UMB Mobile vs Radish

With UMB Mobile, you can easily manage your UMB bank accounts from anywhere, at any time. UMB Mobile lets you check balances, transfer funds, manage alerts, pay bills, and find UMB ATMs from your mobile device. Manage your accounts • Review account activity and balances • Access your account statement • Track payments and spending • Set up and receive important account and security alerts Transfer Money • Transfer money between your UMB accounts • Securely set up and manage transfers between UMB accounts and other bank accounts Pay Bills • Schedule and manage payments to individuals and businesses • Manage account payees • View and search payment history Deposit Checks • Quickly deposit checks using your device’s camera • Review the mobile deposit in your account1 Keep in Contact • Contact Us using secure messages • Chat with UMB customer service for account help • Connect with us via phone or email • Find UMB ATMs and bank locations Stay Secure • Change your account user ID or password • Set up Touch ID or Face ID • Set up Fingerprint authentication • Manage your profile and settings Security Details • Advanced technology protects your personal information to prevent unauthorized access • No personal banking data is stored on your device • UMB is committed to protecting the privacy of your information Premier Business Online Banking • Submit ACH Payment and ACH Collection batches • Access and pay your Business loans • Place stop payments on checks • Access business information reporting For detailed information concerning security and privacy, visit umb.com/privacy For more information about UMB Mobile Banking, visit umb.com/mobile Review digital banking help, services information and online agreements at umb.com/digitalbankinghelp 1 Deposits are subject to verification and may not be available for immediate withdrawal. Other restrictions may apply. Please see your deposit account agreement (called Important Information Regarding Your Deposit Accounts) for full details. Touch ID and Face ID are registered trademarks of Apple Inc. UMB and related trademarks are trademarks of UMB Bank, n.a. and/or UMB Financial Corporation

Turn grocery receipts into a clear picture of your spending. Scan a receipt, review the items and prices, and see your spending by category and store. Set a weekly or monthly grocery budget and check what is left before your next shopping trip, without connecting your bank. Try your first three saved receipts free. WITH RADISH - Review and correct scanned items before saving. - Understand spending by item, category, store, and month. - Follow your weekly or monthly grocery budget and spending pace. - Keep your receipts organized by store. - Share grocery receipts and budgets with your partner through iCloud. - Export your item history as CSV or a monthly summary as PDF. - Choose your own Essential or Optional labels and change them anytime. PRIVACY AND SCANNING No bank login. No ads. No selling grocery data. You explicitly allow receipt scanning before up to four receipt photos are sent to OpenAI through Radish's receipt-processing service to create an editable draft. Manual entry remains available without that permission. You check every draft before it is saved. In 1.15.0 and later, unfinished receipt photos and shared imports stay on this iPhone for up to seven days. Original photos are kept after saving only if you choose; these local files are excluded from backups and household sync. Community suggestions, when available, can help explain abbreviated receipt names. You confirm every change. Sharing your own corrections stays off until you choose it. SHARING REQUIREMENTS Share through a QR invite and a private iCloud household. Both iPhones need Radish 1.14.2 or later, iOS 18 or later, internet access, iCloud, and different Apple IDs. Both people need access through their own subscription or eligible Apple Family Sharing. Weekly budget sharing requires 1.15.0 or later on both iPhones. FREE RECEIPTS AND SUBSCRIPTIONS Your first three saved receipts are free. After your third saved receipt, a monthly or yearly auto-renewing subscription unlocks continued scanning, receipt review, household sharing, and spending insights. Eligible new subscribers can try the yearly plan free for 7 days. Monthly has no free trial. Apple shows final local pricing, eligibility, and terms before purchase. Cancel anytime in Apple Account settings. Saved receipts remain available in a read-only archive with search and CSV export. RECEIPT SUPPORT Optimized for English-language US and UK grocery receipts with USD and GBP totals. Receipt results depend on image quality, device, language, network, model, and service availability. Radish is not financial, tax, legal, or accounting advice. Privacy Policy: https://www.radish.money/privacy/ Terms of Use: https://www.radish.money/terms/ Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/