EdFed vs OSP ONLINE SCHOOL PAYMENTS
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
EdFed
Manage your finances on the go with this mobile banking app. View account balances, transaction history, and check images. Schedule bill payments and deposit checks remotely. Locate nearby ATMs easily.
- Account management
- Check image viewing
- Transaction history
- Bill payment scheduling
- Remote check deposit
- ATM locator
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Make your life easier with Educational Federal Credit Union’s FREE Mobile Banking Application for iOS. - Manage your accounts -View your check images - View your Transaction History - Schedule new Bill Payments - Deposit Checks from Anywhere - Locate nearest surcharge free ATM's.
OSP ONLINE SCHOOL PAYMENTS
This app simplifies school payments for parents, students, and guardians. Easily pay for school activities and cafeteria funds online using a credit card from any location, anytime. Receive instant email receipts and notifications for activity sponsors.
- Integrated online payment solution
- Pay for school activities and cafeteria funds
- Credit card payments accepted
- 24/7 access from any location
- Automatic email receipts
- Notifications for activity sponsors
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The Online School Payments(OSP) is a fully integrated online school activity and cafeteria funds payment solution. OSP App allows parents, students, and guardians to pay using a credit card online using a Mobile App from any location, 24 hours a day. The system allows for school bookkeepers to easily set up school activities, events and other activity fund items online for purchase from within a web interface. Parents then can go online, view these activities, add them to a shopping cart, check out and pay by using a credit card. After payment is made the system will automatically send an email receipt to the purchaser and a subsequent email is sent to the Teacher/Sponsor of the activity notifying them that a payment has been received for a student.
Screenshots
Verdict
The clearest difference is rating: EdFed at 3.0 against OSP ONLINE SCHOOL PAYMENTS's 1.3. EdFed also leads on review sentiment (28% vs 0%). OSP ONLINE SCHOOL PAYMENTS's advantage is monetization model (free vs free with in-app purchases) and update cadence (every 2 weeks vs monthly). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
EdFed holds the better App Store score, 3.0 against 1.3. Both are backed by a comparable volume of ratings — 128 and 81 respectively. Written reviews point the same way: 28% of EdFed's written reviews are positive against 0% of OSP ONLINE SCHOOL PAYMENTS's.
EdFed ships an update monthly, OSP ONLINE SCHOOL PAYMENTS every 2 weeks. The most recent releases landed on October 29, 2026 and October 26, 2026 respectively.
| Parameter | EdFed | OSP ONLINE SCHOOL PAYMENTS |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (128 ratings) — better | 1.3 (81 ratings) |
| Positive reviews | 28.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 128 — better | 81 |
| Update frequency | Monthly | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 8.0 — better |
| Further details — not scored | ||
| Size | 121 MB | 12 MB |
| Age rating | 4+ | 17+ |
| Developer | Educational Federal Credit Union | Online school management system inc |
Customer experience
EdFed
OSP ONLINE SCHOOL PAYMENTS
Bugs and requests
EdFed
Reported bugs
45 issues- App locks and denies access after login attempts
- Cannot scan checks for mobile deposit
- Zelle feature not accessible as advertised
- Account registration fails
- Mobile deposit screen is blank or white
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- Face ID function removed, manual login causes lockout
- App rarely functions after name change, blank screens for balances
- Constantly needs reinstallation to work
- Account tab information not visible upon login
- App freezes and glitches
- Transfer completion reported, but funds not transferred
- App gets stuck in settings menu on iPad
- Cannot log out on iPad version, requires force close
- App won't open, closes immediately on launch
- Barely opens, cannot check balance
- App looks cheap and outdated
- App is rudimentary and full of bugs
- App is slow and buggy
- App crashes upon opening on iOS 13
- App reverts to icon on iPad Pro with iOS 13.1.1
- App crashes and says password is wrong
- Password issues even after changing it
- Cannot make simple transfers (savings to checking)
- App shuts down upon login attempt
- Incorrect account balances displayed
- App crashes when selecting an account after login
- App freezes or gets stuck on loading screen
- Cannot review transactions beyond a week
- Account holds listed as both pending and processed
- Charges deducted but not listed
- Username entered, but password field does not appear
- App lags after completing a transfer
- Remote deposit feature disabled
- App times out during login or mid-session logouts
- Cannot see credit card full transaction history or due date
- Language settings under 'Change Password'
- Account holds not seen in the account they are for
- App is slow, unable to open, and crashes
- App force quits on opening
- App crashes with iPad 13.1.1
- App reverts to icon on iPad Pro with iOS 13.1
- App kicks/times out frequently
- Cannot see debit card purchases
- App crashes or times out of login
- App glitches cause ruin
Requested features
12 requests- Zelle integration
- Improved mobile deposit functionality
- Bill pay improvements
- Full transaction history access
- FaceID/TouchID/Biometric login
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- Apple Pay/Card compatibility
- Dark mode
- Visible password option
- Option to disable auto-save account number
- iPad app
- Remote deposit feature enablement
- Update for iPhone X
OSP ONLINE SCHOOL PAYMENTS
Not enough reviews yet to summarise bugs or requests.
In-app purchases
EdFed
No in-app purchases
OSP ONLINE SCHOOL PAYMENTS
No in-app purchases
Questions
Is EdFed free?
Is OSP ONLINE SCHOOL PAYMENTS free?
Which has better reviews, EdFed or OSP ONLINE SCHOOL PAYMENTS?
Do EdFed or OSP ONLINE SCHOOL PAYMENTS have ads?
Which is updated more often, EdFed or OSP ONLINE SCHOOL PAYMENTS?
Other comparisons
