Comparison

CBT Mobile Banking vs Axxcess Wealth

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CBT Mobile Banking

Manage your personal and business finances with ease. View account details, transfer funds, pay bills, deposit checks, and control your cards. Offers enhanced security features and convenient self-service options.

Highlights
  • View account balances and activity
  • Mobile check deposit
  • Send/receive money with Zelle®
  • Pay bills and employees
  • Lock/unlock cards instantly
  • Biometric sign-in
  • Create and send invoices
Read full description

Managing your finances on the go has never been easier with the California Bank & Trust Mobile Banking app.¹ Personal banking features Account management • View account balances, details, and activity across accounts • See your free personal credit score and report • Apply for new accounts • Review statements and notices • Export transactions options Payments & transfers² • Send/receive money with Zelle® • Transfer funds, pay bills, and send wires • Mobile check deposit Security & card controls • Use biometrics for sign-in on supported devices • Lock/unlock cards instantly • Set up and manage security alerts Rewards & offers • View credit card rewards • Discover personalized offers Self service • Find a branch and ATM • Schedule travel notifications • And more Business banking features Payments & Transfers² ³ ⁴ • Pay bills and employees • Send and receive wire transfers • Use Zelle® for business payments • Send ACH direct deposits • Mobile check deposit • Edit or cancel payments • Review payment history User management⁵ • Manage users and permissions • Reset passwords and access • Receive personalized activity alerts Invoice & Get Paid³ ⁴ • Create and send invoices • Share payment links and QR codes • Accept cards, ACH, and Apple Pay Security & authorization⁶ • Use biometric sign-in • Multi-factor authentication (MFA) • Enable dual authorization • Manage alerts and secure messages To use the App, you must: • Have a deposit, loan, line of credit, or credit card account with California Bank & Trust • Have a compatible mobile device and U.S. phone number • Be connected to Wi-Fi or a mobile internet data service** Have a comment or question? Email us at MobileBankingCustomerSupport@zionsbancorp.com. **Message and data rates may apply. Please check with your carrier for details. 1 Mobile Banking requires enrollment in Digital Banking. Fees from your wireless provider may apply. Please refer to the applicable Rate and Fee Schedule (Personal or Business Accounts Schedule of Fees or Service Charge Information). Subject to terms and conditions of the Digital Banking Service Agreement. Trademarks used are the property of their registered owner and California Bank & Trust is neither affiliated with nor endorses these companies or their products/services. 2 U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes. See your Zelle® and Other Payment Services Agreement for more details. Standard text and data rates from your mobile phone carrier may apply. Available services are subject to change without notice. Zelle® is intended for sending money to family, friends, and people you know and trust. It is recommended that you do not use Zelle® to send money to people you don’t know. Neither Zions Bancorporation, N.A. nor Zelle® offer a protection program for any authorized purchase made with Zelle®. In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already be enrolled in Zelle®. Zelle and Zelle related marks are wholly owned by Early Warning Services, LLC. and are used herein under license. 3 Wire Transfers and ACH Direct Deposit require enrollment in each service. See the Personal or Business Accounts Schedule of Fees for fees associated with each service. 4 Feature availability for business users is subject to user Entitlements. 5 User Management and certain administrative capabilities are restricted to Customer System Administrators (CSAs) on the business profile. Other conditions may apply, such as if the business has enrolled in Dual Authorization for certain transactions. Refer to the Digital Banking Service Agreement for more information. 6 Approvals are currently applicable for businesses who are enrolled in Dual Authorization, where two business users are required to complete certain transactions (one initiator and one approver).

About

Axxcess Wealth

Access your financial account details and balances on the go. This mobile application provides a convenient way to monitor your investments and financial standing.

Highlights
  • View account information
  • Check balances
  • Mobile access
  • Financial monitoring
Features
Read full description

This Mobile App allows you to view account information and balances.

Screenshots

CBT Mobile Banking4 screens
Axxcess Wealth4 screens

Verdict

The call

The clearest difference is update cadence: CBT Mobile Banking at monthly against Axxcess Wealth's every 13 months. CBT Mobile Banking also leads on ratings volume (12K vs 1). Axxcess Wealth's advantage is iOS requirement (12.4 vs 18.2). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Axxcess Wealth holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: CBT Mobile Banking has 12K ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

CBT Mobile Banking ships an update monthly, Axxcess Wealth every 13 months. The most recent releases landed on October 30, 2026 and October 20, 2026 respectively.

Scorecard3 real differences · 7 level
CBT Mobile Banking versus Axxcess Wealth: the parameters behind the verdict, then further details
ParameterCBT Mobile BankingAxxcess Wealth
PriceFreeFree
Rating4.8 (12K ratings)5.0 (1 ratings) — better
Positive reviews58.6% of reviews—
Number of ratings12K — better1
Update frequencyMonthly — betterEvery 13 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS18.212.4 — better
Further details — not scored
Size100 MB33 MB
Age rating4+4+
DeveloperZions Bancorporation, N.A.Axxcess Wealth Management LLC

Customer experience

CBT Mobile Banking

All ratings11,538 ratings
Positive96.0%
Neutral1.7%
Negative2.3%
Written reviews111 reviews
Positive58.6%
Neutral9.0%
Negative32.4%

Axxcess Wealth

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

CBT Mobile Banking

Reported bugs

4 issues
  • Login issues and credential problems
  • Inconsistent check deposit failures
  • Vertical transaction layout issues
  • Inability to use app in landscape mode

Requested features

5 requests
  • Future transaction and deposit viewing
  • Improved mobile check deposit reliability
  • More user-friendly transaction details
  • Facial recognition login option
  • Ability to edit payee information

Axxcess Wealth

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

CBT Mobile Banking

No in-app purchases

None

Axxcess Wealth

No in-app purchases

Questions

Is CBT Mobile Banking free?
CBT Mobile Banking is free to download, with no in-app purchases.
Is Axxcess Wealth free?
Axxcess Wealth is free to download, with no in-app purchases.
Which has better reviews, CBT Mobile Banking or Axxcess Wealth?
Axxcess Wealth is rated higher. CBT Mobile Banking averages 4.8 out of 5 from 12K ratings, while Axxcess Wealth averages 5.0 from 1 ratings.
Do CBT Mobile Banking or Axxcess Wealth have ads?
Neither CBT Mobile Banking nor Axxcess Wealth shows ads.
Which is updated more often, CBT Mobile Banking or Axxcess Wealth?
CBT Mobile Banking ships an update monthly, and Axxcess Wealth every 13 months. Most recently, CBT Mobile Banking was updated on October 30, 2026 and Axxcess Wealth on October 20, 2026.

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