto-save account number
- iPad app
- Remote deposit feature enablement
- Update for iPhone X
Educational Systems FCU
Reported bugs
4 issues- Login screen freezes
- Frequent 'bad request' errors
- Compatibility issues with older devices
- Transactions overlapping in transaction history
Requested features
4 requests- Allow customization of account page layout
- Implement debit/credit card locking feature
- Improve mobile deposit processing time
- Restore 'instant balance' feature from old app
In-app purchases
EdFed
No in-app purchases
Educational Systems FCU
No in-app purchases
Questions
Is EdFed free?
Is Educational Systems FCU free?
Which has better reviews, EdFed or Educational Systems FCU?
Do EdFed or Educational Systems FCU have ads?
Which is updated more often, EdFed or Educational Systems FCU?
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