Comparison

MSB mBank vs TPBank Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MSB mBank

Manage your finances with a secure and fast digital banking experience. Open accounts online, earn attractive interest rates on savings, and access a wide range of utility services. Enjoy exclusive promotions and cashback offers.

Highlights
  • 1-minute online account registration
  • Choose custom bank account numbers
  • Attractive interest rates on savings
  • All-in-one utility services
  • Automatic bill payments and recharges
  • Expense monitoring and management
  • Exclusive promotions and cashback
Features
Read full description

WELCOME TO MSB MBANK'S BRAND-NEW DIGITAL EXPERIENCE! As the bank awarded "Best Digital Transformation Bank in Vietnam 2022"(*), MSB strives every day to bring a simple, secure, and fast banking experience with numerous outstanding conveniences. There’s so much you can experience with the Mobile Banking app: *FREE LIFETIME CURRENT ACCOUNT - 01-minute register 100% online with a fast and modern eKYC process - Freely choose bank account number by phone number, birthday, or nickname - No minimum balance is required, and free lifetime services (Napas 247 internal & interbank online transfer, issuance of M-Pro domestic debit card, withdrawal at MSB ATM, and account maintenance fee). - Automatically separating online transactions 24/7 up to 10 billion VND/time just by a click *SAFE, ATTRACTIVE INTEREST RATE ONLINE SAVINGS - Attractive savings interest rates, diverse deposit terms & deposit products - No need for complicated paperwork, and no need to go to the branches. - +0.9% interest rate instantly when opening a savings account for the first time at MSB - Packed with features to help manage, track, and check your savings balance online 24/7 *UTILITY SERVICES ALL-IN-ONE APP - Pay and recharge automatically in 1 click - Monitor and manage monthly expenses - Schedule transfers, and future transfers easily - Find the nearest ATM and MSB’s branch right on the app *ATTRACTIVE PROMOTIONS FROM MSB AND OUR PARTNERS - Cashback of up to 1.2 million VND/year when paying bills & automatic top-up on Internet Banking/Mobile Banking applications - Receive up to 2 million VND when recommending friends to open an account via the MSB mBank application - And thousands of promotions from +300 partners as soon as opening an account Want a secure, easy way to bank on the go? Download the app today. It’s simple and convenient! (*) Award given by The Global Economic Magazine. See more MSB awards given: https://www.msb.com.vn/en/tin-tuc.html#awards _________________________________________ MSB – On real growth Hotline: 1900 6083 Website: https://msb.com.vn/ Zalo: https://zalo.me/msbvietnam

About

TPBank Mobile

Manage your entire bank from your phone, anytime, anywhere. Open accounts instantly, make transactions, and enjoy unique features like voice payments and personalized account numbers. Experience a modern, digital banking service.

Highlights
  • Instant online account opening
  • Nickname/Shopname as account number
  • Free money transfers
  • Voice Pay for transactions
  • AI-powered transaction suggestions
  • Voice search for app features
Features
Read full description

TPBank Mobile - Ứng dụng ngân hàng của Kỷ nguyên số Bạn có thể gói gọn cả ngân hàng vào chiếc điện thoại của mình nhờ có app TPBank Mobile. Dù ở nhà, đi dã ngoại, ở văn phòng hay ngồi café, bạn vẫn có thể mở tài khoản dùng ngay tại chỗ, thực hiện giao dịch ngân hàng ở bất kỳ nơi đâu. Tự hào là một sản phẩm digital tiên phong của TPBank – Ngân hàng của kỷ nguyên số, app TPBank Mobile được tin dùng bởi những lợi thế nổi bật: APP NGÂN HÀNG CÓ TRẢI NGHIỆM “CHILL” NHẤT: - Mở tài khoản dễ dàng chỉ sau 5 giây định danh online. - Lấy Nickname, Shopname làm Số tài khoản cực chất, đậm dấu ấn cá nhân - Miễn phí vô địch: chuyển tiền trong & ngoài hệ thống 0đ phí, miễn phí đăng ký, miễn phí sử dụng - Voucher nhiều như “biển”, giao dịch đầu tiên là được hoàn tiền 50% SỞ HỮU NHIỀU TÍNH NĂNG CÔNG NGHỆ ĐỘT PHÁ: - Voice Pay: Chuyển tiền 100% bằng giọng nói vô cùng tiện lợi, đầu tiên trên thị trường - Ứng dụng AI trong giao dịch chuyển tiền (gợi ý nội dung chuyển tiền), thống kê chi tiêu trực quan - Voice search: tìm kiếm tính năng trong app bằng giọng nói. Dịch vụ ngân hàng đơn giản và thuận tiện nhất, hiện đại nhất đã có app TPBank Mobile! Tải app và trải nghiệm ngay!

