FNB Banking App vs OneMoney Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FNB Banking App
Experience award-winning, secure, and personalized digital banking. This app offers intelligent search, customizable features, and innovative payment options for effortless financial management. Access verified statements and make secure transactions on the go.
- Intelligent search for quick access
- Customizable home screen
- Secure PIN and biometric login
- Multiple profile switching
- Innovative payment options (ChatPay, PayShap)
- Digital wallet integration
- Secure in-app messaging
- Prepaid top-ups
- Verified statement downloads
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Award-winning banking made simple, secure, and built around you. Welcome to the future of banking. Discover smarter, safer banking with the FNB App, recognised globally and named Best Consumer Digital Bank and Best Mobile Banking App in South Africa four years in a row. How the FNB App helps you Intelligent Search Find what you need, faster. Discover smarter banking with intelligent search; from shortcuts and saved recipients to offers, FAQs, and instant help. Customise your app Make your Home screen yours by adding your most-used features for quick, effortless banking. App PIN & biometrics Sign in securely with a 5-digit PIN or biometric authentication. Multiple profiles Switch seamlessly between different users via My profile. Innovative payments Pay your way with ChatPay, PayShap, Geo Payments, Pay2Cell, Instant Payment, and more. Digital wallets Make secure contactless payments with Apple Pay and other wallets. Secure messaging Chat safely with FNB customers — share locations, send voice notes, or pay directly in chat. Prepaid purchases Top up airtime, data, electricity, vouchers, and more in seconds. Verified statements Easily download verified, bank-stamped statements straight from your app. We continuously update the app to deliver world-class security, performance, and innovation, giving you the best possible digital banking experience
OneMoney Mobile
Manage your finances on the go with this secure and intuitive mobile wallet. Send money, pay bills, and top up airtime effortlessly from your device. Enjoy a seamless financial experience with robust security measures.
- Effortless money transfers
- Convenient bill payments
- Quick airtime top-ups
- Secure financial transactions
- User-friendly interface
- Easy account creation
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Welcome to our powerful and feature-rich mobile wallet app that brings convenience, security, and versatility to your fingertips. With our app, you can effortlessly send money to friends, family, or businesses, pay utility bills, purchase airtime for your mobile phone, and explore a world of financial possibilities, all within a secure and user-friendly platform Key Features: 1. Account Creation: Allows you to create a OneMoney account by registering on the mobile app without visiting the shop. 2. Seamless Money Transfers: Say goodbye to traditional money transfers and embrace the ease of sending funds to anyone, anywhere, instantly. 3. Bill Payments Made Easy: Pay your utility bills and more without leaving the comfort of your home. 4. Top-Up Airtime in a Snap: Stay connected with our quick and efficient mobile top-up service. 5. Secure & Reliable: Rest assured knowing that your financial transactions and data are protected by top-of-the-line security measures. 6. User-Friendly Interface: Navigate our app effortlessly with an intuitive design suitable for all users.
Screenshots
Verdict
The clearest difference is rating: FNB Banking App at 4.8 against OneMoney Mobile's 1.0. FNB Banking App also leads on update cadence (monthly vs every 6 months) and ratings volume (9.7K vs 1). OneMoney Mobile's advantage is iOS requirement (12.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
FNB Banking App holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: FNB Banking App has 9.7K ratings behind it against 1, so its average is the more settled of the two.
FNB Banking App ships an update monthly, OneMoney Mobile every 6 months. The most recent releases landed on November 8, 2026 and October 30, 2026 respectively.
| Parameter | FNB Banking App | OneMoney Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (9.7K ratings) — better | 1.0 (1 ratings) |
| Positive reviews | 45.1% of reviews | — |
| Number of ratings | 9.7K — better | 1 |
| Update frequency | Monthly — better | Every 6 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 106 MB | 67 MB |
| Age rating | 4+ | 17+ |
| Developer | FirstRand Bank Limited | Netone Cellular (Private) Limited |
Customer experience
FNB Banking App
OneMoney Mobile
Bugs and requests
FNB Banking App
Reported bugs
5 issues- Login issues and inability to reset credentials
- Notifications not clearing correctly
- Inconsistent performance across devices
- Compatibility problems with newer iOS versions
- Errors when trying to complete transactions
Requested features
5 requests- Implement Apple Pay support
- Add iPad-specific optimization
- Improve transaction history and statements
- Introduce budgeting and financial management tools
- Allow pasting of passwords for security apps
OneMoney Mobile
Not enough reviews yet to summarise bugs or requests.
In-app purchases
FNB Banking App
No in-app purchases
OneMoney Mobile
No in-app purchases
Questions
Is FNB Banking App free?
Is OneMoney Mobile free?
Which has better reviews, FNB Banking App or OneMoney Mobile?
Do FNB Banking App or OneMoney Mobile have ads?
Which is updated more often, FNB Banking App or OneMoney Mobile?
Other comparisons
