Visual Budget vs Finances 1 (Old Version)
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Visual Budget
Manage personal and business finances with advanced analysis and consolidation. Track income and expenses across multiple accounts, set budgets, and visualize financial data with charts and graphs. Import transactions or input them manually for comprehensive financial oversight.
- Multi-account management
- Customizable expense/income categories
- Budget assignment and monitoring
- Manual and automatic transaction import (CSV, OFX)
- Recurring transaction setup
- Financial overview and visualization tools
- Graphical breakdown of transactions
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With Visual Budget, easily manage your personal and business accounts using powerful, advanced analysis and consolidation features. Visual Budget can be used to handle several accounts simultaneously and sort them into different groups. Expense/income categories are automatically created based on a standard model that fits most needs. You can of course modify this category list to suit more particular requirements for each of your accounts. Two levels of categories/sub-categories allow you to define your budget plan in an easy but precise way. Assign a budget to every category, and accurately monitor the evolution of your income and expenses. You can input your financial transactions manually, or automatically by importing CSV (spreadsheet) or OFX (bank standard) files with iTunes file sharing. Check off your transactions to ensure that they match your bank statements. Define recurring transactions, such as a monthly Internet subscription, once and for all. Visual Budget also features Overview tools, allowing you to visualize the breakdown of your transactions and the changes in your balances in the blink of an eye, and to monitor your budgets efficiently Several graphs (bar or pie charts) provided by the application give you a clear and synthetic view of your transactions and their breakdown into expense, income, category and budgetary changes. The application comes with an example account featuring a dozen transactions which will allow you to quickly become familiar with it. Freemium version, limited to 50 transactions per account. Integrated purchase unlocks unlimited transaction creation. Universal application for iPhone/iPad, iOS 7.1 and above. Mac Version available on the Mac App Store.
Finances 1 (Old Version)
Track income and expenses with easy categorization and insightful charts. Offers Apple Watch integration for quick financial overviews. The free version has limitations, with a one-time purchase unlocking all features.
- Income and expense tracking
- Transaction categorization
- Weekly, monthly, yearly statistics
- Apple Watch app
- Data export (full version)
- Customizable categories
- Passcode and fingerprint security
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**Don't download – this app was replaced by Finances 2** My Finances helps you to track your income and expenses with ease. The app lets you categorise your transactions and provides weekly, monthly and yearly statistics. Beautiful line and bar charts make analysing your income and expenses fun. The app is designed to be easy to use on the go and gets out of your way quickly. Apple Watch: My Finances on Apple Watch shows your income and expenses of today, yesterday, this week and month. You can also view your transactions grouped by categories is a beautiful bar chart. The Glance shows your net worth history over the last 30 days. It's the easiest and fastest way to get an overview of your finances. Features: - Income and expense tracking for multiple account - Planned (one-time or recurring) transactions with reminder - Weekly, monthly and yearly statistics (full version) - Data export as csv, plaintext and json file (full version) - Customisable categories - Secure your data with a passcode and your fingerprint (requires Touch ID) - Today widget - Apple Watch app to see your statistics on your wrist - Optimised for iPhone 6 and 6 Plus - No ads The free version is limited to 20 transactions per month per account and doesn't offer all statistics, data export and automatic backups. Purchase the full version with a one-time In-App Purchase to enable all features.
Screenshots
Verdict
The clearest difference is rating: Visual Budget at 4.7 against Finances 1 (Old Version)'s 4.0. Visual Budget also leads on ratings volume (164 vs 4). Finances 1 (Old Version)'s advantage is in-app purchases (none vs 1) and iOS requirement (9.0 vs 26.0). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Visual Budget sells 1 one-off in-app purchase. Finances 1 (Old Version) asks for nothing beyond the download.
Visual Budget holds the better App Store score, 4.7 against 4.0. That said, the two scores are not equally well evidenced: Visual Budget has 164 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 88% of Visual Budget's written reviews are positive against 84% of Finances 1 (Old Version)'s.
Visual Budget ships an update every 2 months, Finances 1 (Old Version) monthly. The most recent releases landed on October 30, 2026 and October 29, 2026 respectively.
| Parameter | Visual Budget | Finances 1 (Old Version) |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (164 ratings) — better | 4.0 (4 ratings) |
| Positive reviews | 87.6% of reviews — better | 84.4% of reviews |
| Number of ratings | 164 — better | 4 |
| Update frequency | Every 2 months | Monthly — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 26.0 | 9.0 — better |
| Further details — not scored | ||
| Size | 8 MB | 8 MB |
| Age rating | 4+ | 4+ |
| Developer | Pascal Meziat | Matthias Hochgatterer |
Customer experience
Visual Budget
Finances 1 (Old Version)
User reviews
Visual Budget
From 164 App Store ratingsWhat we love
- 💻 Easy to use
- 📊 Helpful budgeting and forecasting features
- 🗓️ Customizable categories and recurring transactions
- 📄 Useful reporting and PDF export
- 🔍 Detailed transaction history and search
Room to improve
- 🗓️ Limited future view (3 months)
- 🔁 Difficulty managing recurring transactions
- 🔄 Syncing issues between devices
- 🔢 Lack of multi-currency support
- 🤖 Unresponsive customer support
Finances 1 (Old Version)
From 4 App Store ratingsWhat we love
- 👍 Simple and easy to use
- 📊 Helpful charts and visualizations
- 🔍 Detailed expense tracking
- 🕰️ Recurring transactions
- 💻 Clean and intuitive interface
Room to improve
- 🐛 Occasional syncing issues between devices
- 💰 Paid version may be too expensive for some users
- 🔢 Lack of advanced budgeting features (e.g., daily/weekly/monthly budgets)
Bugs and requests
Visual Budget
Reported bugs
3 issues- Transactions shifting dates unexpectedly
- Keyboard covering input fields
- Inconsistent app performance over time
Requested features
5 requests- Extend future view to 6-12 months
- Improve recurring transaction management
- Seamless cross-device syncing
- Add multi-currency support
- Enhance reporting and analytics
Finances 1 (Old Version)
Reported bugs
2 issues- Crashes and closes unexpectedly for some users
- Recurring transactions not always posting automatically
Requested features
5 requests- Add ability to track hours worked and calculate average hourly earnings
- Improve recurring transaction functionality to support more frequencies (e.g., fortnightly)
- Provide option to view expenses by specific store/merchant
- Enhance color customization for categories
- Add more cloud storage integration options (e.g., OneDrive, Google Drive)
In-app purchases
Visual Budget
- Unlimited Version$7.99
Finances 1 (Old Version)
No in-app purchases
Questions
Is Visual Budget free?
Is Finances 1 (Old Version) free?
Which has better reviews, Visual Budget or Finances 1 (Old Version)?
Do Visual Budget or Finances 1 (Old Version) have ads?
Which is updated more often, Visual Budget or Finances 1 (Old Version)?
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