Screenshots

MSB mBank4 screens
TPBank Mobile4 screens

Verdict

The call

The clearest difference is ads: TPBank Mobile at none against MSB mBank's shown. TPBank Mobile also leads on ratings volume (353 vs 105). MSB mBank's advantage is monetization model (free vs free with in-app purchases) and rating (3.2 vs 2.9). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MSB mBank holds the better App Store score, 3.2 against 2.9. Both are backed by a comparable volume of ratings — 105 and 353 respectively. Written reviews point the same way: 36% of MSB mBank's written reviews are positive against 28% of TPBank Mobile's.

UpkeepUpdate frequency

MSB mBank ships an update every 3 weeks, TPBank Mobile every 2 weeks. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

Scorecard5 real differences · 5 level
MSB mBank versus TPBank Mobile: the parameters behind the verdict, then further details
ParameterMSB mBankTPBank Mobile
PriceFreeFree
Rating3.2 (105 ratings) — better2.9 (353 ratings)
Positive reviews36.4% of reviews — better28.3% of reviews
Number of ratings105353 — better
Update frequencyEvery 3 weeksEvery 2 weeks — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 — better13.0
Further details — not scored
Size214 MB905 MB
Age rating4+12+
DeveloperVietnam Maritime Commercial Joint Stock BankTienPhongBank

Customer experience

MSB mBank

All ratings104 ratings
Positive49.0%
Neutral7.7%
Negative43.3%
Written reviews118 reviews
Positive36.4%
Neutral4.2%
Negative59.3%

TPBank Mobile

All ratings351 ratings
Positive46.7%
Neutral4.3%
Negative49.0%
Written reviews152 reviews
Positive28.3%
Neutral5.3%
Negative66.4%

User reviews

MSB mBank

From 105 App Store ratings

What we love

  • 👍 Easy to use
  • 👍 Beautiful interface
  • 🚀 Fast transactions
  • 👍 Convenient
  • 👍 Smart and fast app

Room to improve

  • 🐛 Login issues
  • 🐛 Frequent ads
  • 🐛 App crashes/errors
  • 🐛 Poor customer service
  • 🐛 Confusing interface

TPBank Mobile

From 353 App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Fast and responsive
  • 💡 Convenient features

Room to improve

  • 🐛 Frequent crashes and bugs
  • 🔍 Poor user experience
  • 📢 Excessive advertising
  • 🔒 Security and authentication issues
  • 💰 Unfair fees and charges

Bugs and requests

MSB mBank

Reported bugs

12 issues
  • Login issues, incorrect password messages
  • App crashes or exits unexpectedly
  • NFC CCCD scan not working
  • Advertisements popping up during critical actions (e.g., entering passcode)
  • Transaction notifications delayed or not updated properly
Show 7 more
  • App not accessible on certain devices (e.g., 13 Pro Max)
  • Activation process fails repeatedly
  • System rejects app activation
  • FaceID login not working
  • OTP not sent
  • Unable to transfer money between banks after update
  • App interface laggy or displays poorly after update

Requested features

2 requests
  • Dedicated interface for M First customers
  • Full screen app for iPad

TPBank Mobile

Reported bugs

4 issues
  • App crashes during transactions
  • Face/fingerprint recognition not working
  • Incorrect account balance display
  • Delayed transaction notifications

Requested features

5 requests
  • Improve app stability and performance
  • Enhance user interface and navigation
  • Reduce intrusive advertising
  • Strengthen security and authentication methods
  • Provide more transparency on fees and charges

In-app purchases

None

MSB mBank

No in-app purchases

None

TPBank Mobile

No in-app purchases

Questions

Is MSB mBank free?
MSB mBank is free to download, with no in-app purchases.
Is TPBank Mobile free?
TPBank Mobile is free to download, with no in-app purchases.
Which has better reviews, MSB mBank or TPBank Mobile?
MSB mBank is rated higher. MSB mBank averages 3.2 out of 5 from 105 ratings, while TPBank Mobile averages 2.9 from 353 ratings.
Do MSB mBank or TPBank Mobile have ads?
MSB mBank shows ads; TPBank Mobile does not.
Which is updated more often, MSB mBank or TPBank Mobile?
MSB mBank ships an update every 3 weeks, and TPBank Mobile every 2 weeks. Most recently, MSB mBank was updated on October 23, 2026 and TPBank Mobile on October 24, 2026.

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