Comparison

PlainPay vs MyBSI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PlainPay

This app simplifies payments and money transfers via QR code scanning. It also functions as a utility scanner for various codes and offers features like cardless ATM withdrawals and secure internet banking access.

Highlights
  • QR code payments and transfers
  • Cardless ATM withdrawals
  • Secure internet banking access
  • Utility scanner for QR/Bar codes
  • Digitally sign electronic documents
  • OTP functionality
Read full description

PlainPay is an innovative, secure and simple mobile payment application for making payments or for transferring money using a mobile phone, based on QR Code technology. With PlainPay, it has never been easier to make payments. A quick scan of a QR Code, allows you to transfer money to other PlainPay users and debit the amount directly from your account or have it charged to a credit card. PlainPay can also be used as a Utility Scanner for Bar Codes, QR Codes or Data Matrices with the possibility of saving scans for future reference. PlainPay recognise the most common QR Codes for: - making a call - opening an internet address - adding a vCard to your address book - visualizing Geographic Coordinates on the map - sending an email - adding an event to your calendar - sending an SMS PlainPay can also be used to : - withdraw money from an ATM without using a card - access your Internet banking account using a simple, but just as safe, authentication method - digitally sign your electronic documents. - OTP For more information contact support@plainpay.it

About

MyBSI

Manage your bank account and payment card transactions with real-time notifications. Securely authorize web banking logins and e-commerce payments using PIN or biometric authentication. Stay informed about new offers and promotions from the bank.

Highlights
  • Transaction notifications
  • Real-time authorization alerts
  • PIN and biometric login
  • E-commerce payment confirmation
  • Bank news and promotions
  • 3DS service registration
Read full description

MyBSI APP is free, it is provided by Banca Sammarinese di Investimento SpA and it offers the Push notification service and the authorizations management to all customers. Datails of the tools offered by MyBSI: Notifications You can receive the notifications of your executed transactions on your bank account or payment card. Authorizations You can receive real time authorization notifications from the bank to login the Web Banking service or to complete an e-commerce payment with your credit card. You can confirm the authorization notifications using a security PIN or using digital print technology or facial recognition technology if allowed by your device News If you wish it, you can receive information and news from the bank related to new offers or promotions available. 3DS registration You can register your cards to 3DS service in order to execute your safe on-line payments.

Screenshots

PlainPay4 screens
MyBSI4 screens

Verdict

The call

The clearest difference is update cadence: MyBSI at every 4 weeks against PlainPay's every 2 months. PlainPay's advantage is iOS requirement (11.0 vs 14.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

PlainPay ships an update every 2 months, MyBSI every 4 weeks. The most recent releases landed on September 20, 2026 and July 7, 2026 respectively.

Scorecard2 real differences · 8 level
PlainPay versus MyBSI: the parameters behind the verdict, then further details
ParameterPlainPayMyBSI
PriceFreeFree
Rating4.6 (67 ratings) — better—
Positive reviews—50.0% of reviews
Number of ratings67 — better—
Update frequencyEvery 2 monthsEvery 4 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS11.0 — better14.0
Further details — not scored
Size40 MB35 MB
Age rating4+4+
DeveloperAuriga SpaBanca Sammarinese di Investimento Spa

Customer experience

PlainPay

All ratings67 ratings
Positive86.6%
Neutral9.0%
Negative4.5%

MyBSI

Written reviews4 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

None

PlainPay

No in-app purchases

None

MyBSI

No in-app purchases

Questions

Is PlainPay free?
PlainPay is free to download, with no in-app purchases.
Is MyBSI free?
MyBSI is free to download, with no in-app purchases.
Do PlainPay or MyBSI have ads?
Neither PlainPay nor MyBSI shows ads.
Which is updated more often, PlainPay or MyBSI?
PlainPay ships an update every 2 months, and MyBSI every 4 weeks. Most recently, PlainPay was updated on September 20, 2026 and MyBSI on July 7, 2026.

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