Comparison

OTP SmartBank vs Simple #MakeItEasy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OTP SmartBank

Access OTP Bank's electronic banking services conveniently from your iOS device. Manage accounts, make transfers, pay bills, and more. Registration is required using your internet banking credentials and a PIN code.

Highlights
  • Belföldi forint átutalás
  • Csekkbeolvasás
  • Számla részletes adatai
  • Bankkártya adatok lekérdezése
  • Autópálya-matrica vásárlás
  • Mobil feltöltés
  • Valuta/deviza árfolyamok lekérdezése
Features
Read full description

Az OTP SmartBank IOS alkalmazás segítségével könnyedén és bárhol igénybe tudja venni az OTP Bank szolgáltatásait. Technikai feltételek - Op.rendszer (iPhone, iPad): min. iOS 11.0 - iPad-en mobil design Módosított operációs rendszerrel rendelkező (jailbreakelt) készülékek esetében a SmartBank alkalmazás új verziója nem elérhető. Az alkalmazás letöltésével és használatával Ön elfogadja az OTP Bank honlapján található Általános Adatkezelési Tájékoztatójában foglalt tájékoztatást személyes adatainak kezelésével kapcsolatban. 2022. március 24-től kivezetésre kerül a SmartBank szolgáltatás a lakossági ügyfélkörben, helyét az új OTP MobilBank veszi át. A részlekről az OTP Bank honlapján olvashat. OTPdirekt SmartBank Az OTP SmartBank használatához regisztráció szükséges, melyet az alkalmazás letöltését és megnyitását követően végezhet el. Ennek során az internetbanki azonosítók (Azonosító, számlaszám, jelszó) ésegy 6-8 számjegyből álló PIN kód megadása szükséges. A PIN kód az arra alkalmas készülékeken helyettesíthető ujjlenyomat azonosítással is. A Mobil Aláíráshoz használt telefonszámra kapott SMS kód megadását követően a szolgáltatás azonnal igénybe vehető. Funkciók (lakossági és vállalkozói bankszámlák és lakossági hitelkártya számlákra): - Belföldi forint átutalás, bankon belüli deviza átutalás, jövőbeni utalások - OTP kártyák közötti utalás (lakossági bankszámlák) - Csekkbeolvasás - Számla részletes adatai, számlatörténet - Tranzakciók ellenőrzése - Tranzakciók aláírása (vállalkozói bankszámlák) - Bankkártya adatok lekérdezése, limitmódosítás, aktiválás, letiltás és webKÁRTYA adatok lekérdezése (lakossági bankszámlák, hitelszámlák) - Bankkártya hozzáadás az Apple Wallet-hez - Autópálya-matrica vásárlás - Mobil feltöltés - Lekötött betétek lekérdezése, feltörése - Új betét lekötés - Vásárlási kedvezmények regisztráció, ajánlatok, lekérdezés - Beállítások:PIN módosítás, gyors egyenleg engedélyezése, ujjlenyomat engedélyezése, profilbeállítás - Postaláda - Internetes vásárlás (webshop) - OTPdirekt internetes szolgáltatásba történő belépés/tranzakció jóváhagyás QR-olvasással - Valuta/deviza árfolyamok lekérdezése - Pénzváltó, ATM és bankfiók kereső Using OTP Bank’s SmartBank iOS application, you can easily access OTP Bank’s electronic banking services. Technical requirements - OS: at least 11.0 or higher (iPhone,iPad) - iPads with mobile design In the case of jailbroken devices, the SmartBank application's new version is not available. Please read our privacy policy before downloading the Smartbank Application. You can rady our privacy policy on www.otpbank.hu. From March 24, 2022, the SmartBank service will be phased out in the retail clientele and will be replaced with the new OTP MobilBank application. You can read about the details on www.otpbank.hu. OTP SmartBank To use SmartBank, you need to register in the application, which requires your internetbank identifier and a 6-8 digit PIN code. The PIN code can be substituted by a fingerprint if the device is capable. To finish the registration, providing an SMS code is necessary. Functions - Domestic Forint transfers, Foreign currency transfers, Repeating transactions - Card-to-card transfers (for retail accounts) - Cheque scanning - Account details, Account history - Check transactions - Sign transactions (for corporate accounts) - Future transfers - Bankcard details, changing limits, activation blockage and webCARD details (for retail accounts) - Bankcard menu, Add To Apple Pay Wallet - Motorway ticket - Mobile phone top-up - Time deposits (details and early mature) - New time deposit - „Vásárlási kedvezmények” registration, offers, query - Settings: blocking access, changing password, enable multitasking, profile settings - Messages - Online purchase

