Comparison

ABN AMRO vs PAY.APP

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ABN AMRO

Manage your everyday banking affairs quickly and securely from anywhere. Open personal accounts, make payments, view transactions, and handle investments. Secure login options like fingerprint and Face ID are available.

Highlights
  • Digital account opening
  • Secure login with fingerprint/Face ID
  • View transactions and balances
  • Make payments and transfers
  • Send payment requests
  • Manage debit cards
  • Investments and savings management
Features
Read full description

Make the move towards digital banking. The ABN AMRO app is for everyone, beginners and professionals alike. Children are able to use the app, and business clients can easily use it to do lots of their banking. Thanks to the app, you can always see all your everyday banking affairs at a glance and you can bank quickly and securely, wherever you are. Get started with ABN AMRO too. Open a personal account in the app - it’s a breeze! You can even open a current account in the app using your international passport in many cases. No need to go to a branch. You can do more with the app than you may know, like: • log in to Internet Banking and confirm orders securely there • get connected immediately with the right customer service representative • change your personal details and settings • block or unblock your debit card or request a replacement • manage your digital debit cards • send a Tikkie payment request And of course you can also: • do your banking right in the app and pay using iDEAL • view your transactions, balance and bank accounts • transfer money and schedule payment orders • get notifications about deposits, withdrawals and direct debit transactions • make investments, add to your savings, and view and take out a mortgage or insurance • add accounts held at other banks to your overview Doing your banking using the ABN AMRO app for the first time If you already have a personal or business ABN AMRO current account, you can start using the app right away. Secure banking Once you’re logged in to the app, you can confirm transactions using the 5-digit ID code, and often with your fingerprint or Face ID. Be sure to keep your personal ID code secret. Just like your PIN it’s meant for you alone. Also only register your own fingerprint or face on your device. You can read more about secure mobile banking at abnamro.nl/veiligmb.

About

PAY.APP

Accept online payments like iDeal, credit cards, and more. This app provides a mobile solution for users to manage their online payment processing. It aims to make online transactions secure, simple, and seamless for everyone.

Highlights
  • Accept iDeal payments
  • Accept credit card payments
  • Mobile payment provider
  • Secure online transactions
  • Seamless payment processing
Features
Read full description

Met Pay kunt u iDeal, creditcard en overige online betalingen accepteren. Middels deze app bieden wij Pay.nl betalingen voor mobiele gebruikers. Samen met onze klanten zorgen wij ervoor dat online betaalverkeer voor nu en in de toekomst veilig, simpel en vlekkeloos verloopt en hier zijn wij bijzonder trots op!", het team van Pay.nl Door het ruime dienstenaanbod is de klantenkring van Pay.nl erg divers. Wij maken ‘veilig en snel online betalen zonder gedoe’ voor iedereen bereikbaar. Of het nu gaat om een webshop, website met betaalde content of downloads. Met het complete aanbod aan betaaloplossingen, kunnen wij ondernemers met een internationaal bereik ook van dienst zijn.

Screenshots

ABN AMRO4 screens
PAY.APP4 screens

Verdict

The call

The clearest difference is rating: ABN AMRO at 4.8 against PAY.APP's 4.0. ABN AMRO also leads on ratings volume (5.6K vs 2) and update cadence (fortnightly vs every 5 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ABN AMRO holds the better App Store score, 4.8 against 4.0. That said, the two scores are not equally well evidenced: ABN AMRO has 5.6K ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

ABN AMRO ships an update fortnightly, PAY.APP every 5 weeks. The most recent releases landed on October 1, 2026 and September 19, 2026 respectively.

Scorecard4 real differences · 6 level
ABN AMRO versus PAY.APP: the parameters behind the verdict, then further details
ParameterABN AMROPAY.APP
PriceFreeFree
Rating4.8 (5.6K ratings) — better4.0 (2 ratings)
Positive reviews55.0% of reviews—
Number of ratings5.6K — better2
Update frequencyFortnightly — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better18.0
Further details — not scored
Size243 MB81 MB
Age rating4+4+
DeveloperABN AMRO Bank N.V.TinTel BV

Customer experience

ABN AMRO

All ratings5,567 ratings
Positive96.3%
Neutral1.6%
Negative2.1%
Written reviews151 reviews
Positive55.0%
Neutral7.9%
Negative37.1%

PAY.APP

All ratings2 ratings
Positive50.0%
Neutral50.0%
Negative0.0%

Bugs and requests

ABN AMRO

Reported bugs

5 issues
  • App crashes on startup
  • Unable to add/access accounts
  • Photo recognition not working
  • IDEAL payments not functioning
  • Keyboard issues when making transfers

Requested features

6 requests
  • Integrate Grip budgeting features
  • Add support for Apple Pay and Face ID
  • Improve notification system
  • Streamline money transfer process
  • Provide more customization options
Show 1 more
  • Enhance international user experience

PAY.APP

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

ABN AMRO

No in-app purchases

None

PAY.APP

No in-app purchases

Questions

Is ABN AMRO free?
ABN AMRO is free to download, with no in-app purchases.
Is PAY.APP free?
PAY.APP is free to download, with no in-app purchases.
Which has better reviews, ABN AMRO or PAY.APP?
ABN AMRO is rated higher. ABN AMRO averages 4.8 out of 5 from 5.6K ratings, while PAY.APP averages 4.0 from 2 ratings.
Do ABN AMRO or PAY.APP have ads?
Neither ABN AMRO nor PAY.APP shows ads.
Which is updated more often, ABN AMRO or PAY.APP?
ABN AMRO ships an update fortnightly, and PAY.APP every 5 weeks. Most recently, ABN AMRO was updated on October 1, 2026 and PAY.APP on September 19, 2026.

Other comparisons