OVCB Mobile vs Central State CU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
OVCB Mobile
Manage your finances on the go with this mobile banking application. Access account balances, pay bills, transfer funds, and deposit checks remotely. Find nearby branches and ATMs for convenient banking services.
- Account balance checks
- Transaction search
- Bill payment and scheduling
- Inter-account transfers
- Mobile check deposit
- Branch and ATM locator
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Start banking wherever you are with the OVCB Mobile app. Manage your accounts, pay bills, deposit checks and transfer money. Safely access your accounts wherever your mobile device can securely connect. Accounts [+] Check your latest account balance and search recent transactions by date, amount, check number or transaction type. Bill Pay [+] Pay bills, edit bills scheduled to be paid and review previously paid bills. Transfers [+] Easily transfer money between your accounts. Mobile Express Deposit [+] Deposit a check just by taking a photo. Locations [+] Find the nearest OVCB Branches and ATMs. All features may not be available in the tablet application.
Central State CU
Manage your finances on the go with this mobile banking application. Check balances, transfer funds, pay bills, and deposit checks using your device's camera. Securely access your accounts with fingerprint or facial recognition.
- Check account balances and transactions
- Transfer funds between accounts
- Pay bills and manage payees
- Deposit checks via camera
- Find nearby branches and ATMs
- Secure login with Touch ID/Face ID
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Do more with our Central State CU app. The Central State CU app allows you to: - Sign in with Face ID or Touch ID - Use Quick Balance to view account balances without signing in - Transfer funds between accounts - View account balances and transactions - Make loan payments - Deposit checks - View check copies - Pay bills - Access Statements - Left/right-handed modes - Full Neurodiverse features including options for epilepsy, dyslexia, color blindness, and visual sensitivity. ...and more! For more information or to become a member of Central State Credit Union, visit us at centralstatecu.org
Screenshots
Verdict
The clearest difference is rating: Central State CU at 4.8 against OVCB Mobile's 4.3. Central State CU also leads on review sentiment (59% vs 41%) and ratings volume (2K vs 518). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Central State CU holds the better App Store score, 4.8 against 4.3. Both are backed by a comparable volume of ratings — 518 and 2K respectively. Written reviews point the same way: 41% of OVCB Mobile's written reviews are positive against 59% of Central State CU's.
OVCB Mobile ships an update every 5 weeks, Central State CU monthly. Both last shipped on September 23, 2026.
| Parameter | OVCB Mobile | Central State CU |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (518 ratings) | 4.8 (2K ratings) — better |
| Positive reviews | 41.0% of reviews | 59.4% of reviews — better |
| Number of ratings | 518 | 2K — better |
| Update frequency | Every 5 weeks | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod, Apple Watch — better |
| Requires iOS | 15.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 155 MB | 67 MB |
| Age rating | 4+ | 4+ |
| Developer | Oak Valley Community Bank | Central State Credit Union |
Customer experience
OVCB Mobile
Central State CU
User reviews
OVCB Mobile
From 518 App Store ratingsWhat we love
- 👍 Great customer service
- 👍 Easy to maneuver
- 👍 Fast and easy
- 👍 Personal touch
- 👍 Friendly and family oriented
Room to improve
- 🐛 Cumbersome to use
- 🐛 Limited features
- 🐛 Outdated interface
- 🐛 Difficult to navigate
- 🐛 Security is complicated
Central State CU
From 2K App Store ratingsWhat we love
- 👍 Great service
- 🚀 Easy to use
- 👍 Helpful staff
- 👍 Reliable app
Room to improve
- 🐛 Slow app performance
- 🐛 Login/app issues
- 🐛 Unreliable transactions
Bugs and requests
OVCB Mobile
Reported bugs
30 issues- App sometimes won't open
- Multiple failed logins
- App loses access to business account after updates
- App logs out after every update
- Facial recognition login fails after updates
Show 25 moreShow fewer
- User ID and password not recognized after updates
- Password change issues after updates
- App rarely works two times in a row
- App glitches and logs out frequently
- Mobile deposit not working
- Shutter button for mobile deposit is blacked out
- Cannot see balance
- App glitches and requires re-adding
- App not working correctly
- App lacking information
- Cannot set up Face ID
- App forces enrollment after verification steps
- App has technical issues
- Verification process is difficult and resets progress
- App stays on the same screen
- App reverts to verification mode repeatedly
- App requires constant re-login
- App doesn't save ID
- App sometimes doesn't remember user
- App has trouble utilizing Face ID
- App won't consistently remember previous logins
- App is unreliable
- System error occurs
- App is difficult to do banking with
- App experiences technical issues for a long time
Requested features
7 requests- Add Zelle integration
- Improve mobile deposit functionality
- Add authenticator app 2-factor authentication
- Allow online deposits on weekends
- Provide routing and account numbers in app
Show 2 moreShow fewer
- Improve Face ID functionality
- Add dark mode option
Central State CU
Reported bugs
2 issues- App crashes frequently
- Accounts not loading properly
Requested features
2 requests- Add ability to transfer to other members
- Improve password management
In-app purchases
OVCB Mobile
No in-app purchases
Central State CU
No in-app purchases
Questions
Is OVCB Mobile free?
Is Central State CU free?
Which has better reviews, OVCB Mobile or Central State CU?
Do OVCB Mobile or Central State CU have ads?
Which is updated more often, OVCB Mobile or Central State CU?
Other comparisons
