Comparison

PlainPay vs Klirway

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PlainPay

This app simplifies payments and money transfers via QR code scanning. It also functions as a utility scanner for various codes and offers features like cardless ATM withdrawals and secure internet banking access.

Highlights
  • QR code payments and transfers
  • Cardless ATM withdrawals
  • Secure internet banking access
  • Utility scanner for QR/Bar codes
  • Digitally sign electronic documents
  • OTP functionality
Read full description

PlainPay is an innovative, secure and simple mobile payment application for making payments or for transferring money using a mobile phone, based on QR Code technology. With PlainPay, it has never been easier to make payments. A quick scan of a QR Code, allows you to transfer money to other PlainPay users and debit the amount directly from your account or have it charged to a credit card. PlainPay can also be used as a Utility Scanner for Bar Codes, QR Codes or Data Matrices with the possibility of saving scans for future reference. PlainPay recognise the most common QR Codes for: - making a call - opening an internet address - adding a vCard to your address book - visualizing Geographic Coordinates on the map - sending an email - adding an event to your calendar - sending an SMS PlainPay can also be used to : - withdraw money from an ATM without using a card - access your Internet banking account using a simple, but just as safe, authentication method - digitally sign your electronic documents. - OTP For more information contact support@plainpay.it

About

Klirway

Manage your finances with a digital contactless debit card and app. Track spending, make borderless purchases online and in-store, and control your card with advanced security features.

Highlights
  • Digital contactless debit card
  • Finance control dashboard
  • Borderless purchases
  • Spending category tracking
  • Card blocking and PIN change
  • 3DS2 and SCA authentication
  • Unauthorized payment compensation
Features
Read full description

Klirway is the Electronic Money Institution supporting businesses and individuals in shaping the future of payments in the Republic of San Marino, with increasingly innovative solutions for a more connected world. Link your Klirway payment cards to the app and enjoy a complete, intuitive, and secure experience in managing your finances. With the Klirway App, you have access to: • Control Dashboard Monitor your cards, review every transaction, and analyze your spending with clear and detailed statistics. • Security and Full Control Manage card blocking and PIN changes, use advanced authentication systems such as 3DS2 and SCA, verify transactions, and customize payment channels, enabled countries, and spending limits. • Send Money with Mastercard Move Transfer funds quickly and securely from your cards to other Mastercard cards, both domestically and internationally. Klirway S.p.A.

Screenshots

PlainPay4 screens
Klirway4 screens

Verdict

The call

The clearest difference is update cadence: Klirway at every 3 weeks against PlainPay's every 2 months. PlainPay's advantage is iOS requirement (11.0 vs 14.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

PlainPay ships an update every 2 months, Klirway every 3 weeks. The most recent releases landed on September 20, 2026 and September 18, 2026 respectively.

Scorecard2 real differences · 8 level
PlainPay versus Klirway: the parameters behind the verdict, then further details
ParameterPlainPayKlirway
PriceFreeFree
Rating4.6 (67 ratings) — better—
Positive reviews—50.0% of reviews
Number of ratings67 — better—
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS11.0 — better14.0
Further details — not scored
Size40 MB31 MB
Age rating4+4+
DeveloperAuriga SpaBKN301 S.p.A.

Customer experience

PlainPay

All ratings67 ratings
Positive86.6%
Neutral9.0%
Negative4.5%

Klirway

Written reviews16 reviews
Positive50.0%
Neutral12.5%
Negative37.5%

In-app purchases

None

PlainPay

No in-app purchases

None

Klirway

No in-app purchases

Questions

Is PlainPay free?
PlainPay is free to download, with no in-app purchases.
Is Klirway free?
Klirway is free to download, with no in-app purchases.
Do PlainPay or Klirway have ads?
Neither PlainPay nor Klirway shows ads.
Which is updated more often, PlainPay or Klirway?
PlainPay ships an update every 2 months, and Klirway every 3 weeks. Most recently, PlainPay was updated on September 20, 2026 and Klirway on September 18, 2026.

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