PlainPay vs BAC mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PlainPay
This app simplifies payments and money transfers via QR code scanning. It also functions as a utility scanner for various codes and offers features like cardless ATM withdrawals and secure internet banking access.
- QR code payments and transfers
- Cardless ATM withdrawals
- Secure internet banking access
- Utility scanner for QR/Bar codes
- Digitally sign electronic documents
- OTP functionality
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PlainPay is an innovative, secure and simple mobile payment application for making payments or for transferring money using a mobile phone, based on QR Code technology. With PlainPay, it has never been easier to make payments. A quick scan of a QR Code, allows you to transfer money to other PlainPay users and debit the amount directly from your account or have it charged to a credit card. PlainPay can also be used as a Utility Scanner for Bar Codes, QR Codes or Data Matrices with the possibility of saving scans for future reference. PlainPay recognise the most common QR Codes for: - making a call - opening an internet address - adding a vCard to your address book - visualizing Geographic Coordinates on the map - sending an email - adding an event to your calendar - sending an SMS PlainPay can also be used to : - withdraw money from an ATM without using a card - access your Internet banking account using a simple, but just as safe, authentication method - digitally sign your electronic documents. - OTP For more information contact support@plainpay.it
BAC mobile
Manage your current account with a secure, flexible, and user-friendly service designed for iPhone and iPad. Access your Internet Banking credentials or visit a branch for more information.
- Secure account management
- Flexible banking services
- User-friendly interface
- Internet Banking access
- Designed for iPhone and iPad
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Un’app tutta nuova e progettata apposta per iPhone e iPad! BAC mobile mette a disposizione degli utenti un servizio affidabile, sicuro, flessibile e facile da usare per la gestione del proprio conto corrente. Hai gia' l'Internet Banking con BAC mobile? Per accedere puoi utilizzare da subito le credenziali del tuo Internet Banking, oppure puoi richiedere ulteriori informazioni presso la tua filiale. Per approfondimenti consulta il sito: http://www.bac.sm/
Screenshots
Verdict
The clearest difference is rating: PlainPay at 4.6 against BAC mobile's 4.3. PlainPay also leads on ratings volume (67 vs 6) and update cadence (every 2 months vs every 4 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PlainPay holds the better App Store score, 4.6 against 4.3. That said, the two scores are not equally well evidenced: PlainPay has 67 ratings behind it against 6, so its average is the more settled of the two.
PlainPay ships an update every 2 months, BAC mobile every 4 months. The most recent releases landed on September 20, 2026 and September 23, 2026 respectively.
| Parameter | PlainPay | BAC mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (67 ratings) — better | 4.3 (6 ratings) |
| Number of ratings | 67 — better | 6 |
| Update frequency | Every 2 months — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 11.0 | 11.0 |
| Further details — not scored | ||
| Size | 40 MB | 37 MB |
| Age rating | 4+ | 4+ |
| Developer | Auriga Spa | BANCA AGRICOLA COMMERCIALE ISTITUTO BANCARIO SAMMARINESE SPA |
Customer experience
PlainPay
BAC mobile
In-app purchases
PlainPay
No in-app purchases
BAC mobile
No in-app purchases






