UMB Mobile vs Capra Bank

With UMB Mobile, you can easily manage your UMB bank accounts from anywhere, at any time. UMB Mobile lets you check balances, transfer funds, manage alerts, pay bills, and find UMB ATMs from your mobile device. Manage your accounts • Review account activity and balances • Access your account statement • Track payments and spending • Set up and receive important account and security alerts Transfer Money • Transfer money between your UMB accounts • Securely set up and manage transfers between UMB accounts and other bank accounts Pay Bills • Schedule and manage payments to individuals and businesses • Manage account payees • View and search payment history Deposit Checks • Quickly deposit checks using your device’s camera • Review the mobile deposit in your account1 Keep in Contact • Contact Us using secure messages • Chat with UMB customer service for account help • Connect with us via phone or email • Find UMB ATMs and bank locations Stay Secure • Change your account user ID or password • Set up Touch ID or Face ID • Set up Fingerprint authentication • Manage your profile and settings Security Details • Advanced technology protects your personal information to prevent unauthorized access • No personal banking data is stored on your device • UMB is committed to protecting the privacy of your information Premier Business Online Banking • Submit ACH Payment and ACH Collection batches • Access and pay your Business loans • Place stop payments on checks • Access business information reporting For detailed information concerning security and privacy, visit umb.com/privacy For more information about UMB Mobile Banking, visit umb.com/mobile Review digital banking help, services information and online agreements at umb.com/digitalbankinghelp 1 Deposits are subject to verification and may not be available for immediate withdrawal. Other restrictions may apply. Please see your deposit account agreement (called Important Information Regarding Your Deposit Accounts) for full details. Touch ID and Face ID are registered trademarks of Apple Inc. UMB and related trademarks are trademarks of UMB Bank, n.a. and/or UMB Financial Corporation

Capra Bank Mobile Banking Experience the new peak of banking with the Capra Bank Mobile App—designed to make managing your finances simple, secure, and seamless on your way to the peak. With Capra Bank Mobile Banking, you can: - View account balances and transaction history in real time - Transfer funds between accounts - Pay bills securely and on your schedule - Deposit checks from anywhere using mobile deposit - Manage your banking anytime, anywhere Powered by industry-leading technology from Fiserv, Capra Bank delivers a best-in-class digital banking experience with top-tier security, reliability, and ease of use—so you can bank with confidence no matter your needs. Whether you’re managing day-to-day finances or planning for what’s next, Capra Bank puts modern banking tools right at your fingertips. Capra Bank — Always Elevating.