PEFCU Mobile Banking vs PECU Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PEFCU Mobile Banking
Manage your finances with a modern banking app. Easily pay individuals using their contact information and transfer funds between your accounts and other banks. Enjoy a streamlined remote banking experience.
- New look and feel
- Pay a person by phone number or email
- Move money between accounts
- Transfer to other financial institutions
- Remote banking
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Introducing PEFCUMobile. We offer a brand-new look and feel with cutting-edge new features that will make banking remotely a breeze. PEFCUMobile offers exciting features that give you more power - like the ability to pay a person using just their phone number or email address and move money between your PEFCU accounts and other financial institutions. Enjoy the great new features that PEFCUMobile has to offer. If you enjoy using PEFCUMobile, please rate us on the App Store.
PECU Mobile
Manage your finances conveniently and securely from your mobile device. This app allows you to pay bills, check balances, transfer funds, and deposit checks with ease. Access essential banking services anytime, anywhere, with no registration required for existing online users.
- Bill payment
- Balance checking
- Money transfers
- Mobile check deposit
- ATM and branch locator
- Secure encryption
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Thank you for being a PECU member! Your free new mobile banking app is ready to download. The PECU app helps you manage your money any time, any place, anywhere. Conveniently and quickly pay bills, check balances, transfer money, deposit checks, find ATMs, and locate PECU branch centers –all from the palm of your hand. PECU puts the “free” in financial freedom! •Safe and secure. Get peace of mind with our app’s state-of-the-art encryption. •Handy PECU branch and ATM locator. •Easy-to-find account and transaction information. •No registration required. Available to all PECU online account access users. •Free e-Bill Pay for making payments. •Snap, click & deposit. Deposit checks using your camera.
Screenshots
Verdict
The clearest difference is update cadence: PEFCU Mobile Banking at every 3 weeks against PECU Mobile's every 10 months. PEFCU Mobile Banking also leads on rating (4.9 vs 4.6) and ratings volume (13K vs 419). PECU Mobile's advantage is review sentiment (83% vs 53%). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PEFCU Mobile Banking holds the better App Store score, 4.9 against 4.6. That said, the two scores are not equally well evidenced: PEFCU Mobile Banking has 13K ratings behind it against 419, so its average is the more settled of the two. Written reviews complicate that: 53% of PEFCU Mobile Banking's written reviews are positive against 83% of PECU Mobile's, so the app with the better star average is not the one people write more warmly about.
PEFCU Mobile Banking ships an update every 3 weeks, PECU Mobile every 10 months. Both last shipped on November 1, 2026.
| Parameter | PEFCU Mobile Banking | PECU Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (13K ratings) — better | 4.6 (419 ratings) |
| Positive reviews | 53.1% of reviews | 82.9% of reviews — better |
| Number of ratings | 13K — better | 419 |
| Update frequency | Every 3 weeks — better | Every 10 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 13.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 69 MB | 30 MB |
| Age rating | 4+ | 4+ |
| Developer | Publix Employees Federal Credit Union | Public Employees Credit Union |
Customer experience
PEFCU Mobile Banking
PECU Mobile
User reviews
PEFCU Mobile Banking
From 13K App Store ratingsWhat we love
- 🚀 Easy to use
- 🔒 Protections provided
- 👍 Accessibility
- 👍 Convenient
- 👍 Helpful customer service
Room to improve
- 🐛 Frequent crashes
- 🐛 Unreliable mobile banking
- 🐛 Slow performance
- 🐛 Buggy app
- 🐛 Constant maintenance issues
PECU Mobile
From 419 App Store ratingsWhat we love
- 🚀 Easy to use
- 🔒 Good security features
- 👍 Convenient and accessible
- 🚀 Fast and efficient
- 👍 User-friendly interface
Room to improve
- 🐛 Occasional issues with mobile deposits
- 🔍 Limited functionality compared to other banking apps
- 🔍 Confusing bill payment process
- 🔍 Lack of password saving option
Bugs and requests
PEFCU Mobile Banking
Reported bugs
6 issues- Login screen freezes
- Incompatible with older devices
- Transactions not showing accurate dates
- Mobile deposits not working
- Face/fingerprint unlock not functioning
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- Accounts not displaying properly
Requested features
7 requests- Faster fund transfers
- External bank account integration
- 24/7 customer support
- Improved bill pay system
- Customizable account views
Show 2 moreShow fewer
- Notifications for account activity
- Ability to switch between accounts easily
PECU Mobile
Reported bugs
2 issues- Login screen issues
- Inconsistent performance on older devices
Requested features
4 requests- Tap to pay cards
- Apple Wallet integration
- Improved mobile deposit process
- More advanced features and customization options
In-app purchases
PEFCU Mobile Banking
No in-app purchases
PECU Mobile
No in-app purchases
Questions
Is PEFCU Mobile Banking free?
Is PECU Mobile free?
Which has better reviews, PEFCU Mobile Banking or PECU Mobile?
Do PEFCU Mobile Banking or PECU Mobile have ads?
Which is updated more often, PEFCU Mobile Banking or PECU Mobile?
Other comparisons
