Comparison

PlainPay vs BAC mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PlainPay

This app simplifies payments and money transfers via QR code scanning. It also functions as a utility scanner for various codes and offers features like cardless ATM withdrawals and secure internet banking access.

Highlights
  • QR code payments and transfers
  • Cardless ATM withdrawals
  • Secure internet banking access
  • Utility scanner for QR/Bar codes
  • Digitally sign electronic documents
  • OTP functionality
Read full description

PlainPay is an innovative, secure and simple mobile payment application for making payments or for transferring money using a mobile phone, based on QR Code technology. With PlainPay, it has never been easier to make payments. A quick scan of a QR Code, allows you to transfer money to other PlainPay users and debit the amount directly from your account or have it charged to a credit card. PlainPay can also be used as a Utility Scanner for Bar Codes, QR Codes or Data Matrices with the possibility of saving scans for future reference. PlainPay recognise the most common QR Codes for: - making a call - opening an internet address - adding a vCard to your address book - visualizing Geographic Coordinates on the map - sending an email - adding an event to your calendar - sending an SMS PlainPay can also be used to : - withdraw money from an ATM without using a card - access your Internet banking account using a simple, but just as safe, authentication method - digitally sign your electronic documents. - OTP For more information contact support@plainpay.it

About

BAC mobile

Manage your current account with a secure, flexible, and user-friendly service designed for iPhone and iPad. Access your Internet Banking credentials or visit a branch for more information.

Highlights
  • Secure account management
  • Flexible banking services
  • User-friendly interface
  • Internet Banking access
  • Designed for iPhone and iPad
Features
Read full description

Un’app tutta nuova e progettata apposta per iPhone e iPad! BAC mobile mette a disposizione degli utenti un servizio affidabile, sicuro, flessibile e facile da usare per la gestione del proprio conto corrente. Hai gia' l'Internet Banking con BAC mobile? Per accedere puoi utilizzare da subito le credenziali del tuo Internet Banking, oppure puoi richiedere ulteriori informazioni presso la tua filiale. Per approfondimenti consulta il sito: http://www.bac.sm/

Screenshots

PlainPay4 screens
BAC mobile4 screens

Verdict

The call

The clearest difference is rating: PlainPay at 4.6 against BAC mobile's 4.3. PlainPay also leads on ratings volume (67 vs 6) and update cadence (every 2 months vs every 4 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

PlainPay holds the better App Store score, 4.6 against 4.3. That said, the two scores are not equally well evidenced: PlainPay has 67 ratings behind it against 6, so its average is the more settled of the two.

UpkeepUpdate frequency

PlainPay ships an update every 2 months, BAC mobile every 4 months. The most recent releases landed on September 20, 2026 and September 23, 2026 respectively.

Scorecard3 real differences · 6 level
PlainPay versus BAC mobile: the parameters behind the verdict, then further details
ParameterPlainPayBAC mobile
PriceFreeFree
Rating4.6 (67 ratings) — better4.3 (6 ratings)
Number of ratings67 — better6
Update frequencyEvery 2 months — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS11.011.0
Further details — not scored
Size40 MB37 MB
Age rating4+4+
DeveloperAuriga SpaBANCA AGRICOLA COMMERCIALE ISTITUTO BANCARIO SAMMARINESE SPA

Customer experience

PlainPay

All ratings67 ratings
Positive86.6%
Neutral9.0%
Negative4.5%

BAC mobile

All ratings6 ratings
Positive83.3%
Neutral16.7%
Negative0.0%

In-app purchases

None

PlainPay

No in-app purchases

None

BAC mobile

No in-app purchases

Questions

Is PlainPay free?
PlainPay is free to download, with no in-app purchases.
Is BAC mobile free?
BAC mobile is free to download, with no in-app purchases.
Which has better reviews, PlainPay or BAC mobile?
PlainPay is rated higher. PlainPay averages 4.6 out of 5 from 67 ratings, while BAC mobile averages 4.3 from 6 ratings.
Do PlainPay or BAC mobile have ads?
Neither PlainPay nor BAC mobile shows ads.
Which is updated more often, PlainPay or BAC mobile?
PlainPay ships an update every 2 months, and BAC mobile every 4 months. Most recently, PlainPay was updated on September 20, 2026 and BAC mobile on September 23, 2026.

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