Comparison

FNB Banking App vs CBZ Touch

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FNB Banking App

Experience award-winning, secure, and personalized digital banking. This app offers intelligent search, customizable features, and innovative payment options for effortless financial management. Access verified statements and make secure transactions on the go.

Highlights
  • Intelligent search for quick access
  • Customizable home screen
  • Secure PIN and biometric login
  • Multiple profile switching
  • Innovative payment options (ChatPay, PayShap)
  • Digital wallet integration
  • Secure in-app messaging
  • Prepaid top-ups
  • Verified statement downloads
Features
Read full description

Award-winning banking made simple, secure, and built around you. Welcome to the future of banking. Discover smarter, safer banking with the FNB App, recognised globally and named Best Consumer Digital Bank and Best Mobile Banking App in South Africa four years in a row. How the FNB App helps you Intelligent Search Find what you need, faster. Discover smarter banking with intelligent search; from shortcuts and saved recipients to offers, FAQs, and instant help. Customise your app Make your Home screen yours by adding your most-used features for quick, effortless banking. App PIN & biometrics Sign in securely with a 5-digit PIN or biometric authentication. Multiple profiles Switch seamlessly between different users via My profile. Innovative payments Pay your way with ChatPay, PayShap, Geo Payments, Pay2Cell, Instant Payment, and more. Digital wallets Make secure contactless payments with Apple Pay and other wallets. Secure messaging Chat safely with FNB customers — share locations, send voice notes, or pay directly in chat. Prepaid purchases Top up airtime, data, electricity, vouchers, and more in seconds. Verified statements Easily download verified, bank-stamped statements straight from your app. We continuously update the app to deliver world-class security, performance, and innovation, giving you the best possible digital banking experience

About

CBZ Touch

Manage your banking, insurance, and investments from one place. This app offers secure control over your transactions, allowing you to send money, make payments, and view policy statuses. It provides a comprehensive financial management experience for clients.

Highlights
  • Integrated financial services
  • Secure transaction control
  • Send money to any mobile number
  • Cardless withdrawals
  • Pay insurance premiums and bills
  • View account, policy, and investment status
  • Submit insurance claims
Features
Read full description

CBZ Touch is an integrated mobile app from CBZ Holdings where banking, insurance and wealth management converge and transform financial services into a lifestyle. It gives CBZ clients unprecedented control and security over their transactions by letting them decide how, where and when to transact, e.g. at home, from the farm, at church, at college, at the marketplace, from the Diaspora or on the go. With CBZ Touch, CBZ clients can send money to any mobile number of a Zimbabwean registered network, effect cardless withdrawals, make payments for Insurance premiums, DSTV, City of Harare, Tertiary & School fees, Zimra, pre-paid electricity, insurance premiums and many more. Clients can view the status of their transactional accounts, Insurance & Life policies, Investments as well as submit insurance claims. Powered by ModeFinServer Pvt Ltd CBZ Touch - Zimbabwe‘s first fully integrated financial services mobile app from CBZ - Partners for Success Countries to be listing for the app are - Zimbabwe, SADC countries, England, Canada, us, Australia, UAE, China, Malaysia, New Zealand, Singapore, Hong Kong, Netherlands, German, Scotland, wales, Ireland, India, Japan, Spain, Italy, France and Belgium. CBZ Touch - Zimbabwe's first fully integrated financial services mobile app.

Screenshots

FNB Banking App4 screens
CBZ Touch4 screens

Verdict

The call

The clearest difference is rating: FNB Banking App at 4.8 against CBZ Touch's 3.3. FNB Banking App also leads on ratings volume (9.1K vs 10). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

FNB Banking App holds the better App Store score, 4.8 against 3.3. That said, the two scores are not equally well evidenced: FNB Banking App has 9.1K ratings behind it against 10, so its average is the more settled of the two. Written reviews point the same way: 44% of FNB Banking App's written reviews are positive against 40% of CBZ Touch's.

UpkeepUpdate frequency

FNB Banking App ships an update monthly, CBZ Touch every 6 weeks. The most recent releases landed on October 16, 2026 and September 28, 2026 respectively.

Scorecard2 real differences · 8 level
FNB Banking App versus CBZ Touch: the parameters behind the verdict, then further details
ParameterFNB Banking AppCBZ Touch
PriceFreeFree
Rating4.8 (9.1K ratings) — better3.3 (10 ratings)
Positive reviews43.9% of reviews — better40.0% of reviews
Number of ratings9.1K — better10
Update frequencyMonthly — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.6 — better
Further details — not scored
Size106 MB26 MB
Age rating4+4+
DeveloperFirstRand Bank LimitedCBZ HOLDINGS LTD

Customer experience

FNB Banking App

All ratings9,123 ratings
Positive96.1%
Neutral1.7%
Negative2.1%
Written reviews189 reviews
Positive43.9%
Neutral9.5%
Negative46.6%

CBZ Touch

All ratings10 ratings
Positive60.0%
Neutral0.0%
Negative40.0%
Written reviews10 reviews
Positive40.0%
Neutral10.0%
Negative50.0%

Bugs and requests

FNB Banking App

Reported bugs

5 issues
  • Login issues and inability to reset credentials
  • Notifications not clearing correctly
  • Inconsistent performance across devices
  • Compatibility problems with newer iOS versions
  • Errors when trying to complete transactions

Requested features

5 requests
  • Implement Apple Pay support
  • Add iPad-specific optimization
  • Improve transaction history and statements
  • Introduce budgeting and financial management tools
  • Allow pasting of passwords for security apps

CBZ Touch

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

FNB Banking App

No in-app purchases

None

CBZ Touch

No in-app purchases

Questions

Is FNB Banking App free?
FNB Banking App is free to download, with no in-app purchases.
Is CBZ Touch free?
CBZ Touch is free to download, with no in-app purchases.
Which has better reviews, FNB Banking App or CBZ Touch?
FNB Banking App is rated higher. FNB Banking App averages 4.8 out of 5 from 9.1K ratings, while CBZ Touch averages 3.3 from 10 ratings.
Do FNB Banking App or CBZ Touch have ads?
Neither FNB Banking App nor CBZ Touch shows ads.
Which is updated more often, FNB Banking App or CBZ Touch?
FNB Banking App ships an update monthly, and CBZ Touch every 6 weeks. Most recently, FNB Banking App was updated on October 16, 2026 and CBZ Touch on September 28, 2026.

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