BAC mobile vs Klirway
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BAC mobile
Manage your current account with a secure, flexible, and user-friendly service designed for iPhone and iPad. Access your Internet Banking credentials or visit a branch for more information.
- Secure account management
- Flexible banking services
- User-friendly interface
- Internet Banking access
- Designed for iPhone and iPad
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Un’app tutta nuova e progettata apposta per iPhone e iPad! BAC mobile mette a disposizione degli utenti un servizio affidabile, sicuro, flessibile e facile da usare per la gestione del proprio conto corrente. Hai gia' l'Internet Banking con BAC mobile? Per accedere puoi utilizzare da subito le credenziali del tuo Internet Banking, oppure puoi richiedere ulteriori informazioni presso la tua filiale. Per approfondimenti consulta il sito: http://www.bac.sm/
Klirway
Manage your finances with a digital contactless debit card and app. Track spending, make borderless purchases online and in-store, and control your card with advanced security features.
- Digital contactless debit card
- Finance control dashboard
- Borderless purchases
- Spending category tracking
- Card blocking and PIN change
- 3DS2 and SCA authentication
- Unauthorized payment compensation
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Klirway is the Electronic Money Institution supporting businesses and individuals in shaping the future of payments in the Republic of San Marino, with increasingly innovative solutions for a more connected world. Link your Klirway payment cards to the app and enjoy a complete, intuitive, and secure experience in managing your finances. With the Klirway App, you have access to: • Control Dashboard Monitor your cards, review every transaction, and analyze your spending with clear and detailed statistics. • Security and Full Control Manage card blocking and PIN changes, use advanced authentication systems such as 3DS2 and SCA, verify transactions, and customize payment channels, enabled countries, and spending limits. • Send Money with Mastercard Move Transfer funds quickly and securely from your cards to other Mastercard cards, both domestically and internationally. Klirway S.p.A.
Screenshots
Verdict
The clearest difference is update cadence: Klirway at every 3 weeks against BAC mobile's every 4 months. BAC mobile's advantage is iOS requirement (11.0 vs 14.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BAC mobile ships an update every 4 months, Klirway every 3 weeks. The most recent releases landed on September 23, 2026 and September 18, 2026 respectively.
| Parameter | BAC mobile | Klirway |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (6 ratings) — better | — |
| Positive reviews | — | 50.0% of reviews |
| Number of ratings | 6 — better | — |
| Update frequency | Every 4 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 11.0 — better | 14.0 |
| Further details — not scored | ||
| Size | 37 MB | 31 MB |
| Age rating | 4+ | 4+ |
| Developer | BANCA AGRICOLA COMMERCIALE ISTITUTO BANCARIO SAMMARINESE SPA | BKN301 S.p.A. |
Customer experience
BAC mobile
Klirway
In-app purchases
BAC mobile
No in-app purchases
Klirway
No in-app purchases






