Comparison

ABN AMRO vs bunq

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ABN AMRO

Manage your everyday banking affairs quickly and securely from anywhere. Open personal accounts, make payments, view transactions, and handle investments. Secure login options like fingerprint and Face ID are available.

Highlights
  • Digital account opening
  • Secure login with fingerprint/Face ID
  • View transactions and balances
  • Make payments and transfers
  • Send payment requests
  • Manage debit cards
  • Investments and savings management
Features
Read full description

Make the move towards digital banking. The ABN AMRO app is for everyone, beginners and professionals alike. Children are able to use the app, and business clients can easily use it to do lots of their banking. Thanks to the app, you can always see all your everyday banking affairs at a glance and you can bank quickly and securely, wherever you are. Get started with ABN AMRO too. Open a personal account in the app - it’s a breeze! You can even open a current account in the app using your international passport in many cases. No need to go to a branch. You can do more with the app than you may know, like: • log in to Internet Banking and confirm orders securely there • get connected immediately with the right customer service representative • change your personal details and settings • block or unblock your debit card or request a replacement • manage your digital debit cards • send a Tikkie payment request And of course you can also: • do your banking right in the app and pay using iDEAL • view your transactions, balance and bank accounts • transfer money and schedule payment orders • get notifications about deposits, withdrawals and direct debit transactions • make investments, add to your savings, and view and take out a mortgage or insurance • add accounts held at other banks to your overview Doing your banking using the ABN AMRO app for the first time If you already have a personal or business ABN AMRO current account, you can start using the app right away. Secure banking Once you’re logged in to the app, you can confirm transactions using the 5-digit ID code, and often with your fingerprint or Face ID. Be sure to keep your personal ID code secret. Just like your PIN it’s meant for you alone. Also only register your own fingerprint or face on your device. You can read more about secure mobile banking at abnamro.nl/veiligmb.

About

bunq

A mobile banking app designed for various life stages, offering easy account opening, wealth management, and budgeting tools. It provides features for everyday banking, business needs, and international lifestyles, with options for investing and cryptocurrency trading.

Highlights
  • Multiple bank accounts
  • Card management
  • Savings accounts and term deposits
  • Stock and ETF investing
  • Cryptocurrency trading
  • Contactless payment acceptance
  • Worldwide travel insurance
Features
Read full description

Say hello to bunq – the mobile bank that's there for you at every chapter of your life! Whether exploring new countries, building your dream business, or managing family life, bunq helps you grow your wealth, spend, and budget effortlessly. Open your account in just 5 minutes and start your 30-day free trial today. Our Plans bunq Free - €0/month Get started with essential banking. • 3 Bank Accounts to get you started • 1 Digital Card with Apple Pay support • Scheduled Payments and AutoAccept for requests • Earn 3.51% interest on USD/GBP savings • Invest in stocks with ease • Buy and sell cryptocurrencies in the EEA • Save up to 90% on roaming costs with an eSIM from bunq Business features: • Accept contactless payments with Tap to Pay • Integration with 50+ bookkeeping tools bunq Core - €3.99/month A bank account for everyday use. All bunq Free benefits, plus: • 5 Bank Accounts for your everyday needs • 1 Physical Card included • Personalize your Physical Card to make it uniquely yours • Shared account access • Add loyalty cards for quick access • Unlimited ZeroFX • 24/7 SOS Hotline for emergencies Business features: • Co-founder access • Shared account access • Bookkeeping integrations bunq Pro - €9.99/month The bank account that makes budgeting easy. All bunq Core benefits, plus: • 25 Bank Accounts for effortless budgeting • 3 Physical Cards and 25 Digital Cards included • Personalized budgeting insights and income organiser • 5 fee-free foreign currency payments per month • Secondary PIN for multiple accounts on one card • 20% discount on stock trading fees • Student offer: pay €0 per month Business features: • Add up to 3 employees • Company Cards (debit or credit) and Tap to Pay access • AutoVAT bunq Elite - €18.99/month The account for your international lifestyle. All bunq Pro benefits, plus: • Worldwide Travel Insurance • 10 fee-free foreign currency payments per month • 8GB worldwide data • 50% discount on stock trading fees Business features: • Add up to 10 employees • 500 fee-free transactions per year Your security = Our priority Boost your bank security with two-factor authentication and 100% control of cards. Your deposits = Fully protected Your money is insured up to €100,000 by the Deposit Guarantee Scheme (DGS). Invest in the bunq app through our partners. Investing involves risks, including potential loss. bunq does not provide trading advice. Manage your investments at your own risk. bunq is authorized by the Dutch Central Bank (DNB). Our US office resides at 401 Park Ave S. New York, NY 10016, USA.

