Comparison

Smart Banking Slovakia vs Raiffeisen Bank SK

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Smart Banking Slovakia

Manage your bank accounts securely and conveniently from your mobile device. Perform payments, set up standing orders, and control your credit cards. Features include card blocking, transaction categorization, and ATM/branch locators.

Highlights
  • Enter payments and standing orders
  • Repay credit cards
  • Secure login with PIN/fingerprint
  • Temporarily block/unblock debit cards
  • Categorize transactions
  • Scan QR codes for payments
  • Find ATMs and branches
Features
Read full description

With Smart Banking, you always have your bank at your fingertips. The app is user-friendly and, most of all, secure. It enables you to enter payments, create and edit standing orders or repay your credit card. The app access as well as payment signatures are protected by your PIN code, fingerprint. Smart Banking also includes Smart Key, with which you can authorize payments and other orders entered in Online Banking, both online and offline – using push notifications online or retrieving QR codes offline. You can also easily change your credentials in Smart Key. In case you forget your credentials, you can reset them using a photo of your registered identification documents and a selfie video. The app itself will guide you through resetting your credentials. You can do much more with the app! • Learn about what’s going on in your account after you turn on the push notifications. • Transactions are automatically categorized and you can see your income and expenses in the Overviews section. • Have you lost a debit card? You can simply temporarily block and unblock the card for free in the app. • You can adjust the daily limit for debit card according to your needs. • Check your account balance even without signing in to the app using Widget. • You can also make payments by scanning a QR code (QR payment) or cheque. • You can use payment templates and beneficiaries saved in Online Banking also in the Smart Banking app. • Account statements, credit card statements and other documents are available in the Documents section. • Get an instant overview of currency rates. • Are you searching for an UniCredit Bank ATM or branch? You can find them in the app in an instant. How to activate the app? We have prepared a simple and unified activation process for you. Simply download the application and activate the application by using your Username and PIN. If you do not have this data, but you are a Client of UniCredit Bank, you can obtain it directly in the application.

About

Raiffeisen Bank SK

Access your bank accounts, manage finances, and perform transactions securely from your mobile device. Features include account overviews, payment orders, card management, and ATM location services.

Highlights
  • Account information and product overview
  • One-time and standing payment orders
  • Barcode, QR, and IBAN scanner
  • Card management (limits, PIN, blocking)
  • Push provisioning for Apple Wallet
  • ATM and branch locator with navigation
  • Secure login with SMS, quick login, TouchID/FaceID
Features
Read full description

The Raiffeisen Bank application allows you to access the bank’s website, where you can log into Internet Banking, using a mobile device according to Raiffeisen’s terms and conditions. To log into Raiffeisen Bank Internet Banking, enter your client number (given in your Framework Contract with us) and your Internet Banking password, and then confirm the login using the code you receive from us in an SMS. After logging into Internet Banking using the Raiffeisen Bank SK application, you can create a quick login option. When using the quick login option to access Internet Banking, simply enter your own numeric login code. This code is only valid for the mobile device and the browser you used to activate the quick login option. The Internet Banking, offers the following services: - access to information about the account, savings products, cards, consumer loans and supplementary pension saving using the product overview and details functions, - allocation of funds on the account using one-time payment orders, standing orders and directs debits, - barcode scanner, QR codes scanner and IBAN account numbers scanner, - change the limits, view PIN code and block payment card, - push provisioning - possibility to automatically add a card to the Apple wallet, - change of postal and e-mail address and mobile phone number, - the account owner may change how account statements are delivered, - creation, change and cancellation of PUSH or SMS account notifications, - change of the login password for Internet Banking, - activation and deactivation of the quick login option for Internet Banking, - activation and deactivation of TouchID or FaceID login, - message inbox, - document inbox, - localisation of equipment to locate the nearest ATM and provide navigation to it, - download files and a possibility to save, share. Should you have any questions, ideas or problems related to the application, please contact us via e-mail at info@raiffeisen.sk or using the contact details on the Raiffeisen Bank website: https://www.raiffeisen.sk/sk/o-banke/kontakty/ Terms of use for Internet Banking are given in Raiffeisen’s terms and conditions. Raiffeisen bank is Tatra banka, a.s., organizačná zložka podniku - Raiffeisen banka.

Screenshots

Smart Banking Slovakia4 screens
Raiffeisen Bank SK4 screens

Verdict

The call

The clearest difference is rating: Smart Banking Slovakia at 4.6 against Raiffeisen Bank SK's 3.0. Smart Banking Slovakia also leads on review sentiment (50% vs 9%) and ratings volume (205 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Smart Banking Slovakia holds the better App Store score, 4.6 against 3.0. That said, the two scores are not equally well evidenced: Smart Banking Slovakia has 205 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 50% of Smart Banking Slovakia's written reviews are positive against 9% of Raiffeisen Bank SK's.

UpkeepUpdate frequency

Smart Banking Slovakia ships an update every 2 months, Raiffeisen Bank SK every 6 months. Both last shipped on September 19, 2026.

Scorecard4 real differences · 6 level
Smart Banking Slovakia versus Raiffeisen Bank SK: the parameters behind the verdict, then further details
ParameterSmart Banking SlovakiaRaiffeisen Bank SK
PriceFreeFree
Rating4.6 (205 ratings) — better3.0 (1 ratings)
Positive reviews50.0% of reviews — better9.1% of reviews
Number of ratings205 — better1
Update frequencyEvery 2 months — betterEvery 6 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.015.0
Further details — not scored
Size708 MB54 MB
Age rating4+12+
DeveloperUniCredit Bank Slovakia a.s. powered by AssecoTatra banka, a.s.

Customer experience

Smart Banking Slovakia

All ratings205 ratings
Positive90.7%
Neutral2.4%
Negative6.8%
Written reviews18 reviews
Positive50.0%
Neutral5.6%
Negative44.4%

Raiffeisen Bank SK

All ratings1 ratings
Positive0.0%
Neutral100.0%
Negative0.0%
Written reviews55 reviews
Positive9.1%
Neutral32.7%
Negative58.2%

In-app purchases

None

Smart Banking Slovakia

No in-app purchases

None

Raiffeisen Bank SK

No in-app purchases

Questions

Is Smart Banking Slovakia free?
Smart Banking Slovakia is free to download, with no in-app purchases.
Is Raiffeisen Bank SK free?
Raiffeisen Bank SK is free to download, with no in-app purchases.
Which has better reviews, Smart Banking Slovakia or Raiffeisen Bank SK?
Smart Banking Slovakia is rated higher. Smart Banking Slovakia averages 4.6 out of 5 from 205 ratings, while Raiffeisen Bank SK averages 3.0 from 1 ratings.
Do Smart Banking Slovakia or Raiffeisen Bank SK have ads?
Neither Smart Banking Slovakia nor Raiffeisen Bank SK shows ads.
Which is updated more often, Smart Banking Slovakia or Raiffeisen Bank SK?
Smart Banking Slovakia ships an update every 2 months, and Raiffeisen Bank SK every 6 months. Most recently, Smart Banking Slovakia was updated on September 19, 2026 and Raiffeisen Bank SK on September 19, 2026.

Other comparisons