Comparison

MSB mBank vs ABA Mobile Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MSB mBank

Manage your finances with a secure and fast digital banking experience. Open accounts online, earn attractive interest rates on savings, and access a wide range of utility services. Enjoy exclusive promotions and cashback offers.

Highlights
  • 1-minute online account registration
  • Choose custom bank account numbers
  • Attractive interest rates on savings
  • All-in-one utility services
  • Automatic bill payments and recharges
  • Expense monitoring and management
  • Exclusive promotions and cashback
Features
Read full description

WELCOME TO MSB MBANK'S BRAND-NEW DIGITAL EXPERIENCE! As the bank awarded "Best Digital Transformation Bank in Vietnam 2022"(*), MSB strives every day to bring a simple, secure, and fast banking experience with numerous outstanding conveniences. There’s so much you can experience with the Mobile Banking app: *FREE LIFETIME CURRENT ACCOUNT - 01-minute register 100% online with a fast and modern eKYC process - Freely choose bank account number by phone number, birthday, or nickname - No minimum balance is required, and free lifetime services (Napas 247 internal & interbank online transfer, issuance of M-Pro domestic debit card, withdrawal at MSB ATM, and account maintenance fee). - Automatically separating online transactions 24/7 up to 10 billion VND/time just by a click *SAFE, ATTRACTIVE INTEREST RATE ONLINE SAVINGS - Attractive savings interest rates, diverse deposit terms & deposit products - No need for complicated paperwork, and no need to go to the branches. - +0.9% interest rate instantly when opening a savings account for the first time at MSB - Packed with features to help manage, track, and check your savings balance online 24/7 *UTILITY SERVICES ALL-IN-ONE APP - Pay and recharge automatically in 1 click - Monitor and manage monthly expenses - Schedule transfers, and future transfers easily - Find the nearest ATM and MSB’s branch right on the app *ATTRACTIVE PROMOTIONS FROM MSB AND OUR PARTNERS - Cashback of up to 1.2 million VND/year when paying bills & automatic top-up on Internet Banking/Mobile Banking applications - Receive up to 2 million VND when recommending friends to open an account via the MSB mBank application - And thousands of promotions from +300 partners as soon as opening an account Want a secure, easy way to bank on the go? Download the app today. It’s simple and convenient! (*) Award given by The Global Economic Magazine. See more MSB awards given: https://www.msb.com.vn/en/tin-tuc.html#awards _________________________________________ MSB – On real growth Hotline: 1900 6083 Website: https://msb.com.vn/ Zalo: https://zalo.me/msbvietnam

About

ABA Mobile Bank

Access your bank accounts 24/7 on the go. Instantly check balances, pay bills, open new accounts, and transfer funds. Enjoy secure online shopping with virtual cards and receive real-time transaction notifications.

Highlights
  • Check balance and transaction history
  • Instant push notifications
  • Open savings and fixed deposit accounts
  • Instant money transfers
  • Cash withdrawal via code
  • Issue virtual cards
  • Pay bills without commission
Features
Read full description

We developed ABA Mobile app for those who want to have around-the-clock access to their accounts on the go. You can check your balance instantly, pay bills quickly, open accounts easily, and get much more great features. It is free to download, secure and easy to use – so why not give it a try? ADVANTAGES With ABA mobile, you can: - Check your balance and transactions history; - Receive instant push notifications each time transaction is made; - Open Fixed Deposit or Savings Account to reach your financial goals; - Transfer money to any ABA account instantly; - Send money to anyone and let them withdraw the cash from ABA ATM with a code, not a card; - Issue Virtual card for safe online shopping; - Pay bills (mobile, Internet, utilities, TV and others) without commission; - Find nearest ABA branch, ATM or cash-in machine, and more. Watch the video to learn more: https://www.youtube.com/watch?v=4m-pa9u7sig. HOW TO REGISTER It is easy – if you already have an ABA card/account and registered mobile phone number with us, just download the app from your app store and follow the screen instructions to start banking with ABA. Watch our tutorial video on how to activate ABA Mobile here: https://www.youtube.com/watch?v=LcGksvu1xeo. You can also take your smartphone and visit the nearest ABA Bank branch to apply for the service. SERVICE FEE ABA Mobile app is FREE for all the basic features. We may impose charges for certain services of the app. Please ask our staff for more details. SECURITY We considered your convenience and security as our top priority while developing the application. We ensure you that no information on your transactions or accounts details is stored on your mobile device or SIM card. Therefore, even if your phone is lost or stolen, your bank account is absolutely safe and protected. At the same time, we cannot guarantee stable and safe operation of the application on a rooted or jail broken mobile device or with customized (modified) operating system. IMPORTANT INFORMATION The service is not applied to joint and corporate accounts. Terms and conditions are subject to change at the Bank's sole discretion without prior notice to customers. For more information, please visit your nearest ABA Bank branch, our website www.ababank.com or call our hotline at 023 225 333 available 24/7 for you.

