Comparison

ABN AMRO vs Ugh, Bills

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ABN AMRO

Manage your everyday banking affairs quickly and securely from anywhere. Open personal accounts, make payments, view transactions, and handle investments. Secure login options like fingerprint and Face ID are available.

Highlights
  • Digital account opening
  • Secure login with fingerprint/Face ID
  • View transactions and balances
  • Make payments and transfers
  • Send payment requests
  • Manage debit cards
  • Investments and savings management
Features
Read full description

Make the move towards digital banking. The ABN AMRO app is for everyone, beginners and professionals alike. Children are able to use the app, and business clients can easily use it to do lots of their banking. Thanks to the app, you can always see all your everyday banking affairs at a glance and you can bank quickly and securely, wherever you are. Get started with ABN AMRO too. Open a personal account in the app - it’s a breeze! You can even open a current account in the app using your international passport in many cases. No need to go to a branch. You can do more with the app than you may know, like: • log in to Internet Banking and confirm orders securely there • get connected immediately with the right customer service representative • change your personal details and settings • block or unblock your debit card or request a replacement • manage your digital debit cards • send a Tikkie payment request And of course you can also: • do your banking right in the app and pay using iDEAL • view your transactions, balance and bank accounts • transfer money and schedule payment orders • get notifications about deposits, withdrawals and direct debit transactions • make investments, add to your savings, and view and take out a mortgage or insurance • add accounts held at other banks to your overview Doing your banking using the ABN AMRO app for the first time If you already have a personal or business ABN AMRO current account, you can start using the app right away. Secure banking Once you’re logged in to the app, you can confirm transactions using the 5-digit ID code, and often with your fingerprint or Face ID. Be sure to keep your personal ID code secret. Just like your PIN it’s meant for you alone. Also only register your own fingerprint or face on your device. You can read more about secure mobile banking at abnamro.nl/veiligmb.

About

Ugh, Bills

Features
Read full description

Ugh, Bills helps you understand what your money needs next without building another budget you have to maintain. SEE THE SHAPE OF YOUR MONTH • A clear Money Brief explains how much income is already committed • Payday Runway shows what remains after known bills before your next deposit • Calendar and forecast views make upcoming obligations visible • One Thing mode gives you a single next move FIND THE PROBLEMS HIDING IN THE TOTALS • Detect bills that cluster before payday • Surface cost increases and quiet subscription leaks • Turn annual and quarterly bills into realistic monthly reserves • Track recorded fees and financial friction without shame KEEP BILLS OUT OF YOUR HEAD • Add bills manually in seconds • Capture rough thoughts such as “electric about 120 midmonth” • Get timely reminders before bills are due • Mark payments and build an honest on-time record • Use shame-free wording when you need facts without judgment ALMANAC PREMIUM Connect bank and card accounts securely through Plaid so Almanac can find recurring bills, detect income, keep balances current, and update insights automatically. Manual bills, calendars, reminders, income, and core insights remain free. Almanac is a planning and tracking tool. It does not move money, pay bills, provide financial advice, or guarantee account balances. Pending transactions and spending outside Almanac can change projections. End User License Agreement: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

ABN AMRO4 screens
Ugh, Bills3 screens

Verdict

The call

The clearest difference is in-app purchases: ABN AMRO at none against Ugh, Bills's 2. Ugh, Bills's advantage is update cadence (every 6 days vs fortnightly). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Ugh, Bills sells 2 in-app purchases, starting at $6.99 per month. ABN AMRO asks for nothing beyond the download.

UpkeepUpdate frequency

ABN AMRO ships an update fortnightly, Ugh, Bills every 6 days. The most recent releases landed on November 1, 2026 and October 29, 2026 respectively.

Scorecard2 real differences · 8 level
ABN AMRO versus Ugh, Bills: the parameters behind the verdict, then further details
ParameterABN AMROUgh, Bills
PriceFreeFree
Rating4.8 (5.7K ratings) — better—
Positive reviews62.2% of reviews—
Number of ratings5.7K — better—
Update frequencyFortnightlyEvery 6 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better16.4
Further details — not scored
Size254 MB34 MB
Age rating4+4+
DeveloperABN AMRO Bank N.V.JEREMY JAMES HIGHTOWER

Bugs and requests

ABN AMRO

Reported bugs

5 issues
  • App crashes on startup
  • Unable to add/access accounts
  • Photo recognition not working
  • IDEAL payments not functioning
  • Keyboard issues when making transfers

Requested features

6 requests
  • Integrate Grip budgeting features
  • Add support for Apple Pay and Face ID
  • Improve notification system
  • Streamline money transfer process
  • Provide more customization options
Show 1 more
  • Enhance international user experience

Ugh, Bills

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

ABN AMRO

No in-app purchases

2 purchases

Ugh, Bills

Subscriptions2
  • Almanac Premium Monthly$6.991 Month
  • Almanac Premium Annual$59.991 Year

Questions

Is ABN AMRO free?
ABN AMRO is free to download, with no in-app purchases.
Is Ugh, Bills free?
Ugh, Bills is free to download, with in-app purchases available.
Do ABN AMRO or Ugh, Bills have ads?
Neither ABN AMRO nor Ugh, Bills shows ads.
Which is updated more often, ABN AMRO or Ugh, Bills?
ABN AMRO ships an update fortnightly, and Ugh, Bills every 6 days. Most recently, ABN AMRO was updated on November 1, 2026 and Ugh, Bills on October 29, 2026.

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