iPaymentMate vs PayTrace Go
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
iPaymentMate
Process credit card and US check payments on your iPhone, anywhere globally. This app allows businesses to accept payments from customers on-site, eliminating the need for a physical storefront. Securely capture signatures for paperless records and access real-time web reporting.
- Credit card processing
- US check payment processing
- Global payment acceptance
- Signature capture
- Paperless record keeping
- Real-time web reporting
- Secure and encrypted transactions
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Use your iPhone to process Credit cards and US check payments, through TeleCheck®, anywhere in the world. iPaymentMate lets you bring your business to your customers. “Brick and Mortar” locations are no longer needed in order to process business payment transactions. Using iPaymentMate, swipe* or key your customer’s credit card, or key their checking account information anytime, anywhere for immediate processing. Give your customers the freedom to pay the way they want to, anywhere they want to, while giving yourself the same security you would get through the PaymentMate® windows application. Capture beautiful signatures on your screen for paperless record keeping. Great For: - In house services such as plumbing, cleaning, appliance repair, etc… - Your next fundraiser - Donation Rallies Safe: no data stored on your phone which means your customers will not be vulnerable if it is lost Secure: completely encrypted from end to end, security is increased when paired with the Magtek® iDynamo®, or eDynamo offering read head encryption Easy Access: real-time Web Reporting from anywhere in the world Convenient: Your Business, Your Customers, Where you are… *Swiping cards is only available with the following accessories - MagTek® iDynamo provided by Tempus Technologies, Inc®. *Receipts currently available by email only To establish an account, contact Tempus Technologies 1-800-225-8979 Monday-Friday 9:30 AM-5:30 PM
PayTrace Go
Process credit card payments on the go with this mobile solution. Capture signatures, send email receipts, manage customer information, and review transaction history directly from your device.
- Credit card processing
- Signature capture
- Email receipts
- Customer management
- Transaction history review
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PayTrace Go is a mobile payment solution that allows PayTrace merchants to process credit cards, capture signatures, send email receipts, manage customers, and review past transactions.
Screenshots
Verdict
The clearest difference is review sentiment: PayTrace Go at 67% against iPaymentMate's 0%. PayTrace Go also leads on rating (4.9 vs 3.0) and ratings volume (744 vs 12). iPaymentMate's advantage is update cadence (every 5 weeks vs every 4 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PayTrace Go holds the better App Store score, 4.9 against 3.0. That said, the two scores are not equally well evidenced: PayTrace Go has 744 ratings behind it against 12, so its average is the more settled of the two. Written reviews point the same way: 0% of iPaymentMate's written reviews are positive against 67% of PayTrace Go's.
iPaymentMate ships an update every 5 weeks, PayTrace Go every 4 months. The most recent releases landed on October 8, 2026 and October 13, 2026 respectively.
| Parameter | iPaymentMate | PayTrace Go |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (12 ratings) | 4.9 (744 ratings) — better |
| Positive reviews | 0.0% of reviews | 66.7% of reviews — better |
| Number of ratings | 12 | 744 — better |
| Update frequency | Every 5 weeks — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 12.0 — better | 12.4 |
| Further details — not scored | ||
| Size | 22 MB | 29 MB |
| Age rating | 4+ | 4+ |
| Developer | Tempus Technologies, Inc. | PayTrace |
Customer experience
iPaymentMate
PayTrace Go
Bugs and requests
iPaymentMate
Not enough reviews yet to summarise bugs or requests.
PayTrace Go
Reported bugs
7 issues- Card reader not recognized on iPhone
- App randomly clears all form fields during data entry
- Card expiration date adds 5 years incorrectly
- Information fields run off screen on larger phones
- Bottom field overlaps with invoice slot
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- App freezes and requires restart before transactions
- Card reader accuracy issues with incorrect readings
Requested features
4 requests- Photo-based card reader functionality
- Enlarged confirmation box
- Better field scrolling on larger devices
- Improved signature capture area
In-app purchases
iPaymentMate
No in-app purchases
PayTrace Go
No in-app purchases
