FSCB Banking vs Citizens Bank MO
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FSCB Banking
Manage your finances on the go with this comprehensive banking app. Track account balances, deposit checks remotely, transfer funds, and pay bills. It also offers budgeting tools, savings goals, and card controls for enhanced financial management.
- Account management
- Mobile check deposit
- Money transfers
- Bill payment
- Budgeting tools
- Savings goals
- Debit card controls
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With the FSCB Digital Banking app, you can bank on the go! You can manage your accounts, check account balances, view account activity, view eStatements and Notices, take photos of checks for mobile deposit, transfer money internally and externally, and pay bills. The FSCB Digital Banking App is available to all First State Community Banking customers. Access your FSCB accounts using your login ID and password. The FSCB Digital Banking App is fast, free, and secure! Additional Banking Features Include: • Money Management tools to calculate net worth, set budgets, view spending habits and trends, and set up a debt payment plan. • Create digital Goals to help save money and plan for expenses. • Setup alerts via text, email, or push notifications. • Manage your debit card with card controls. You’ll be able to activate, deactivate, or lock your card. Setup alerts, spending limits, send travel messages, and more. • Enroll in Credit Score & Reporting to obtain your credit score and the factors that influence it. • Locate FSCB branches and ATMs using GPS provided by your mobile phone. • Our business services include ACH, Wires, Positive Pay, Autobooks, and more. *Banking features are subject to eligibility and terms and conditions. *Charges may be applied by your mobile carrier for text messages and internet access. First State Community Bank Farmington Main - 201 E. Columbia Street Farmington MO 63640 Customer Care Center, 877-955-3722 https://www.fscb.com Member FDIC - Equal Housing Lender
Citizens Bank MO
Manage your finances conveniently with this mobile banking app. Access account activity, transfer funds, pay bills, and deposit checks securely from your device. It also offers debit card management and rewards redemption.
- View account activity and balances
- Transfer funds between accounts
- Pay bills securely
- Manage debit cards
- Deposit checks
- Redeem debit card rewards
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About this app: Citizens Bank is your Community Owned Independent Bank. Citizens Bank has four branches located in Franklin County, Missouri. With the Citizens Bank Mobile Banking App, you can safely and securely access your account(s) at any time. Our Mobile Banking App allows you to: • View account activity • View account balance(s) • Transfer funds • Pay bill(s) • Manage your Debit Card(s) • View and redeem your Debit Card Rewards • Deposit check(s) • Receive alerts about your account(s) • Locate our branches and ATM locations *Data rates may apply Security Tips: • Put a password or passcode on your devices. • Don’t share your username or password with anyone. • Keep your device and app software up to date. *If you think you have been a possible victim of fraud, please do not hesitate to call or come into one of our four branches located in Franklin County, Missouri. Your safety is our #1 priority. Contact Us For support with this application or questions about Citizens Bank products and services, please call at (573) 237 - 3051 Citizens Bank’s Main Location – 100 Circle Drive, New Haven, MO 63068 www.citizensbankmo.bank Member FDIC
Screenshots
Verdict
The clearest difference is review sentiment: FSCB Banking at 70% against Citizens Bank MO's 0%. FSCB Banking also leads on ads (none vs shown) and ratings volume (2.6K vs 358). Citizens Bank MO's advantage is rating (4.8 vs 4.5). On price, update cadence, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Citizens Bank MO holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: FSCB Banking has 2.6K ratings behind it against 358, so its average is the more settled of the two. Written reviews complicate that: 70% of FSCB Banking's written reviews are positive against 0% of Citizens Bank MO's, so the app with the better star average is not the one people write more warmly about.
FSCB Banking ships an update every 3 months, Citizens Bank MO every 4 months. Both last shipped on November 6, 2026.
| Parameter | FSCB Banking | Citizens Bank MO |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (2.6K ratings) | 4.8 (358 ratings) — better |
| Positive reviews | 69.8% of reviews — better | 0.0% of reviews |
| Number of ratings | 2.6K — better | 358 |
| Update frequency | Every 3 months — better | Every 4 months |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 103 MB | 110 MB |
| Age rating | 4+ | 4+ |
| Developer | First State Community Bank | Citizens Bank MO |
Customer experience
FSCB Banking
Citizens Bank MO
Bugs and requests
FSCB Banking
Reported bugs
3 issues- Login issues and inability to access accounts
- Disappearing transactions and incorrect balances
- Compatibility problems with newer iOS versions
Requested features
4 requests- Improved transaction history and reporting
- Ability to lock/unlock cards directly in the app
- Real-time balance updates and notifications
- Smoother mobile check deposit process
Citizens Bank MO
Not enough reviews yet to summarise bugs or requests.
In-app purchases
FSCB Banking
No in-app purchases
Citizens Bank MO
No in-app purchases
Questions
Is FSCB Banking free?
Is Citizens Bank MO free?
Which has better reviews, FSCB Banking or Citizens Bank MO?
Do FSCB Banking or Citizens Bank MO have ads?
Which is updated more often, FSCB Banking or Citizens Bank MO?
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