Comparison

ABN AMRO vs Ockto

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ABN AMRO

Manage your everyday banking affairs quickly and securely from anywhere. Open personal accounts, make payments, view transactions, and handle investments. Secure login options like fingerprint and Face ID are available.

Highlights
  • Digital account opening
  • Secure login with fingerprint/Face ID
  • View transactions and balances
  • Make payments and transfers
  • Send payment requests
  • Manage debit cards
  • Investments and savings management
Features
Read full description

Make the move towards digital banking. The ABN AMRO app is for everyone, beginners and professionals alike. Children are able to use the app, and business clients can easily use it to do lots of their banking. Thanks to the app, you can always see all your everyday banking affairs at a glance and you can bank quickly and securely, wherever you are. Get started with ABN AMRO too. Open a personal account in the app - it’s a breeze! You can even open a current account in the app using your international passport in many cases. No need to go to a branch. You can do more with the app than you may know, like: • log in to Internet Banking and confirm orders securely there • get connected immediately with the right customer service representative • change your personal details and settings • block or unblock your debit card or request a replacement • manage your digital debit cards • send a Tikkie payment request And of course you can also: • do your banking right in the app and pay using iDEAL • view your transactions, balance and bank accounts • transfer money and schedule payment orders • get notifications about deposits, withdrawals and direct debit transactions • make investments, add to your savings, and view and take out a mortgage or insurance • add accounts held at other banks to your overview Doing your banking using the ABN AMRO app for the first time If you already have a personal or business ABN AMRO current account, you can start using the app right away. Secure banking Once you’re logged in to the app, you can confirm transactions using the 5-digit ID code, and often with your fingerprint or Face ID. Be sure to keep your personal ID code secret. Just like your PIN it’s meant for you alone. Also only register your own fingerprint or face on your device. You can read more about secure mobile banking at abnamro.nl/veiligmb.

About

Ockto

Effortlessly gather and share your personal and financial data for financial products. Scan a QR code to securely connect to various websites, automatically collect relevant information, and create a financial profile. You decide what to share, and all data is deleted upon closing the app.

Highlights
  • Online data collection
  • QR code scanning
  • Automated data retrieval
  • Personal financial profile creation
  • User-controlled data sharing
  • Data deletion after use
Features
Read full description

Share your data without the hassle An organisation asks you to provide personal or financial data. That can feel like a lot of work. With Ockto, you handle it quickly, safely and in just a few minutes. Download the app and log in with your DigiD or bank to the organisations you want to share your data with. Ockto only collects what’s needed. Nothing more, nothing less. You immediately see a clear overview of your data. You check it, give your consent, and you’re done. Ockto then delivers your data directly to the organisation that needs it. Safe, accurate and fully compliant. Ockto stores nothing and logs you out automatically. This allows the organisation to assess your application right away. So you quickly know where you stand. How it works You receive a QR-code or link from the organisation you want to share your data with. Scan the code with the Ockto app or click the link to get started right away. Ockto guides you step by step through the right sources. You log in yourself using familiar environments, such as your bank or DigiD. Do you have a partner? They can log in as well to add their data. Within minutes, everything is ready. You stay in control. Why Ockto Share data directly from the source No more manual entry Fewer errors and missing information Faster processing of your application Safe and in your control You decide if and when to share your data. Nothing happens without your consent. Ockto does not store your data. After use, everything is automatically deleted. We operate in line with applicable laws and regulations and are supervised by the AFM. Your data is in safe hands. Why the app needs access to your camera You often start from a website on your laptop or desktop. A QR-code creates a secure connection with the app. That’s why Ockto uses your camera: only to scan the QR-code. Want to know more? Find answers to frequently asked questions at www.ockto.eu/faq

Screenshots

ABN AMRO4 screens
Ockto4 screens

Verdict

The call

ABN AMRO and Ockto both sit at 4.8 stars, but that hides the real split: 100% of Ockto's written reviews are positive against 62% of ABN AMRO's. ABN AMRO's advantage is ratings volume (5.7K vs 27). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for ABN AMRO against 4.9 for Ockto. That said, the two scores are not equally well evidenced: ABN AMRO has 5.7K ratings behind it against 27, so its average is the more settled of the two. Written reviews are what separate them: 62% of ABN AMRO's written reviews are positive against 100% of Ockto's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 8 level
ABN AMRO versus Ockto: the parameters behind the verdict, then further details
ParameterABN AMROOckto
PriceFreeFree
Rating4.8 (5.7K ratings)4.9 (27 ratings) — better
Positive reviews62.2% of reviews100.0% of reviews — better
Number of ratings5.7K — better27
Update frequencyFortnightlyFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better17.0
Further details — not scored
Size254 MB53 MB
Age rating4+4+
DeveloperABN AMRO Bank N.V.Ockto B.V.

Customer experience

ABN AMRO

All ratings5,652 ratings
Positive96.2%
Neutral1.6%
Negative2.2%
Written reviews426 reviews
Positive62.2%
Neutral6.8%
Negative31.0%

Ockto

All ratings27 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

ABN AMRO

Reported bugs

5 issues
  • App crashes on startup
  • Unable to add/access accounts
  • Photo recognition not working
  • IDEAL payments not functioning
  • Keyboard issues when making transfers

Requested features

6 requests
  • Integrate Grip budgeting features
  • Add support for Apple Pay and Face ID
  • Improve notification system
  • Streamline money transfer process
  • Provide more customization options
Show 1 more
  • Enhance international user experience

Ockto

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

ABN AMRO

No in-app purchases

None

Ockto

No in-app purchases

Questions

Is ABN AMRO free?
ABN AMRO is free to download, with no in-app purchases.
Is Ockto free?
Ockto is free to download, with no in-app purchases.
Which has better reviews, ABN AMRO or Ockto?
Ockto is rated higher. ABN AMRO averages 4.8 out of 5 from 5.7K ratings, while Ockto averages 4.9 from 27 ratings.
Do ABN AMRO or Ockto have ads?
Neither ABN AMRO nor Ockto shows ads.
Which is updated more often, ABN AMRO or Ockto?
ABN AMRO ships an update fortnightly, and Ockto fortnightly. Most recently, ABN AMRO was updated on October 26, 2026 and Ockto on October 24, 2026.

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