Smart Banking Slovakia vs mBank SK
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Smart Banking Slovakia
Manage your bank accounts securely and conveniently from your mobile device. Perform payments, set up standing orders, and control your credit cards. Features include card blocking, transaction categorization, and ATM/branch locators.
- Enter payments and standing orders
- Repay credit cards
- Secure login with PIN/fingerprint
- Temporarily block/unblock debit cards
- Categorize transactions
- Scan QR codes for payments
- Find ATMs and branches
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With Smart Banking, you always have your bank at your fingertips. The app is user-friendly and, most of all, secure. It enables you to enter payments, create and edit standing orders or repay your credit card. The app access as well as payment signatures are protected by your PIN code, fingerprint. Smart Banking also includes Smart Key, with which you can authorize payments and other orders entered in Online Banking, both online and offline – using push notifications online or retrieving QR codes offline. You can also easily change your credentials in Smart Key. In case you forget your credentials, you can reset them using a photo of your registered identification documents and a selfie video. The app itself will guide you through resetting your credentials. You can do much more with the app! • Learn about what’s going on in your account after you turn on the push notifications. • Transactions are automatically categorized and you can see your income and expenses in the Overviews section. • Have you lost a debit card? You can simply temporarily block and unblock the card for free in the app. • You can adjust the daily limit for debit card according to your needs. • Check your account balance even without signing in to the app using Widget. • You can also make payments by scanning a QR code (QR payment) or cheque. • You can use payment templates and beneficiaries saved in Online Banking also in the Smart Banking app. • Account statements, credit card statements and other documents are available in the Documents section. • Get an instant overview of currency rates. • Are you searching for an UniCredit Bank ATM or branch? You can find them in the app in an instant. How to activate the app? We have prepared a simple and unified activation process for you. Simply download the application and activate the application by using your Username and PIN. If you do not have this data, but you are a Client of UniCredit Bank, you can obtain it directly in the application.
mBank SK
Manage your finances securely and conveniently with this mobile banking app. It offers real-time account overviews, mobile payments, easy money transfers, and secure online transaction confirmations. You can also manage your payment cards and apply for loans or savings products directly within the app.
- Real-time account overview with notifications
- Contactless mobile payments
- Money transfers via QR code or phone number
- Secure online payment authorization
- Payment card management
- Virtual card issuance
- Loan, savings, and insurance applications
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Majte svoje financie neustále pod kontrolou a zároveň v bezpečí. Mobilná aplikácia od mBank spojila najpokročilejšie bezpečnostné systémy s užívateľsky prívetivým prostredím. Správa peňazí ešte nikdy nebola jednoduchšia. Ako vám mobilná aplikácia od mBank zjednoduší život? 1. Prehľad o svojich financiách budete mať stále poruke – vďaka notifikáciám sa okamžite dozviete o každom pohybe na účte. 2. Otvorí vám cestu do sveta mobilných platieb – s bankou v mobile vám na bezkontaktné platby stačí telefón a palec alebo smart hodinky. 3. Posielanie peňazí bude otázkou niekoľkých kliknutí – ľahko a rýchlo pomocou QR kódov alebo pomocou platieb na mobilné číslo. 4. Online platby sa stanú ešte bezpečnejšie – Na ich potvrdenie využijete mobilnú autorizáciu, ktorú chráni váš unikátny PIN-kód alebo biometria. 5. Zjednoduší vám správu platobných kariet – nastavenie limitov, zmena PIN kódu alebo rýchle zablokovanie karty. 6. Sprístupní vám výhody virtuálnych kariet – eKartu si jednoducho objednáte priamo v aplikácii. 7. Umožní vám vybaviť si pôžičku, sporenie, poistenie a ďalšie bankové produkty – predschválenú pôžičku môžete mať na účte do 3 minút. Pokiaľ ide o bezpečnosť, sme nekompromisní Bezpečnosť vašich financií je pre nás prioritou. Preto mobilnú aplikáciu od mBank chránia tie najpokročilejšie funkcie. - Prihlásenie a každý úkon potvrdzujete vami zvoleným unikátnym PIN kódom alebo pomocou odtlačku prsta, prípadne skenu tváre. - Pri krádeži telefónu aplikáciu odpojíte prostredníctvom internet bankingu. - Vďaka pokročilým šifrovacím protokolom nikto nezneužije vaše heslá, PIN kódy ani ďalšie osobné údaje. Ešte nemáte mKonto? Vyhnite sa návštevám pobočiek. Bankový účet od mBank si pohodlne založíte odkiaľkoľvek. Stiahnite si mobilnú aplikáciu mBank a dostaňte svoje financie pod kontrolu ešte dnes.
Screenshots
Verdict
The clearest difference is update cadence: mBank SK at fortnightly against Smart Banking Slovakia's every 2 months. Smart Banking Slovakia's advantage is review sentiment (50% vs 41%) and iOS requirement (15.0 vs 18.0). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.6 for Smart Banking Slovakia against 4.6 for mBank SK. Both are backed by a comparable volume of ratings — 205 and 150 respectively. Written reviews are what separate them: 50% of Smart Banking Slovakia's written reviews are positive against 41% of mBank SK's.
Smart Banking Slovakia ships an update every 2 months, mBank SK fortnightly. The most recent releases landed on September 19, 2026 and September 21, 2026 respectively.
| Parameter | Smart Banking Slovakia | mBank SK |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (205 ratings) | 4.6 (150 ratings) |
| Positive reviews | 50.0% of reviews — better | 40.7% of reviews |
| Number of ratings | 205 — better | 150 |
| Update frequency | Every 2 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 708 MB | 164 MB |
| Age rating | 4+ | 4+ |
| Developer | UniCredit Bank Slovakia a.s. powered by Asseco | mBank S.A. |
Customer experience
Smart Banking Slovakia
mBank SK
In-app purchases
Smart Banking Slovakia
No in-app purchases
mBank SK
No in-app purchases
Questions
Is Smart Banking Slovakia free?
Is mBank SK free?
Which has better reviews, Smart Banking Slovakia or mBank SK?
Do Smart Banking Slovakia or mBank SK have ads?
Which is updated more often, Smart Banking Slovakia or mBank SK?
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