理财魔方 vs 雪球基金
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
理财魔方
This platform offers intelligent investment advisory services for global funds. It utilizes AI algorithms and global asset allocation to optimize risk control and provide a professional, rational investment experience. It partners with numerous financial institutions and fund companies to offer diverse investment opportunities.
- Global asset allocation
- AI-powered investment algorithms
- Risk control optimization
- Personalized investment customization
- Family asset management
- Intelligent trading management
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理财魔方是全球化智能基金投顾平台。自2014年成立以来,理财魔方以全球资产配置为手段,智能算法为核心,优化风险控制,致力于打造智能、专业、理性的全球化智能基金投顾平台,为投资者提供更好的投资体验。平台成立至今,经历多轮市场波动,累计基金交易超1300 亿。 理财魔方与20+主流基金投顾机构和110+公募基金公司合作,为个人投资者和机构提供全球化视野理财和投资机会,可投资全球超过12个主流国家/地区的42类资产。 借助专业的AI算法,理财魔方已实现基金投顾服务全流程的智能化升级,满足投资者个性化定制、家庭资产配置、风险控制和交易管理,通过全球化资产配置降低单一市场波动影响,让客户拥有更好的投资体验。(算法模型基于历史数据训练,不构成投资建议,投资有风险,过往业绩不代表未来收益。)
雪球基金
This platform offers a comprehensive suite of fund trading and wealth management services, leveraging a strong community and professional research to help users discover investment opportunities. It provides access to a wide range of funds, including private equity, and offers tools to alleviate investment anxiety and facilitate efficient fund selection.
- Fund trading and wealth management
- Access to private equity and diverse fund types
- Investment opportunity discovery
- Community support and professional research
- Fund selection and valuation tools
- Automated investment options
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我们是谁? 雪球基金于2016年获得证监会核准颁发的基金销售牌照,是合规展业的持牌基金销售机构。基金销售保有规模近500亿元。雪球基金依托雪球强大的社区优势与用户规模,以及自身专业的投研能力,为客户提供全品类基金交易和财富管理服务。 我们给用户提供的价值? 【发现投资好机会】 5700万聪明的投资者与雪球专业投研团队,帮你发现基金投资好机会。 【基金、投顾、私募全都有】 完整及独特的全品类市场标的,一站式满足你的投资需求。 【缓解投资焦虑】 用户、主理人、专业机构、雪球团队,为你提供多元的陪伴体系。 【安全、可信、低费率】 证监会核准的持牌基金销售机构;银行全程资金监管,并在费率上极具市场竞争力。 【特色功能】 全品类基金供给,助力资产配置——投顾产品自动跟车、定投基金省时省力。涵盖货币基金、稳健理财、指数基金、行业基金、投顾产品、私募基金等。 丰富的基金工具,助力高效选基——选基工具、基金估值工具、基金定投、基金排名、指数估值、投资组合供投资者使用参考。
Screenshots
Verdict
The clearest difference is ratings volume: 雪球基金 at 285 against 理财魔方's 9. 理财魔方's advantage is review sentiment (100% vs 83%) and update cadence (weekly vs fortnightly). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.9 for 理财魔方 against 4.8 for 雪球基金. That said, the two scores are not equally well evidenced: 雪球基金 has 285 ratings behind it against 9, so its average is the more settled of the two. Written reviews are what separate them: 100% of 理财魔方's written reviews are positive against 83% of 雪球基金's.
理财魔方 ships an update weekly, 雪球基金 fortnightly. The most recent releases landed on October 4, 2026 and October 16, 2026 respectively.
| Parameter | 理财魔方 | 雪球基金 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (9 ratings) — better | 4.8 (285 ratings) |
| Positive reviews | 100.0% of reviews — better | 83.3% of reviews |
| Number of ratings | 9 | 285 — better |
| Update frequency | Weekly — better | Fortnightly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 120 MB | 482 MB |
| Age rating | 4+ | 4+ |
| Developer | 玄元保险代理有限公司 | Snowball Finance Inc. |
Customer experience
理财魔方
雪球基金
In-app purchases
理财魔方
No in-app purchases
雪球基金
No in-app purchases







