Paycloud vs Iron Workers Bank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Paycloud
Manage your reward and gift cards, discover local deals, and earn points or cash back at participating businesses. Easily join loyalty programs and redeem rewards with a tap.
- Manage reward and gift cards
- Discover local discounts and coupons
- Earn points, punches, and cash back
- Join loyalty programs with one touch
- Redeem rewards via countertop sensor
- Monitor loyalty program status
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Paycloud is a mobile wallet app that lets you manage your reward and gift cards, receive exclusive discounts and free coupons and earn points, punches and cash back at local stores and restaurants. Use Paycloud to find area stores that offer exclusive discounts to loyal members and join instantly with a single touch. Connect with the stores and loyalty programs that matter to you without filling out any forms and with no obligation to spend or share your personal information. Download today to start receiving discounts, store coupons and instant rewards. Then simply hold your iPhone to each store’s countertop Paycloud sensor to redeem the rewards you’ve earned. Features: •Replace your plastic gift & loyalty cards •Keep your gift & loyalty cards in a single mobile wallet •View area Paycloud-enabled merchants on a map or in a list •Search for participating merchants by name or location •Join any loyalty program with a single touch •Monitor your loyalty program status in real time •Receive coupons and promotions on your iPhone •Receive rewards for joining, checking in and making purchases •Redeem your rewards by tapping your iPhone to the countertop sensor •Rely on bullet-proof security to protect your personal information Connect with Paycloud at stores nationwide.
Iron Workers Bank
Manage your bank account conveniently from your mobile device, 24/7. Access account information securely anytime, anywhere. This app is for anyone enrolled in internet banking.
- 24/7 account management
- Anytime, anywhere access
- Secure account information
- Internet banking integration
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With Iron Workers Bank’s Mobile Banking app, you can manage your account anytime, anywhere, 24 hours a day, 7 days a week. Iron Workers Bank Mobile Banking allows anyone enrolled in internet banking to access their account information from their mobile device.
Screenshots
Verdict
The clearest difference is review sentiment: Iron Workers Bank at 100% against Paycloud's 42%. Iron Workers Bank also leads on rating (4.9 vs 2.1) and ratings volume (52 vs 14). Paycloud's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Iron Workers Bank holds the better App Store score, 4.9 against 2.1. Both are backed by a comparable volume of ratings — 14 and 52 respectively. Written reviews point the same way: 42% of Paycloud's written reviews are positive against 100% of Iron Workers Bank's.
Paycloud ships an update every 6 weeks, Iron Workers Bank every 3 months. The most recent releases landed on June 5, 2026 and September 2, 2026 respectively.
| Parameter | Paycloud | Iron Workers Bank |
|---|---|---|
| Price | Free | Free |
| Rating | 2.1 (14 ratings) | 4.9 (52 ratings) — better |
| Positive reviews | 42.1% of reviews | 100.0% of reviews — better |
| Number of ratings | 14 | 52 — better |
| Update frequency | Every 6 weeks — better | Every 3 months |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 8.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 7 MB | 113 MB |
| Age rating | 4+ | 4+ |
| Developer | Factor4 | Iron Workers' Savings Bank PASA |
Customer experience
Paycloud
Iron Workers Bank
In-app purchases
Paycloud
No in-app purchases
Iron Workers Bank
No in-app purchases
Questions
Is Paycloud free?
Is Iron Workers Bank free?
Which has better reviews, Paycloud or Iron Workers Bank?
Do Paycloud or Iron Workers Bank have ads?
Which is updated more often, Paycloud or Iron Workers Bank?
Other comparisons
