Comparison

Paycloud vs PAREMIT

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Paycloud

Manage your reward and gift cards, discover local deals, and earn points or cash back at participating businesses. Easily join loyalty programs and redeem rewards with a tap.

Highlights
  • Manage reward and gift cards
  • Discover local discounts and coupons
  • Earn points, punches, and cash back
  • Join loyalty programs with one touch
  • Redeem rewards via countertop sensor
  • Monitor loyalty program status
Features
Read full description

Paycloud is a mobile wallet app that lets you manage your reward and gift cards, receive exclusive discounts and free coupons and earn points, punches and cash back at local stores and restaurants. Use Paycloud to find area stores that offer exclusive discounts to loyal members and join instantly with a single touch. Connect with the stores and loyalty programs that matter to you without filling out any forms and with no obligation to spend or share your personal information. Download today to start receiving discounts, store coupons and instant rewards. Then simply hold your iPhone to each store’s countertop Paycloud sensor to redeem the rewards you’ve earned. Features: •Replace your plastic gift & loyalty cards •Keep your gift & loyalty cards in a single mobile wallet •View area Paycloud-enabled merchants on a map or in a list •Search for participating merchants by name or location •Join any loyalty program with a single touch •Monitor your loyalty program status in real time •Receive coupons and promotions on your iPhone •Receive rewards for joining, checking in and making purchases •Redeem your rewards by tapping your iPhone to the countertop sensor •Rely on bullet-proof security to protect your personal information Connect with Paycloud at stores nationwide.

About

PAREMIT

Features
Read full description

Send Money with Ease! Introducing PAREMIT, your go-to solution for fast and affordable international remittances! Why Choose Us? Low Fees: Keep more of your hard-earned money with our competitive rates. Speedy Transfers: Send money across borders in just minutes! User-Friendly Interface: Navigate effortlessly and complete transactions with a few taps. Secure Transactions: Your safety is our priority. Enjoy peace of mind with top-notch security features. Whether you’re sending money to family, friends, or for business, PAREMIT makes overseas remittance simple and efficient. Join thousands of satisfied users and experience hassle-free money transfers today! Download now and start sending money the smart way!

Screenshots

Paycloud1 screens
PAREMIT4 screens

Verdict

The call

The clearest difference is ads: Paycloud at none against PAREMIT's shown. Paycloud also leads on iOS requirement (8.0 vs 13.0). PAREMIT's advantage is update cadence (fortnightly vs every 6 weeks). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Paycloud ships an update every 6 weeks, PAREMIT fortnightly. The most recent releases landed on June 5, 2026 and September 8, 2026 respectively.

Scorecard3 real differences · 7 level
Paycloud versus PAREMIT: the parameters behind the verdict, then further details
ParameterPaycloudPAREMIT
PriceFreeFree
Rating2.1 (14 ratings) — better—
Positive reviews42.1% of reviews—
Number of ratings14 — better—
Update frequencyEvery 6 weeksFortnightly — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS8.0 — better13.0
Further details — not scored
Size7 MB57 MB
Age rating4+4+
DeveloperFactor4PAYMENT ASIA TECHNOLOGY LIMITED

In-app purchases

None

Paycloud

No in-app purchases

None

PAREMIT

No in-app purchases

Questions

Is Paycloud free?
Paycloud is free to download, with no in-app purchases.
Is PAREMIT free?
PAREMIT is free to download, with no in-app purchases.
Do Paycloud or PAREMIT have ads?
PAREMIT shows ads; Paycloud does not.
Which is updated more often, Paycloud or PAREMIT?
Paycloud ships an update every 6 weeks, and PAREMIT fortnightly. Most recently, Paycloud was updated on June 5, 2026 and PAREMIT on September 8, 2026.

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