Comparison

Visual Budget vs Emrys Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Visual Budget

Manage personal and business finances with advanced analysis and consolidation. Track income and expenses across multiple accounts, set budgets, and visualize financial data with charts and graphs. Import transactions or input them manually for comprehensive financial oversight.

Highlights
  • Multi-account management
  • Customizable expense/income categories
  • Budget assignment and monitoring
  • Manual and automatic transaction import (CSV, OFX)
  • Recurring transaction setup
  • Financial overview and visualization tools
  • Graphical breakdown of transactions
Features
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With Visual Budget, easily manage your personal and business accounts using powerful, advanced analysis and consolidation features. Visual Budget can be used to handle several accounts simultaneously and sort them into different groups. Expense/income categories are automatically created based on a standard model that fits most needs. You can of course modify this category list to suit more particular requirements for each of your accounts. Two levels of categories/sub-categories allow you to define your budget plan in an easy but precise way. Assign a budget to every category, and accurately monitor the evolution of your income and expenses. You can input your financial transactions manually, or automatically by importing CSV (spreadsheet) or OFX (bank standard) files with iTunes file sharing. Check off your transactions to ensure that they match your bank statements. Define recurring transactions, such as a monthly Internet subscription, once and for all. Visual Budget also features Overview tools, allowing you to visualize the breakdown of your transactions and the changes in your balances in the blink of an eye, and to monitor your budgets efficiently Several graphs (bar or pie charts) provided by the application give you a clear and synthetic view of your transactions and their breakdown into expense, income, category and budgetary changes. The application comes with an example account featuring a dozen transactions which will allow you to quickly become familiar with it. Freemium version, limited to 50 transactions per account. Integrated purchase unlocks unlimited transaction creation. Universal application for iPhone/iPad, iOS 7.1 and above. Mac Version available on the Mac App Store.

About

Emrys Pay

Read full description

The Emrys Loyalty Programme offers its members the chance to earn rewards in return for all purchases made in local store, large national retailers and with our merchant partnerships.

Screenshots

Visual Budget4 screens
Emrys Pay4 screens

Verdict

The call

The clearest difference is in-app purchases: Emrys Pay at none against Visual Budget's 1. Emrys Pay also leads on iOS requirement (14.1 vs 26.0). Visual Budget's advantage is device support. On price there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Visual Budget sells 1 one-off in-app purchase. Emrys Pay asks for nothing beyond the download.

Scorecard3 real differences · 7 level
Visual Budget versus Emrys Pay: the parameters behind the verdict, then further details
ParameterVisual BudgetEmrys Pay
PriceFreeFree
Rating4.7 (164 ratings) — better—
Positive reviews87.6% of reviews—
Number of ratings164 — better—
Update frequencyEvery 2 months—
AdsNo—
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhone, iPad — better—
Requires iOS26.014.1 — better
Further details — not scored
Size8 MB131 MB
Age rating4+4+
DeveloperPascal MeziatAccomplish Financial Limited

Bugs and requests

Visual Budget

Reported bugs

3 issues
  • Transactions shifting dates unexpectedly
  • Keyboard covering input fields
  • Inconsistent app performance over time

Requested features

5 requests
  • Extend future view to 6-12 months
  • Improve recurring transaction management
  • Seamless cross-device syncing
  • Add multi-currency support
  • Enhance reporting and analytics

Emrys Pay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

1 purchases

Visual Budget

One-time1
  • Unlimited Version$7.99
None

Emrys Pay

No in-app purchases

Questions

Is Visual Budget free?
Visual Budget is free to download, with in-app purchases available.
Is Emrys Pay free?
Emrys Pay is free to download, with no in-app purchases.

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