好买基金(原掌上基金) vs 理财魔方
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
好买基金(原掌上基金)
This platform offers professional fund research and trading services. Features include flexible savings, target-based investment plans, index valuation tools, and seamless fund transfers. Invest with confidence through a licensed and experienced financial institution.
- Professional fund research
- Flexible savings account
- Target-based investment
- Index valuation tools
- Fund transfer functionality
- Quick sell option
Read full descriptionHide full description
好买基金是上市公司好买财富旗下的基金交易平台，正规持牌基金销售机构，专注基金领域十余年。 【专业基金研究】 是国内早期成立的，致力于基金研究的中心之一，汇聚50余名精英成员，由基金行业元老领衔研发4P三性选基体系。团队成员长期作为央视、财经媒体的特邀嘉宾。 【功能亮点】 储蓄罐活期：随用随取，取现1万以内快速到账 目标盈定投：按期定投，达到目标收益率止盈 指数估值：看估值做定投，低买高卖 基金转投：持仓基金支持跨基金公司转换，投资不间断 快速卖出：带小闪电标志基金支持快速卖出 投资有风险，决策需谨慎
理财魔方
This platform offers intelligent investment advisory services for global funds. It utilizes AI algorithms and global asset allocation to optimize risk control and provide a professional, rational investment experience. It partners with numerous financial institutions and fund companies to offer diverse investment opportunities.
- Global asset allocation
- AI-powered investment algorithms
- Risk control optimization
- Personalized investment customization
- Family asset management
- Intelligent trading management
Read full descriptionHide full description
理财魔方是全球化智能基金投顾平台。自2014年成立以来，理财魔方以全球资产配置为手段，智能算法为核心，优化风险控制，致力于打造智能、专业、理性的全球化智能基金投顾平台，为投资者提供更好的投资体验。平台成立至今，经历多轮市场波动，累计基金交易超1300 亿。 理财魔方与20+主流基金投顾机构和110+公募基金公司合作，为个人投资者和机构提供全球化视野理财和投资机会，可投资全球超过12个主流国家/地区的42类资产。 借助专业的AI算法，理财魔方已实现基金投顾服务全流程的智能化升级，满足投资者个性化定制、家庭资产配置、风险控制和交易管理，通过全球化资产配置降低单一市场波动影响，让客户拥有更好的投资体验。（算法模型基于历史数据训练，不构成投资建议，投资有风险，过往业绩不代表未来收益。）
Screenshots
Verdict
The clearest difference is rating: 理财魔方 at 5.0 against 好买基金(原掌上基金)'s 4.6. 理财魔方 also leads on iOS requirement (11.0 vs 13.0). 好买基金(原掌上基金)'s advantage is ratings volume (66 vs 8). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
理财魔方 holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: 好买基金(原掌上基金) has 66 ratings behind it against 8, so its average is the more settled of the two. Written reviews point the same way: 93% of 好买基金(原掌上基金)'s written reviews are positive against 100% of 理财魔方's.
好买基金(原掌上基金) ships an update fortnightly, 理财魔方 weekly. Both last shipped on September 17, 2026.
| Parameter | 好买基金(原掌上基金) | 理财魔方 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (66 ratings) | 5.0 (8 ratings) — better |
| Positive reviews | 92.9% of reviews | 100.0% of reviews — better |
| Number of ratings | 66 — better | 8 |
| Update frequency | Fortnightly | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 11.0 — better |
| Further details — not scored | ||
| Size | 225 MB | 129 MB |
| Age rating | 4+ | 4+ |
| Developer | HOWBUY INVESTMENT MANAGEMENT Co., Ltd. | 玄元保险代理有限公司 |
Customer experience
好买基金(原掌上基金)
理财魔方
In-app purchases
好买基金(原掌上基金)
No in-app purchases
理财魔方
No in-app purchases
