Smart Banking Slovakia Reviews: Is It Legit?

Smart Banking Slovakia
Smart Banking Slovakia
UniCredit Bank Slovakia a.s. powered by Asseco

Customer Experience

Positive experience66.4% of reviews
Neutral7.8% of reviews
Negative experience25.8% of reviews

~ Based on 128 written reviews from the US App Store.

Is Smart Banking Slovakia Safe?

Smart Banking Slovakia appears safe based on user ratings. AppsHunter Safety Score for Smart Banking Slovakia is 91/100.

This assessment is based on 209 user ratings, with an App Store average of 4.6/5.

Safety Analysis

90.9% of ratings point to a safe experience
2.4% of ratings suggest some concerns
6.7% of ratings point to a risky experience

~ Based on 209 App Store ratings for Smart Banking Slovakia.

Is Smart Banking Slovakia Legit?

Smart Banking Slovakia appears to be a legitimate app. AppsHunter Legitimacy Score for Smart Banking Slovakia is 88/100.

Based on 88 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Úplne padá a nefunguje

Od poslednej aktualizácie sa tak ani nedá dostať k účtu.

Update Broke Everything – No Access to My Account

I have to say this is the worst banking app I have ever used — and I actively use apps from 5 different banks.

After the latest update of the UniCredit Bank App, it is no longer possible for me to log in. The app does not comply with my company’s security requirements, and my MDM system blocks it completely.

On top of that, it is impossible to transfer or activate the app on a new phone. The process requires the phone number to match the number on the device where the app is being activated — which is not feasible when using a virtual SIM.

The only solution offered is to visit a branch in person and change the phone number linked to the account. For someone living abroad, this is simply not a realistic option.

To make things worse, internet banking via web is also not accessible without the mobile app. So effectively, I am locked out of my own money.

Absolutely unacceptable experience. Congratulations on creating a system that prevents customers from accessing their own funds.
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App need improvement

No dark mode in 2026 is a shame. Also I would prefer if I can select which accounts want to see in dashboard without uncallapsing them

Banking

Grate banking app

Nejhorší banka v cssr

Nejhorší banka v cssr

Improve options

Missing Payment option to repeat the same payment and why is it not automatically savong and crating contacts. I had to do it manually for a paymwnt I have done previously

buggy and outdated app

I have experience using applications from other banks - both in other countries and in Slovakia and it seems to me that UniCredit ignored the fact that we live in 2025, where technology has advanced far, and their application has bug after bug! The simplest example is that the button for sending funds gets stuck. I just click on it and nothing happens - and this has been going on for two months. I updated and reinstalled the application, but nothing helps and sometimes, but very rarely, this button works .. It feels like UniCredit invests a minimum of its resources in development, since their competitors, although they do not have such impressive advertising on the market, have much better and more usable applications. In my opinion, even the smallest startups have a much better style and quality of product. Even the name of the application already says that the guys are completely behind the times. What is this? “Smart Banking Slovakia” ??? What smart banking? When I search for an application on my phone, I want to write only one thing and that is UniCredit! and not some kind of non-smart banking!!! Every bank has its own Smart banking and no one thought of calling their application such an abstract phrase! It's wildly inconvenient.
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Veľmi úbohé

Slabá aplikácia a ešte horšia banka

Horrible app

App is slow and sometimes doesnt even work

Jednoducho Uni

Aplikácia je pomalá, neprehľadná. Naviac odoberáte funkcionality, ktoré zmysel majú - napr opakovať platbu

Aktualizace 2025

Vylepšili to tak, že už nelze "zopakovat platbu". A když odešlete platbu, tak se vám dlouho ještě nezobrazí ve výpisu. Nejhorší smart banking.

New design

The app is overall good, but the new transactions page design is visually unbalanced. The title of transaction is too dark and distracting, the category icon is unnecessarily large, and the vertical separator is too bold. These elements take attention away from what actually matters—the amount and date. Reducing the emphasis on the title, making the icon smaller, and softening the separator would significantly improve clarity. This new design is a big step backward.
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Super

Excellent Service

Response from developer

Thank you very much for your feedback.

relative satisfaction

The Smart Banking App from Unicredit is practical and I have been using it for many years. It has become a matter of course for me. What I don't like is that a few years ago the bank started to automatically define my expenses and income into categories. This should not be a matter of course. It is in my direction, to control and evaluate my money. I never wanted this control and analysis from a bank app.
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Unicredit app review

The app has enough problems. If I want to create investmemt savings or term deposit, I need to visit bank office to make it with officer, I would like to have online option to create them.
I would like to have electronic signature option, it is routine in another bank app.
It would be fine to improve online banking services as there are not enough based on my experiences in another bank.
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A lot of products issues

There are multiple product issues:
1. Face ID does not always work when logging into the app.
2. Problems with displaying investment information (e.g., the investment chart).
3. Slow loading of pages when clicking the “back to home page” button.
4. Security issues: if the app is minimized (not closed) and then reopened after some time, the last viewed data, such as account balances, is immediately displayed before being kicked out of the app and prompted to re-enter the password for login.
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Sankar rao lingabotu

Very amazing application, much better than anything I've used before. Sending and receiving money is very easy thanks to the application.

Uniques and excellent

Unicreditbank mobile banking application is unique,excellent and customer friendly application for usage!!! I used one or two banking applications but its Very to easy to pay and receive money through this application!!! Thank you unicreditbank for your extraordinary services...!!!🤝👍

User friendly

I've been using the Uncredit Bank app for few months now, and it's transformed my banking experience. The app's cutting-edge technology, user-friendly interface, and innovative features have made managing my finances a breeze.

App friendly especially to foreigners

First back I signed up since i moved to Slovakia and its really easy to navigate and the only app I have in banking that has English setting. I have 2 more and neither of them has English offer so Im glad about this.

-Jane Caputolan