Comparison

Tech CU vs Metro Bank Authenticator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Tech CU

Manage your finances with a streamlined and secure mobile banking app. Access account information, send money, pay bills, and customize your financial wellness tools 24/7. Enhanced security features provide peace of mind for all your banking needs.

Highlights
  • Seamless app navigation
  • Account insights and balances
  • Digital wallet integration
  • Send money with Zelle
  • Bill payment
  • Financial wellness customization
  • Secure messaging
Features
Read full description

Your Tech CU banking experience just got even better with a seamless, fast and easy experience across online and mobile 24 hours a day, 7 days a week, and easy to find features across your mobile phone and desktop. Now supporting business members! It’s not an update, it’s an upgrade! Committed to providing enhanced digital banking for our members, we have upgraded your mobile experience with self-service capabilities that enable you to easily perform day-to-day banking activities from anywhere, at any time. So, whether on-the-go, from home or your office, now you can bank more easily without skipping a beat. Plus, with our enhanced security and protection, your peace of mind is our top of mind. Now, you can... •Seamlessly navigate the app •Gain insights into your accounts and balances •Tap with digital wallet •Send money with Zelle® •Make payments with Bill Pay •Customize your financial wellness •Configure profile & security settings •Send secure messages Are you ready for your upgrade? Download the app now! Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

About

Metro Bank Authenticator

This app provides a secure and convenient way for Metro Bank Business customers to authenticate online banking actions. It replaces the need for a physical security device, allowing for quick verification of logins, payments, and account changes directly from your mobile.

Highlights
  • Authenticate online banking actions
  • Secure login verification
  • Approve new payment setups
  • Confirm account changes
  • Replaces physical security devices
  • Convenient mobile authentication
Features
Read full description

We believe that people come first, and that everyone deserves a great experience every step of the way – whether it’s on our app, online or face to face. We’re here to make your life (and your banking) easier, which is why we’ve created our Authenticator app for our Metro Bank Business customers. Need some help? Our Local Business Managers and Relationship Managers are on hand to support you and your business. Features: You can use this app to authenticate certain actions on your Metro Bank Business online banking, like logging in, setting up new payments, or making changes to your account. It only takes a few taps – and there’s no need to worry about finding your physical security device. Metro Bank’s Authenticator app is available for customers registered for Commercial Online Banking and Business Online Plus. Standard data charges from your mobile service provider may apply. Help and support: If you experience any issues downloading or registering the Metro Bank Authenticator app, please visit us in store or call us on 0345 08 08 500. Metro Bank PLC. Registered in England and Wales. Company number: 6419578. Registered office: One Southampton Row, London, WC1B 5HA. We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Metro Bank PLC is an independent UK Bank - it is not affiliated with any other bank or organisation (including the METRO newspaper or its publishers) anywhere in the world. "Metrobank" is the registered trademark of Metro Bank PLC. more

Screenshots

Tech CU4 screens
Metro Bank Authenticator3 screens

Verdict

The call

The clearest difference is review sentiment: Tech CU at 63% against Metro Bank Authenticator's 0%. Tech CU also leads on update cadence (every 5 weeks vs every 12 months). Metro Bank Authenticator's advantage is iOS requirement (14.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Tech CU ships an update every 5 weeks, Metro Bank Authenticator every 12 months. The most recent releases landed on September 25, 2026 and September 17, 2026 respectively.

Scorecard3 real differences · 7 level
Tech CU versus Metro Bank Authenticator: the parameters behind the verdict, then further details
ParameterTech CUMetro Bank Authenticator
PriceFreeFree
Rating4.8 (3K ratings) — better—
Positive reviews63.2% of reviews — better0.0% of reviews
Number of ratings3K — better—
Update frequencyEvery 5 weeks — betterEvery 12 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.014.0 — better
Further details — not scored
Size128 MB12 MB
Age rating4+4+
DeveloperTechnology Credit UnionMetroBank

Customer experience

Tech CU

All ratings2,960 ratings
Positive97.1%
Neutral1.5%
Negative1.5%
Written reviews136 reviews
Positive63.2%
Neutral8.8%
Negative27.9%

Metro Bank Authenticator

Written reviews19 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

Tech CU

Reported bugs

5 issues
  • Face ID/Touch ID authentication issues
  • Incorrect account balance display
  • Inconsistent mobile deposit functionality
  • Forced password changes not working
  • Unread message notifications not working

Requested features

6 requests
  • Ability to view cleared checks
  • Improved account grouping
  • Biometric authentication for individual accounts
  • Bank-to-bank money transfer
  • Zelle integration
Show 1 more
  • More customization options

Metro Bank Authenticator

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Tech CU

No in-app purchases

None

Metro Bank Authenticator

No in-app purchases

Questions

Is Tech CU free?
Tech CU is free to download, with no in-app purchases.
Is Metro Bank Authenticator free?
Metro Bank Authenticator is free to download, with no in-app purchases.
Do Tech CU or Metro Bank Authenticator have ads?
Neither Tech CU nor Metro Bank Authenticator shows ads.
Which is updated more often, Tech CU or Metro Bank Authenticator?
Tech CU ships an update every 5 weeks, and Metro Bank Authenticator every 12 months. Most recently, Tech CU was updated on September 25, 2026 and Metro Bank Authenticator on September 17, 2026.

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