Visual Budget vs BudgetPlnr
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Visual Budget
Manage personal and business finances with advanced analysis and consolidation. Track income and expenses across multiple accounts, set budgets, and visualize financial data with charts and graphs. Import transactions or input them manually for comprehensive financial oversight.
- Multi-account management
- Customizable expense/income categories
- Budget assignment and monitoring
- Manual and automatic transaction import (CSV, OFX)
- Recurring transaction setup
- Financial overview and visualization tools
- Graphical breakdown of transactions
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With Visual Budget, easily manage your personal and business accounts using powerful, advanced analysis and consolidation features. Visual Budget can be used to handle several accounts simultaneously and sort them into different groups. Expense/income categories are automatically created based on a standard model that fits most needs. You can of course modify this category list to suit more particular requirements for each of your accounts. Two levels of categories/sub-categories allow you to define your budget plan in an easy but precise way. Assign a budget to every category, and accurately monitor the evolution of your income and expenses. You can input your financial transactions manually, or automatically by importing CSV (spreadsheet) or OFX (bank standard) files with iTunes file sharing. Check off your transactions to ensure that they match your bank statements. Define recurring transactions, such as a monthly Internet subscription, once and for all. Visual Budget also features Overview tools, allowing you to visualize the breakdown of your transactions and the changes in your balances in the blink of an eye, and to monitor your budgets efficiently Several graphs (bar or pie charts) provided by the application give you a clear and synthetic view of your transactions and their breakdown into expense, income, category and budgetary changes. The application comes with an example account featuring a dozen transactions which will allow you to quickly become familiar with it. Freemium version, limited to 50 transactions per account. Integrated purchase unlocks unlimited transaction creation. Universal application for iPhone/iPad, iOS 7.1 and above. Mac Version available on the Mac App Store.
BudgetPlnr
Manage your personal finances with this app that forecasts your bank balance over time. Input income, bills, and expenses to see future financial projections and receive overdraft warnings. Plan for purchases and easily update your budget.
- Forecast bank balance over months
- Input income, bills, and expenses
- Automatic recurring expense calculation
- Overdraft warnings (amber/red)
- Plan for future purchases
- Monthly income/outgoings summary
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Most budget apps show you what you've already spent. BudgetPlnr forecasts your real bank balance - up to a year ahead. Built by a developer who was tired of updating the same spreadsheet every month. Now you just enter your current balance once and BudgetPlnr calculates everything else - every bill, every payday, every month ahead. One update. A full year of clarity. HOW IT WORKS Add your current bank balance, then set up your income, bills, and regular outgoings. BudgetPlnr calculates your projected balance for every day and month ahead - so you always know where you stand before you spend. Thinking of buying something? Add it as a one-off expense and see exactly how it affects your balance over the coming months. No surprises. KEY FEATURES + Forward balance view - see your real balance up to a year ahead + Set payments as monthly, weekly, or annual - enter once, we handle the rest + Multiple accounts - manage all your accounts separately + Overdraft alerts - balance turns amber when you're close, red when you'd go overdrawn + Payment reminders - get notified before bills are due + Monthly summary - clear breakdown of income vs outgoings each month * + Specify payment end dates - set exactly how long a payment runs for * + Cross-device sync - your budget on every iPhone and iPad * * Pro features - available on monthly or annual subscription BUDGETPLNR PRO Unlock sync, monthly summaries, and the full experience. Monthly - 1.49 / $1.99 Annual - 4.49 / $5.99 (save over 75%) Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID account settings. Privacy Policy: https://budgetplnr.com/privacy Terms of Use: https://budgetplnr.com/terms-of-use
Screenshots
Verdict
The clearest difference is review sentiment: Visual Budget at 88% against BudgetPlnr's 36%. Visual Budget also leads on ads (none vs shown) and ratings volume (164 vs 1). BudgetPlnr's advantage is rating (5.0 vs 4.7) and update cadence (every 3 weeks vs every 2 months). On price, in-app purchases, monetization model and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Visual Budget sells 1 one-off in-app purchase and BudgetPlnr sells 4 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
BudgetPlnr holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Visual Budget has 164 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 88% of Visual Budget's written reviews are positive against 36% of BudgetPlnr's, so the app with the better star average is not the one people write more warmly about.
Visual Budget ships an update every 2 months, BudgetPlnr every 3 weeks. The most recent releases landed on November 8, 2026 and November 6, 2026 respectively.
| Parameter | Visual Budget | BudgetPlnr |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (164 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 88.0% of reviews — better | 36.5% of reviews |
| Number of ratings | 164 — better | 1 |
| Update frequency | Every 2 months | Every 3 weeks — better |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 26.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 8 MB | 174 MB |
| Age rating | 4+ | 4+ |
| Developer | Pascal Meziat | ASJ IT Solutions Ltd |
Customer experience
Visual Budget
BudgetPlnr
Bugs and requests
Visual Budget
Reported bugs
3 issues- Transactions shifting dates unexpectedly
- Keyboard covering input fields
- Inconsistent app performance over time
Requested features
5 requests- Extend future view to 6-12 months
- Improve recurring transaction management
- Seamless cross-device syncing
- Add multi-currency support
- Enhance reporting and analytics
BudgetPlnr
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Visual Budget
- Unlimited Version$7.99
BudgetPlnr
- Monthly Pro Subscription$1.991 Month
- Annual Pro Subscription14 Days trial$5.991 Year
- No Adverts$1.99
- LifeTime Pro$17.99
Questions
Is Visual Budget free?
Is BudgetPlnr free?
Which has better reviews, Visual Budget or BudgetPlnr?
Do Visual Budget or BudgetPlnr have ads?
Which is updated more often, Visual Budget or BudgetPlnr?
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