Screenshots

ABN AMRO4 screens
bunq4 screens

Verdict

The call

The clearest difference is monetization model: ABN AMRO at free against bunq's freemium. ABN AMRO also leads on rating (4.8 vs 4.4) and review sentiment (62% vs 42%). bunq's advantage is update cadence (weekly vs fortnightly). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ABN AMRO holds the better App Store score, 4.8 against 4.4. Both are backed by a comparable volume of ratings — 5.7K and 1.4K respectively. Written reviews point the same way: 62% of ABN AMRO's written reviews are positive against 42% of bunq's.

UpkeepUpdate frequency

ABN AMRO ships an update fortnightly, bunq weekly. Both last shipped on October 29, 2026.

Scorecard5 real differences · 5 level
ABN AMRO versus bunq: the parameters behind the verdict, then further details
ParameterABN AMRObunq
PriceFreeFree
Rating4.8 (5.7K ratings) — better4.4 (1.4K ratings)
Positive reviews62.2% of reviews — better42.4% of reviews
Number of ratings5.7K — better1.4K
Update frequencyFortnightlyWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFreemium
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.016.0
Further details — not scored
Size254 MB468 MB
Age rating4+4+
DeveloperABN AMRO Bank N.V.bunq

Customer experience

ABN AMRO

All ratings5,652 ratings
Positive96.2%
Neutral1.6%
Negative2.2%
Written reviews426 reviews
Positive62.2%
Neutral6.8%
Negative31.0%

bunq

All ratings1,429 ratings
Positive85.7%
Neutral2.7%
Negative11.6%
Written reviews264 reviews
Positive42.4%
Neutral4.9%
Negative52.7%

User reviews

ABN AMRO

From 5.7K App Store ratings

What we love

  • 🚀 Easy and efficient
  • 👍 User-friendly interface
  • 🔒 Secure banking
  • 💡 Useful features like QR code scanning
  • 🚀 Fast and responsive

Room to improve

  • 🐛 Crashes and bugs
  • 🐛 Login and account access issues
  • 🐛 Verification and setup problems
  • 🐛 Compatibility issues with newer devices
  • 🐛 Unreliable performance

bunq

From 1.4K App Store ratings

What we love

  • 🚀 Instant payments
  • 💡 Innovative features
  • 👍 Easy to use
  • 🌍 Great for expats
  • 🔒 Secure banking

Room to improve

  • 🐛 Buggy app
  • 🕰️ Slow customer support
  • 💰 Expensive fees
  • 🤖 Unhelpful AI chatbot
  • 🔒 Account freezing issues

Bugs and requests

ABN AMRO

Reported bugs

5 issues
  • App crashes on startup
  • Unable to add/access accounts
  • Photo recognition not working
  • IDEAL payments not functioning
  • Keyboard issues when making transfers

Requested features

6 requests
  • Integrate Grip budgeting features
  • Add support for Apple Pay and Face ID
  • Improve notification system
  • Streamline money transfer process
  • Provide more customization options
Show 1 more
  • Enhance international user experience

bunq

Reported bugs

3 issues
  • App crashes on login
  • Incorrect transaction recording
  • Verification issues

Requested features

3 requests
  • Bring back previous app design
  • Improve account management features
  • Provide phone-based customer support

In-app purchases

None

ABN AMRO

No in-app purchases

None

bunq

No in-app purchases

Questions

Is ABN AMRO free?
ABN AMRO is free to download, with no in-app purchases.
Is bunq free?
bunq is free to download, with no in-app purchases.
Which has better reviews, ABN AMRO or bunq?
ABN AMRO is rated higher. ABN AMRO averages 4.8 out of 5 from 5.7K ratings, while bunq averages 4.4 from 1.4K ratings.
Do ABN AMRO or bunq have ads?
Neither ABN AMRO nor bunq shows ads.
Which is updated more often, ABN AMRO or bunq?
ABN AMRO ships an update fortnightly, and bunq weekly. Most recently, ABN AMRO was updated on October 29, 2026 and bunq on October 29, 2026.

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