NGFCU vs Loan Navigator

NGFCU digital banking app provides easy and secure access to your accounts. You can deposit checks, transfer money, view your balance, pay your bills – and a whole lot more. NGFCU digital banking app is available to all Northrop Grumman Federal Credit Union members. Standard Features: • Deposit checks • Check balances • View balances, current and pending transactions, and account history • Transfer funds • Person to person transfers • Pay bills • Make a loan payment • Update contact information • Find NGFCU branch/ATM locations and CO-OP shared branches/ATM’s

Loan Navigator is a personal finance planning toolkit built to help you understand loans, organize debt, compare payoff strategies, and make more informed financial decisions. Whether you're buying a home, financing a vehicle, managing credit cards, paying down student or personal loans, considering a refinance, or working toward becoming debt-free, Loan Navigator helps you explore the numbers before deciding what comes next. PLAN YOUR DEBT PAYOFF Track liabilities, monthly payments, payoff timelines, and progress in one place. Compare payoff strategies including Debt Avalanche, Debt Snowball, custom priority, and Loan Navigator's optimized payoff strategy. Explore the impact of extra monthly payments, weekly or bi-weekly contributions, and annual lump sums. CALCULATE LOANS Estimate payments and repayment details for: • Mortgages • Auto loans • Student loans • Personal loans • Credit cards • Refinancing MORTGAGE & HOME BUYING TOOLS Explore mortgage payments, property taxes, homeowners insurance estimates, Private Mortgage Insurance (PMI), closing costs, lender fees, down payments, loan terms, amortization, and affordability. REFINANCE COMPARISONS Compare an existing mortgage or auto loan with potential refinance terms. Review estimated changes in monthly payment, interest, payoff time, total repayment, potential savings, and refinance costs. CREDIT CARD PAYOFF PLANNING See how minimum payments, additional payments, and interest can affect the time and cost required to eliminate credit card balances. FINANCIAL GOALS Create goals for paying off a specific debt, eliminating credit cards, becoming debt-free, or growing savings and assets. Choose a target date or contribution amount and estimate what may be required to reach your goal. ASSETS & NET WORTH Track assets alongside liabilities to better understand your overall financial position. Monitor estimated net worth, view asset and debt trends, link eligible homes and vehicles to related loans, and estimate equity. SAVE SCENARIOS Save loan, purchase, payoff, and refinance scenarios so you can revisit and compare different possibilities without starting over. BUILT FOR CLARITY Financial decisions involve more than a monthly payment. Loan Navigator brings calculations, debts, assets, goals, and planning tools together so you can explore tradeoffs and build a plan with greater confidence. IMPORTANT INFORMATION Loan Navigator is an informational and educational planning tool. All calculations, projections, taxes, insurance amounts, PMI, fees, closing costs, payoff dates, interest savings, affordability figures, and other results are estimates for informational and planning purposes only. Loan Navigator and Uncharted Meridian LLC do not originate loans, broker mortgages, facilitate lending, process financial transactions, or provide financial, legal, tax, insurance, investment, or lending advice. Results are not loan offers, lending decisions, guarantees of approval, or guarantees of actual rates, payments, taxes, insurance premiums, fees, costs, or savings. Always verify applicable terms and costs with your lender or an appropriate qualified professional before making a financial decision. Loan Navigator is owned by Uncharted Meridian LLC.