FSCB Banking vs GMC Construction Lending
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FSCB Banking
Manage your finances on the go with this comprehensive banking app. Track account balances, deposit checks remotely, transfer funds, and pay bills. It also offers budgeting tools, savings goals, and card controls for enhanced financial management.
- Account management
- Mobile check deposit
- Money transfers
- Bill payment
- Budgeting tools
- Savings goals
- Debit card controls
Read full descriptionHide full description
With the FSCB Digital Banking app, you can bank on the go! You can manage your accounts, check account balances, view account activity, view eStatements and Notices, take photos of checks for mobile deposit, transfer money internally and externally, and pay bills. The FSCB Digital Banking App is available to all First State Community Banking customers. Access your FSCB accounts using your login ID and password. The FSCB Digital Banking App is fast, free, and secure! Additional Banking Features Include: • Money Management tools to calculate net worth, set budgets, view spending habits and trends, and set up a debt payment plan. • Create digital Goals to help save money and plan for expenses. • Setup alerts via text, email, or push notifications. • Manage your debit card with card controls. You’ll be able to activate, deactivate, or lock your card. Setup alerts, spending limits, send travel messages, and more. • Enroll in Credit Score & Reporting to obtain your credit score and the factors that influence it. • Locate FSCB branches and ATMs using GPS provided by your mobile phone. • Our business services include ACH, Wires, Positive Pay, Autobooks, and more. *Banking features are subject to eligibility and terms and conditions. *Charges may be applied by your mobile carrier for text messages and internet access. First State Community Bank Farmington Main - 201 E. Columbia Street Farmington MO 63640 Customer Care Center, 877-955-3722 https://www.fscb.com Member FDIC - Equal Housing Lender
GMC Construction Lending
This app connects you with a loan officer for your home loan journey. It offers various calculators to estimate mortgage payments, insurance, taxes, and affordability. Manage existing loans or applications on the website.
- Connect with a loan officer
- Mortgage payment calculator
- Home insurance estimate
- Property tax estimate
- Affordability calculator
- Save and shop calculator
Read full descriptionHide full description
Welcome to GMC Construction Lending app, where you can connect with a Guild Loan Officer who will help you through the home loan journey and use our mortgage calculator and other resources. Note: visit our website to manage an existing loan or application. Calculators: Mortgage Payment Principal and Interest Home Insurance Estimate Mortgage Insurance Estimate Property Tax Estimate Save and Shop Calculator Affordability Calculator
Screenshots
Verdict
The clearest difference is review sentiment: FSCB Banking at 68% against GMC Construction Lending's 14%. FSCB Banking also leads on rating (4.5 vs 1.9) and ratings volume (2.5K vs 115). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
FSCB Banking holds the better App Store score, 4.5 against 1.9. That said, the two scores are not equally well evidenced: FSCB Banking has 2.5K ratings behind it against 115, so its average is the more settled of the two. Written reviews point the same way: 68% of FSCB Banking's written reviews are positive against 14% of GMC Construction Lending's.
Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.
| Parameter | FSCB Banking | GMC Construction Lending |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (2.5K ratings) — better | 1.9 (115 ratings) |
| Positive reviews | 68.1% of reviews — better | 14.3% of reviews |
| Number of ratings | 2.5K — better | 115 |
| Update frequency | Every 3 months | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, Apple Watch — better | iPhone, iPad |
| Requires iOS | 16.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 103 MB | 102 MB |
| Age rating | 4+ | 4+ |
| Developer | First State Community Bank | Guild Mortgage Company LLC |
Customer experience
FSCB Banking
GMC Construction Lending
User reviews
FSCB Banking
From 2.5K App Store ratingsWhat we love
- 👍 Easy to use
- 🚀 Quick and responsive
- 🔒 Secure banking
- 💡 Helpful features like goals and credit reporting
Room to improve
- 🐛 Frequent crashes and glitches
- 🔍 Difficult to find and access certain features
- 🕰️ Slow loading times and lags
- 💰 Inconsistent account balances and transaction tracking
GMC Construction Lending
From 115 App Store ratingsWhat we love
- 👍 User-friendly interface
- 💡 Valuable tools and calculators
- 🚀 Efficient document review and upload
- 💡 Useful for construction loans
- 💡 Great for referral partners and clients
Room to improve
- 🐛 Cannot log in
- 🐛 Cannot pay mortgage
- 🐛 Useless for existing customers
- 🐛 App is pointless
- 🐛 Suspicious data collection
Bugs and requests
FSCB Banking
Reported bugs
3 issues- Login issues and inability to access accounts
- Disappearing transactions and incorrect balances
- Compatibility problems with newer iOS versions
Requested features
4 requests- Improved transaction history and reporting
- Ability to lock/unlock cards directly in the app
- Real-time balance updates and notifications
- Smoother mobile check deposit process
GMC Construction Lending
Reported bugs
8 issues- Cannot log in with correct credentials
- Password field issues during login
- Account locked after multiple login attempts
- App does not recognize customer accounts
- Login credentials that work on desktop do not work on app
Show 3 moreShow fewer
- App requires a contact name that is not in the system
- App crashes or displays errors when trying to start new loans
- App appears in phone's call blocking settings
Requested features
7 requests- Allow existing customers to pay bills online
- Provide access to account information
- Enable mortgage payments through the app
- Allow viewing payments due and escrow balance
- Improve login functionality for existing customers
Show 2 moreShow fewer
- Add functionality to play around with mortgage payment numbers
- Make the app useful for current customers
In-app purchases
FSCB Banking
No in-app purchases
GMC Construction Lending
No in-app purchases
Questions
Is FSCB Banking free?
Is GMC Construction Lending free?
Which has better reviews, FSCB Banking or GMC Construction Lending?
Do FSCB Banking or GMC Construction Lending have ads?
Which is updated more often, FSCB Banking or GMC Construction Lending?
Other comparisons