About

Simple #MakeItEasy

Manage parking, purchase e-vignettes, buy public transport tickets, order food, and handle insurance all in one place. This app allows you to pay for various services using cards from any bank and access your past purchases.

Highlights
  • Parking payment and reservation
  • E-vignette purchase
  • Mobile public transport tickets
  • Food ordering
  • Vehicle and device insurance
  • QR code payments
  • Money order payments
  • Loyalty card storage
Features
Read full description

You can use the new Simple app with your usual Simple account. When you log in to your account, you’ll find all the goods and products you bought with the old Simple (Classic) app: mobile tickets and passes, event tickets, vignettes, insurances you’ve taken out, and your purchase history. You can use the new Simple app regardless of your bank: you can easily save bank cards issued by any bank and use them to pay for the services available via the application. Services available in the renewed Simple app Parking – payment of parking fees for public areas and indoor spaces countrywide: - parking reservation and timing of expiry time, - multiple vehicle registration numbers can be saved, - warning on zone boundary, - location-based reminders. e-Vignette – purchase of Hungarian motorway vignettes: - for up to several vehicles, timing of the start of validity for weekly and monthly e-vignettes - electronic invoice available, - warning of the date of expiry of the vignette. Mobile ticket/BKK – buy public transport mobile tickets and passes countrywide: - BKK passes and weekly and daily tickets, normal and time-based tickets - Volánbusz intercity and local bus tickets and passes, - tickets and passes from many other local operators. Food ordering – order food with the app: - in nearly 800 cities and towns across the country, - from the full range of Falatozz.hu, - delivery even to multiple addresses. Vehicle assistance insurance (breakdown assistance): - in cooperation with the insurance provider Groupama, - for vehicles up to 15 years old. Device insurance for mobile phones: - in cooperation with the insurance provider Magyar Posta Biztosító - against theft and breakage, not just for new devices - with a monthly payment option. QR code payment – pay for your online SimplePay purchases quickly and easily using Simple app. Money orders – with new functions: - save money orders for later payment, - payment of partially filled money orders. Loyalty card: - save any barcode loyalty card in the app. OTP SZÉP card check balance service. OTP Health Fund – balance top-up. You can run Simple and Simple Classic applications on your device simultaneously. Our Customer Service is available 24/7 via the usual contact details!

Screenshots

OTP SmartBank4 screens
Simple #MakeItEasy4 screens

Verdict

The call

The clearest difference is ads: OTP SmartBank at none against Simple #MakeItEasy's shown. OTP SmartBank also leads on review sentiment (36% vs 13%) and monetization model (free vs ad-supported). Simple #MakeItEasy's advantage is update cadence (weekly vs every 2 months) and ratings volume (556 vs 114). On price, rating and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.4 for OTP SmartBank against 4.4 for Simple #MakeItEasy. Both are backed by a comparable volume of ratings — 114 and 556 respectively. Written reviews are what separate them: 36% of OTP SmartBank's written reviews are positive against 13% of Simple #MakeItEasy's.

UpkeepUpdate frequency

OTP SmartBank ships an update every 2 months, Simple #MakeItEasy weekly. The most recent releases landed on November 4, 2026 and November 3, 2026 respectively.

