Comparison

FSCB Banking vs TerrillFLEX

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FSCB Banking

Manage your finances on the go with this comprehensive banking app. Track account balances, deposit checks remotely, transfer funds, and pay bills. It also offers budgeting tools, savings goals, and card controls for enhanced financial management.

Highlights
  • Account management
  • Mobile check deposit
  • Money transfers
  • Bill payment
  • Budgeting tools
  • Savings goals
  • Debit card controls
Features
Read full description

With the FSCB Digital Banking app, you can bank on the go! You can manage your accounts, check account balances, view account activity, view eStatements and Notices, take photos of checks for mobile deposit, transfer money internally and externally, and pay bills. The FSCB Digital Banking App is available to all First State Community Banking customers. Access your FSCB accounts using your login ID and password. The FSCB Digital Banking App is fast, free, and secure! Additional Banking Features Include: • Money Management tools to calculate net worth, set budgets, view spending habits and trends, and set up a debt payment plan. • Create digital Goals to help save money and plan for expenses. • Setup alerts via text, email, or push notifications. • Manage your debit card with card controls. You’ll be able to activate, deactivate, or lock your card. Setup alerts, spending limits, send travel messages, and more. • Enroll in Credit Score & Reporting to obtain your credit score and the factors that influence it. • Locate FSCB branches and ATMs using GPS provided by your mobile phone. • Our business services include ACH, Wires, Positive Pay, Autobooks, and more. *Banking features are subject to eligibility and terms and conditions. *Charges may be applied by your mobile carrier for text messages and internet access. First State Community Bank Farmington Main - 201 E. Columbia Street Farmington MO 63640 Customer Care Center, 877-955-3722 https://www.fscb.com Member FDIC - Equal Housing Lender

About

TerrillFLEX

Easily manage your health benefit accounts, including HSA, HRA, and FSA. Check balances, view claims, submit receipts, and make payments securely on the go. Access account details and manage investments with real-time updates.

Highlights
  • Check account balances
  • View account summaries and charts
  • Submit claims with receipts
  • Scan product barcodes for eligibility
  • Manage HSA investments
  • Secure login with Touch/Face ID
Features
Read full description

Make the most of your HSA, HRA, and FSA health benefit accounts by quickly checking your balances and details. Our secure app makes managing your health benefits easy through real-time access and intuitive navigation to all your important account information on the go! Powerful features of the app include: Easy, Convenient & Secure • Simply login to the intuitive app using your same health benefits website username and password (or follow alternative instructions if provided) • No sensitive account information is ever stored on your mobile device • Use Touch ID or Face ID to quickly log in to the mobile app Connects You with the Details • Quickly check available balances 24/7 • View charts summarizing account(s) • View claims requiring receipts • Click to call or email Customer Service • View your statements and notifications • Scan product barcodes to determine their eligibility Provides Additional Time-Saving Options (if supported or applicable to your account(s)) • File a claim towards your FSA and HRA • Take or upload a picture of a receipt and submit for a new or existing claim • View, contribute and distribute HSA transactions • Pay bills from any account and add a payee • Manage your expenses by entering medical expense information and supporting documentation • View and Manage your HSA investments • Retrieve your forgotten username/password • Report a debit card as lost or stolen Powered by WEX®

Screenshots

FSCB Banking4 screens
TerrillFLEX4 screens

Verdict

The call

The clearest difference is rating: FSCB Banking at 4.5 against TerrillFLEX's 1.0. FSCB Banking also leads on ratings volume (2.6K vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

FSCB Banking holds the better App Store score, 4.5 against 1.0. That said, the two scores are not equally well evidenced: FSCB Banking has 2.6K ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

FSCB Banking ships an update every 3 months, TerrillFLEX every 4 months. The most recent releases landed on November 1, 2026 and October 27, 2026 respectively.

Scorecard2 real differences · 8 level
FSCB Banking versus TerrillFLEX: the parameters behind the verdict, then further details
ParameterFSCB BankingTerrillFLEX
PriceFreeFree
Rating4.5 (2.6K ratings) — better1.0 (1 ratings)
Positive reviews69.8% of reviews—
Number of ratings2.6K — better1
Update frequencyEvery 3 months — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPad
Requires iOS16.0 — better17.0
Further details — not scored
Size103 MB29 MB
Age rating4+17+
DeveloperFirst State Community BankMarsh & McLennan Agency

Bugs and requests

FSCB Banking

Reported bugs

3 issues
  • Login issues and inability to access accounts
  • Disappearing transactions and incorrect balances
  • Compatibility problems with newer iOS versions

Requested features

4 requests
  • Improved transaction history and reporting
  • Ability to lock/unlock cards directly in the app
  • Real-time balance updates and notifications
  • Smoother mobile check deposit process

TerrillFLEX

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

FSCB Banking

No in-app purchases

None

TerrillFLEX

No in-app purchases

Questions

Is FSCB Banking free?
FSCB Banking is free to download, with no in-app purchases.
Is TerrillFLEX free?
TerrillFLEX is free to download, with no in-app purchases.
Which has better reviews, FSCB Banking or TerrillFLEX?
FSCB Banking is rated higher. FSCB Banking averages 4.5 out of 5 from 2.6K ratings, while TerrillFLEX averages 1.0 from 1 ratings.
Do FSCB Banking or TerrillFLEX have ads?
Neither FSCB Banking nor TerrillFLEX shows ads.
Which is updated more often, FSCB Banking or TerrillFLEX?
FSCB Banking ships an update every 3 months, and TerrillFLEX every 4 months. Most recently, FSCB Banking was updated on November 1, 2026 and TerrillFLEX on October 27, 2026.

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