Comparison

Mazuma Mobile vs Academy Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mazuma Mobile

Manage your finances on the go with 24/7 account access. Deposit checks by snapping a photo, pay bills, transfer funds, and view statements securely from anywhere. Find nearby ATMs and branches easily.

Highlights
  • View account balances and transaction history
  • Remote check deposit via photo
  • Easy bill payment
  • Fund transfers
  • View online statements
  • Find ATMs and branches
Read full description

Mazuma Mobile app lets you have access to your accounts 24/7. It’s easy, it’s free, it’s secure and it goes everywhere you go! • View account balances and transaction history • Snap a picture of your checks to deposit them remotely • Pay your bills easily • View and activate cash back offers • Transfers funds • View your online statements • Contact Mazuma securely • Find ATMs and branches in your area To learn how we protect your privacy, please visit https://www.mazuma.org/disclosures/disclosures.php

About

Academy Bank

Manage your finances on the go with this mobile banking app. Deposit checks, transfer funds, monitor account activity, and set up custom alerts. Find nearby ATMs and branches, and pay bills securely from your device.

Highlights
  • Mobile check deposit
  • Account balance and transaction history
  • Customizable mobile banking alerts
  • Fund transfers between accounts
  • Bill payment
  • ATM and branch locator
Features
Read full description

There’s never been a better time to bank from your phone. Deposit checks, transfer funds, check balances, receive alerts, view activity, and find ATMs or branches. To get started, download and launch the app. Then sign on with your Academy Bank Online Banking Access ID and password. It’s that simple. Free Mobile Deposits[1] • Make check deposits with your phone • View deposited checks history Monitor Your Account • See account balances and transaction history • View your account balances without logging in with Instant Balance[4] Mobile Banking Alerts[2] • Balance level alerts: lets you know when you have gone above or below your pre-selected amount. • Transaction alerts: lets you know when specific transaction activity occurs on your account. • Scheduled alerts: sends you the latest information on your available balance and recent account history at regular intervals. • Actionable alerts: act directly from notifications to transfer money when your balance goes below a set threshold. • Security alerts: be notified when your account password is changed or your account is locked. • Alert History: see your alert(s) history for the past 90 days. Perform Transactions • Pay bills[5] • Transfer money between Academy Bank accounts • Place a stop payment[3] Find Branch Locations and ATMs • Find the nearest Academy Bank banking center locations & ATMs • Speak with a bank representative Safe and Secure Academy Bank is committed to your security and protecting the privacy of your financial information. We use state of the art technology to protect unauthorized access to your account, your wireless communication is securely encrypted, and your personal information is not stored on your phone. Have Questions? Call 1-877-712-2265 1. Deposits are subject to verification and not available for immediate withdrawal. 2. Message and data rates charged by your mobile carrier may apply. 3. Fees apply. 4. This balance may not reflect all outstanding deposits and/or withdrawals. 5. Fees apply for Expedited Payments with overnight delivery. Academy Bank – Member FDIC

Screenshots

Mazuma Mobile4 screens
Academy Bank4 screens

Verdict

The call

The clearest difference is rating: Mazuma Mobile at 4.8 against Academy Bank's 4.3. On price, review sentiment, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Mazuma Mobile holds the better App Store score, 4.8 against 4.3. Both are backed by a comparable volume of ratings — 5.7K and 2.6K respectively. Written reviews point the same way: 77% of Mazuma Mobile's written reviews are positive against 72% of Academy Bank's.

UpkeepUpdate frequency

Mazuma Mobile ships an update every 4 months, Academy Bank every 5 months. Both last shipped on November 6, 2026.

Scorecard1 real difference · 9 level
Mazuma Mobile versus Academy Bank: the parameters behind the verdict, then further details
ParameterMazuma MobileAcademy Bank
PriceFreeFree
Rating4.8 (5.7K ratings) — better4.3 (2.6K ratings)
Positive reviews77.0% of reviews — better71.6% of reviews
Number of ratings5.7K — better2.6K
Update frequencyEvery 4 months — betterEvery 5 months
AdsYesYes
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.016.0 — better
Further details — not scored
Size108 MB76 MB
Age rating4+4+
DeveloperMazuma Credit UnionDickinson Financial Corporation

Customer experience

Mazuma Mobile

All ratings4,875 ratings
Positive95.5%
Neutral2.0%
Negative2.5%
Written reviews87 reviews
Positive77.0%
Neutral3.4%
Negative19.5%

Academy Bank

All ratings1,725 ratings
Positive78.2%
Neutral4.1%
Negative17.7%
Written reviews359 reviews
Positive71.6%
Neutral4.7%
Negative23.7%

User reviews

Mazuma Mobile

From 5.7K App Store ratings

What we love

  • 💗 Love the credit union
  • 👍 Easy to use app
  • 🚀 Convenient banking
  • 🔒 Secure app
  • 🤝 Great customer service

Room to improve

  • 🐛 App issues and bugs
  • 🔍 Difficulty accessing accounts
  • ⏱️ Slow transaction updates
  • 💳 Debit card control problems

Academy Bank

From 2.6K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Convenient features
  • 🔒 Secure banking
  • 💡 Great app updates
  • 👍 User-friendly interface

Room to improve

  • 🐛 Occasional app crashes
  • 🐛 Inconsistent balance updates
  • 🐛 Buggy app after updates
  • 🐛 Login issues
  • 🐛 Slow app performance

Bugs and requests

Mazuma Mobile

Reported bugs

3 issues
  • App crashes and freezes
  • Check deposit not working with iOS 16.1
  • Delayed direct deposit funds

Requested features

4 requests
  • Add Zelle support
  • Ability to toggle between multiple accounts
  • Improve check deposit functionality
  • Add Apple Watch widget

Academy Bank

Reported bugs

5 issues
  • Incorrect account balances
  • Disappearing transaction history
  • Frequent app crashes
  • Login credentials not saving
  • Delayed mobile deposit processing

Requested features

5 requests
  • Instant account transfers
  • Improved transaction history
  • Fingerprint/Face ID login
  • Pending deposit visibility
  • 24/7 customer support

In-app purchases

None

Mazuma Mobile

No in-app purchases

None

Academy Bank

No in-app purchases

Questions

Is Mazuma Mobile free?
Mazuma Mobile is free to download, with no in-app purchases.
Is Academy Bank free?
Academy Bank is free to download, with no in-app purchases.
Which has better reviews, Mazuma Mobile or Academy Bank?
Mazuma Mobile is rated higher. Mazuma Mobile averages 4.8 out of 5 from 5.7K ratings, while Academy Bank averages 4.3 from 2.6K ratings.
Do Mazuma Mobile or Academy Bank have ads?
Both Mazuma Mobile and Academy Bank show ads.
Which is updated more often, Mazuma Mobile or Academy Bank?
Mazuma Mobile ships an update every 4 months, and Academy Bank every 5 months. Most recently, Mazuma Mobile was updated on November 6, 2026 and Academy Bank on November 6, 2026.

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