Screenshots

MSB mBank4 screens
ABA Mobile Bank4 screens

Verdict

The call

The clearest difference is rating: ABA Mobile Bank at 4.2 against MSB mBank's 3.2. ABA Mobile Bank also leads on ads (none vs shown) and ratings volume (938 vs 105). MSB mBank's advantage is iOS requirement (12.0 vs 15.0). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ABA Mobile Bank holds the better App Store score, 4.2 against 3.2. That said, the two scores are not equally well evidenced: ABA Mobile Bank has 938 ratings behind it against 105, so its average is the more settled of the two. Written reviews point the same way: 36% of MSB mBank's written reviews are positive against 47% of ABA Mobile Bank's.

UpkeepUpdate frequency

MSB mBank ships an update every 3 weeks, ABA Mobile Bank fortnightly. The most recent releases landed on October 23, 2026 and October 29, 2026 respectively.

Scorecard5 real differences · 5 level
MSB mBank versus ABA Mobile Bank: the parameters behind the verdict, then further details
ParameterMSB mBankABA Mobile Bank
PriceFreeFree
Rating3.2 (105 ratings)4.2 (938 ratings) — better
Positive reviews36.4% of reviews47.4% of reviews — better
Number of ratings105938 — better
Update frequencyEvery 3 weeksFortnightly — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS12.0 — better15.0
Further details — not scored
Size214 MB535 MB
Age rating4+4+
DeveloperVietnam Maritime Commercial Joint Stock BankAdvanced Bank of Asia Ltd.

Customer experience

MSB mBank

All ratings104 ratings
Positive49.0%
Neutral7.7%
Negative43.3%
Written reviews118 reviews
Positive36.4%
Neutral4.2%
Negative59.3%

ABA Mobile Bank

All ratings935 ratings
Positive76.8%
Neutral5.8%
Negative17.4%
Written reviews97 reviews
Positive47.4%
Neutral6.2%
Negative46.4%

User reviews

MSB mBank

From 105 App Store ratings

What we love

  • 👍 Easy to use
  • 👍 Beautiful interface
  • 🚀 Fast transactions
  • 👍 Convenient
  • 👍 Smart and fast app

Room to improve

  • 🐛 Login issues
  • 🐛 Frequent ads
  • 🐛 App crashes/errors
  • 🐛 Poor customer service
  • 🐛 Confusing interface

ABA Mobile Bank

From 938 App Store ratings

What we love

  • 🚀 Fast and smooth app experience
  • 🔒 Secure banking features
  • 👍 User-friendly interface
  • 💡 Innovative features like QR code transfers

Room to improve

  • 🐛 Bugs and glitches with app updates
  • 🔒 Strict security measures causing access issues
  • 💬 Poor customer service and support
  • 🤖 Unreliable app functionality

Bugs and requests

MSB mBank

Reported bugs

12 issues
  • Login issues, incorrect password messages
  • App crashes or exits unexpectedly
  • NFC CCCD scan not working
  • Advertisements popping up during critical actions (e.g., entering passcode)
  • Transaction notifications delayed or not updated properly
Show 7 more
  • App not accessible on certain devices (e.g., 13 Pro Max)
  • Activation process fails repeatedly
  • System rejects app activation
  • FaceID login not working
  • OTP not sent
  • Unable to transfer money between banks after update
  • App interface laggy or displays poorly after update

Requested features

2 requests
  • Dedicated interface for M First customers
  • Full screen app for iPad

ABA Mobile Bank

Reported bugs

4 issues
  • Face ID/biometric login not working
  • App crashing after updates
  • Issues with SMS verification and account activation
  • Scanning passport not working properly

Requested features

5 requests
  • Add Khmer keyboard support
  • Bring back ability to check foreign exchange rates
  • Allow customization of profile picture
  • Improve transaction dispute process
  • Provide option to hide/delete transaction history

In-app purchases

None

MSB mBank

No in-app purchases

None

ABA Mobile Bank

No in-app purchases

Questions

Is MSB mBank free?
MSB mBank is free to download, with no in-app purchases.
Is ABA Mobile Bank free?
ABA Mobile Bank is free to download, with no in-app purchases.
Which has better reviews, MSB mBank or ABA Mobile Bank?
ABA Mobile Bank is rated higher. MSB mBank averages 3.2 out of 5 from 105 ratings, while ABA Mobile Bank averages 4.2 from 938 ratings.
Do MSB mBank or ABA Mobile Bank have ads?
MSB mBank shows ads; ABA Mobile Bank does not.
Which is updated more often, MSB mBank or ABA Mobile Bank?
MSB mBank ships an update every 3 weeks, and ABA Mobile Bank fortnightly. Most recently, MSB mBank was updated on October 23, 2026 and ABA Mobile Bank on October 29, 2026.

Other comparisons