Scorecard7 real differences · 3 level
OTP SmartBank versus Simple #MakeItEasy: the parameters behind the verdict, then further details
ParameterOTP SmartBankSimple #MakeItEasy
PriceFreeFree
Rating4.4 (114 ratings)4.4 (556 ratings) — better
Positive reviews35.9% of reviews — better12.5% of reviews
Number of ratings114556 — better
Update frequencyEvery 2 monthsWeekly — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS14.0 — better16.4
Further details — not scored
Size48 MB194 MB
Age rating4+12+
DeveloperOTP Bank Nyrt.SimplePay Zrt.

Customer experience

OTP SmartBank

All ratings114 ratings
Positive86.0%
Neutral3.5%
Negative10.5%
Written reviews156 reviews
Positive35.9%
Neutral9.6%
Negative54.5%

Simple #MakeItEasy

All ratings553 ratings
Positive85.4%
Neutral2.7%
Negative11.9%
Written reviews96 reviews
Positive12.5%
Neutral15.6%
Negative71.9%

Bugs and requests

OTP SmartBank

Reported bugs

28 issues
  • App crashes or glitches
  • App crashes on launch
  • App crashes when attempting transfer
  • App does not work
  • App freezes
Show 23 more
  • Login issues
  • Cannot log in after update
  • App blurs and shows background
  • App crashes on iPhone 7p
  • FaceID not working
  • Cannot use FaceID to login with QR code
  • App not compatible with iPhone X
  • Locked out after phone upgrade
  • App does not start
  • Frequently freezes
  • Ambiguous and confusing login questions
  • Easy to lock yourself out
  • Landscape mode gone
  • No landscape orientation
  • SMS messages not received
  • Cannot input amount for mobile top-up
  • Scheduled transfers expire after 24 hours
  • Cannot see transactions properly
  • Cannot modify scheduled transfers
  • New version is broken
  • Interface is unmanageable
  • App is unusable from login
  • App only works after uninstall and reinstall

Requested features

33 requests
  • Intuitive UI and workable features
  • Add fixed deposits
  • Show pending transactions
  • Display account balance on home screen
  • Allow viewing transactions for at least six months
Show 28 more
  • Show important tabs on home screen
  • Allow viewing monthly statements for years
  • Move less important things to hamburger menu
  • Add English localization
  • Add Ukrainian localization
  • Add Russian GUI
  • Support for Ukrainian branch
  • Add English
  • Add landscape mode on iPad
  • More present logoff button
  • Hideable functions in navigation pane
  • TouchID/Passcode Lock option
  • 3D touch support
  • Show nearest ATM, stocks, login menu with 3D touch
  • Allow setting minimum notifications
  • Allow modification of recurring transfers
  • Add landscape mode
  • Allow inputting custom amount for mobile top-up
  • Allow setting lower top-up amounts
  • Allow modifying scheduled transfers
  • Allow scheduled transfers to not expire
  • Improve iteration through past transactions
  • Add 'previous month' button for transaction history
  • Make transaction history more smooth
  • Add landscape mode for iPad
  • Add English language support
  • Allow FaceID login with QR code
  • Support for iPhone X and FaceID

Simple #MakeItEasy

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

OTP SmartBank

No in-app purchases

None

Simple #MakeItEasy

No in-app purchases

Questions

Is OTP SmartBank free?
OTP SmartBank is free to download, with no in-app purchases.
Is Simple #MakeItEasy free?
Simple #MakeItEasy is free to download, with no in-app purchases.
Which has better reviews, OTP SmartBank or Simple #MakeItEasy?
Simple #MakeItEasy is rated higher. OTP SmartBank averages 4.4 out of 5 from 114 ratings, while Simple #MakeItEasy averages 4.4 from 556 ratings.
Do OTP SmartBank or Simple #MakeItEasy have ads?
Simple #MakeItEasy shows ads; OTP SmartBank does not.
Which is updated more often, OTP SmartBank or Simple #MakeItEasy?
OTP SmartBank ships an update every 2 months, and Simple #MakeItEasy weekly. Most recently, OTP SmartBank was updated on November 4, 2026 and Simple #MakeItEasy on November 3, 2026.

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