同花顺爱基金 vs 理财魔方
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
同花顺爱基金
Invest in selected funds with potential for daily returns. This platform offers smart investment tools, curated fund selections, and real-time asset tracking. Enjoy zero-fee subscriptions and personalized advisory services.
- Smart fund selection with big data
- Curated fund recommendations
- Real-time net value updates
- Personalized investment portfolios
- Zero-fee subscription offers
- Daily income tracking
Read full descriptionHide full description
----买基金就上同花顺爱基金---- 大品牌、高收益、随时取现 同花顺爱基金是上市公司同花顺（300033）旗下产品，拥有证监会颁发的第三方基金销售牌照；平安银行全程监管，安全可靠。 【产品亮点】 1、同花顺钱包：告别“月光”新办法，工资理财赚更多。支持随存随取，买基金还有优惠哦。 2、同顺智投：年化收益6%、8%、20%+，您期望的目标收益组合随心选，赶紧定下您的小目标吧。 3、严选好基：上严选，淘好基。行业主题、牛人牛基、大盘指数、理财进阶、闲钱理财等，严选产品，赚钱更容易。 4、小目标：精选产品，百里挑一，自动止盈，达成收益就走。 ---赶紧加入同花顺爱基金吧--- 爆款好基任你选 买基金申购费0折起 智能投顾一对一服务 【功能亮点】 1.大数据选基：运用同花顺千亿数据，百位研究员建立的千余种模型，智能选基！ 2.收益排行：基金收益率排行,帮您挑选最赚钱的基金； 3.基金净值：每天第一时间更新基金净值； 4.我的资产：随时查看每日收益明细和资产，收益、收益率清清楚楚； 5.自选基金：您关注的基金表现一目了然； 6.新发基金：新发行、即将发行、基金深度资料,助您发现牛基； 7.基金档案：基金深度资料，基金公司、基金经理档案； 8.业绩评价：您关心的基金成立以来不同时期，涨跌幅与同期上证比较及同类排名中表现如何，全部掌握； 9.基金资讯：专业精准基金资讯，随时掌握基金最新消息 【联系我们】 官方网站：http:// www.5ifund.com 微 信：同花顺爱基金 客服电话：952555转3 投诉建议：952555转3
理财魔方
This platform offers intelligent investment advisory services for global funds. It utilizes AI algorithms and global asset allocation to optimize risk control and provide a professional, rational investment experience. It partners with numerous financial institutions and fund companies to offer diverse investment opportunities.
- Global asset allocation
- AI-powered investment algorithms
- Risk control optimization
- Personalized investment customization
- Family asset management
- Intelligent trading management
Read full descriptionHide full description
理财魔方是全球化智能基金投顾平台。自2014年成立以来，理财魔方以全球资产配置为手段，智能算法为核心，优化风险控制，致力于打造智能、专业、理性的全球化智能基金投顾平台，为投资者提供更好的投资体验。平台成立至今，经历多轮市场波动，累计基金交易超1300 亿。 理财魔方与20+主流基金投顾机构和110+公募基金公司合作，为个人投资者和机构提供全球化视野理财和投资机会，可投资全球超过12个主流国家/地区的42类资产。 借助专业的AI算法，理财魔方已实现基金投顾服务全流程的智能化升级，满足投资者个性化定制、家庭资产配置、风险控制和交易管理，通过全球化资产配置降低单一市场波动影响，让客户拥有更好的投资体验。（算法模型基于历史数据训练，不构成投资建议，投资有风险，过往业绩不代表未来收益。）
Screenshots
Verdict
The clearest difference is update cadence: 理财魔方 at weekly against 同花顺爱基金's every 3 weeks. 理财魔方 also leads on iOS requirement (13.0 vs 15.0). 同花顺爱基金's advantage is ratings volume (62 vs 9). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for 同花顺爱基金 against 4.9 for 理财魔方. That said, the two scores are not equally well evidenced: 同花顺爱基金 has 62 ratings behind it against 9, so its average is the more settled of the two.
同花顺爱基金 ships an update every 3 weeks, 理财魔方 weekly. Both last shipped on November 1, 2026.
| Parameter | 同花顺爱基金 | 理财魔方 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (62 ratings) | 4.9 (9 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 62 — better | 9 |
| Update frequency | Every 3 weeks | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 93 MB | 121 MB |
| Age rating | 4+ | 4+ |
| Developer | 浙江同花顺基金销售有限公司 | 玄元保险代理有限公司 |
Customer experience
同花顺爱基金
理财魔方
In-app purchases
同花顺爱基金
No in-app purchases
理财魔方
No in-app purchases
