Comparison

UMB Mobile vs SSB Farwell

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UMB Mobile

Manage your UMB bank accounts on the go. Check balances, transfer funds, pay bills, deposit checks, and find ATMs. Securely access your financial information and manage alerts from your mobile device.

Highlights
  • Check account balances and activity
  • Transfer funds between accounts
  • Pay bills and manage payees
  • Deposit checks via camera
  • Set up and manage alerts
  • Find ATMs and bank locations
  • Secure login with biometrics
Read full description

With UMB Mobile, you can easily manage your UMB bank accounts from anywhere, at any time. UMB Mobile lets you check balances, transfer funds, manage alerts, pay bills, and find UMB ATMs from your mobile device. Manage your accounts • Review account activity and balances • Access your account statement • Track payments and spending • Set up and receive important account and security alerts Transfer Money • Transfer money between your UMB accounts • Securely set up and manage transfers between UMB accounts and other bank accounts Pay Bills • Schedule and manage payments to individuals and businesses • Manage account payees • View and search payment history Deposit Checks • Quickly deposit checks using your device’s camera • Review the mobile deposit in your account1 Keep in Contact • Contact Us using secure messages • Chat with UMB customer service for account help • Connect with us via phone or email • Find UMB ATMs and bank locations Stay Secure • Change your account user ID or password • Set up Touch ID or Face ID • Set up Fingerprint authentication • Manage your profile and settings Security Details • Advanced technology protects your personal information to prevent unauthorized access • No personal banking data is stored on your device • UMB is committed to protecting the privacy of your information Premier Business Online Banking • Submit ACH Payment and ACH Collection batches • Access and pay your Business loans • Place stop payments on checks • Access business information reporting For detailed information concerning security and privacy, visit umb.com/privacy For more information about UMB Mobile Banking, visit umb.com/mobile Review digital banking help, services information and online agreements at umb.com/digitalbankinghelp 1 Deposits are subject to verification and may not be available for immediate withdrawal. Other restrictions may apply. Please see your deposit account agreement (called Important Information Regarding Your Deposit Accounts) for full details. Touch ID and Face ID are registered trademarks of Apple Inc. UMB and related trademarks are trademarks of UMB Bank, n.a. and/or UMB Financial Corporation

About

SSB Farwell

Manage your bank accounts, schedule transfers, and deposit checks remotely. This app provides convenient access to your finances on the go.

Highlights
  • View bank accounts
  • Schedule transfers
  • Remote check deposit
  • Secure access
Features
Read full description

SSB Farwell allows you to view your bank accounts, schedule transfers between them, and even deposit checks from anywhere!

Screenshots

UMB Mobile4 screens
SSB Farwell4 screens

Verdict

The call

The clearest difference is ads: SSB Farwell at none against UMB Mobile's shown. SSB Farwell also leads on rating (4.7 vs 4.2). UMB Mobile's advantage is ratings volume (3.1K vs 3). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SSB Farwell holds the better App Store score, 4.7 against 4.2. That said, the two scores are not equally well evidenced: UMB Mobile has 3.1K ratings behind it against 3, so its average is the more settled of the two.

UpkeepUpdate frequency

UMB Mobile ships an update every 6 months, SSB Farwell every 5 months. The most recent releases landed on October 23, 2026 and October 21, 2026 respectively.

Scorecard3 real differences · 7 level
UMB Mobile versus SSB Farwell: the parameters behind the verdict, then further details
ParameterUMB MobileSSB Farwell
PriceFreeFree
Rating4.2 (3.1K ratings)4.7 (3 ratings) — better
Positive reviews51.5% of reviews—
Number of ratings3.1K — better3
Update frequencyEvery 6 monthsEvery 5 months — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, Apple WatchiPhone, iPad, iPod
Requires iOS16.015.0 — better
Further details — not scored
Size54 MB130 MB
Age rating4+4+
DeveloperUMB Financial CorporationSecurity State Bank Farwell

Customer experience

UMB Mobile

All ratings3,043 ratings
Positive81.9%
Neutral3.7%
Negative14.3%
Written reviews134 reviews
Positive51.5%
Neutral6.7%
Negative41.8%

SSB Farwell

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

UMB Mobile

Reported bugs

4 issues
  • Login screen repeatedly shows incorrect password error
  • Mobile deposit feature often fails to work
  • App crashes when trying to access certain account details
  • Balances and transaction history not updating correctly

Requested features

5 requests
  • Dark mode option
  • Improved mobile deposit process
  • Better transaction history and reporting
  • Integration with other financial apps
  • Ability to manage HSA accounts

SSB Farwell

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

UMB Mobile

No in-app purchases

None

SSB Farwell

No in-app purchases

Questions

Is UMB Mobile free?
UMB Mobile is free to download, with no in-app purchases.
Is SSB Farwell free?
SSB Farwell is free to download, with no in-app purchases.
Which has better reviews, UMB Mobile or SSB Farwell?
SSB Farwell is rated higher. UMB Mobile averages 4.2 out of 5 from 3.1K ratings, while SSB Farwell averages 4.7 from 3 ratings.
Do UMB Mobile or SSB Farwell have ads?
UMB Mobile shows ads; SSB Farwell does not.
Which is updated more often, UMB Mobile or SSB Farwell?
UMB Mobile ships an update every 6 months, and SSB Farwell every 5 months. Most recently, UMB Mobile was updated on October 23, 2026 and SSB Farwell on October 21, 2026.

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