Comparison

iAllowance Lite with Chores vs Kachinga

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

iAllowance Lite with Chores

Manage your child's finances, allowances, and chores with this intuitive app. Teach saving and spending habits through customizable banks, automatic payouts, and reward tracking. Supports multiple children and offers optional interest for savings.

Highlights
  • Automatic allowance payments
  • Chore tracking with reminders
  • Reward tracking for motivation
  • Unlimited banks with optional interest
  • Support for multiple children
  • Customizable bank types (money, stars, time)
  • Parental controls
Features
Read full description

*** Proven To Work! 30+ Million chores completed and 20+ Million allowances paid using iAllowance! *** *** Apple Staff Favorite *** *** Featured by Money Magazine *** *** Featured by Forbes Magazine *** Put piggy banks and paper money behind you! iAllowance is the only thing you need to manage your child's finances and teach him or her about saving and spending money. Whether you want to set up a weekly allowance or pay out a special reward, iAllowance handles everything for you with an eye-pleasing and easy-to-use interface. KEY FEATURES: - Simple and Fun - Run on all your iOS devices. - Automatic and free Instant Sync - Works With ALL Your Children - Unlimited Number of Banks with Optional Interest - Automatic Allowance Payments - Chores/Jobs Tracking with Push Reminders - Reward Tracking - Great For Motivation - Use Real Money, Stars or Time for Banks, Allowances and Chores - Use the Setup Assistant to Quickly Setup the App - Email & Direct Print Reports Using AirPrint - Parental Controls - Automatic Local Backup - Full World Currency Support - Parent Themes - Including Dark Mode SIMPLE AND FUN iAllowance may look simple at first glance - the bookshelves and chalkboard make this app very approachable. However, iAllowance is a powerful family finance management system, allowing you to set up scheduled payouts, deduct expenditures, and show category totals - even search for a specific transaction! SUPPORT FOR MULTIPLE CHILDREN You can setup iAllowance to track the finances for all your kids, each with a separate photo for easy identification and as many banks as you desire. UNLIMITED NUMBER OF BANKS Kids are very busy these days. From general spending money to clothing allowances, gas money to cell phones accounts, kids and parents have a lot to keep track of in today's world. With iAllowance, you can create an unlimited number of banks for each of your kids. Each bank has its own transaction list where you can add, edit and delete transactions as often as you need to. If you don't want to use real money, you can setup any bank to use stars or even time. Mix and match star, time and real money banks to make iAllowance work best for you. Furthermore, you can assign an optional interest rate to any of the banks to help teach your children the value of saving money over the long term. AUTOMATIC ALLOWANCES Let iAllowance do the remembering for you! It's easy to set up any number of allowances that will pay out automatically at repeating intervals. Each allowance can be set up to pay into one or more of the child's banks. There is no need to setup a single allowance for each bank. CHORES Track all your children's chores with iAllowance. Get your kids involved in the process and watch the chores get done! Use the reminders to push alerts to your kids - even if iAllowance is not running. REWARDS Kids are more motivated when they have goals to work towards. You can setup rewards that you can choose to 'cash in' when you child reaches the set goal. PARENTAL CONTROLS We feel that it's important to get your kids involved in managing their own finances, but it is also important that you have a choice as to whether or not they can edit the information. By turning on the built-in parental controls, you can restrict your kids to a view only mode while you maintain full editorial control for yourself. INSTANT SYNC You can instantly sync your data between devices using your free iAllowance account. All your data is backed up on your iAllowance account automatically. There is no need to worry about losing your data. We are certain that iAllowance will meet all your family finance needs. So, make the leap with Jump Gap Software's iAllowance.

About

Kachinga

This app helps parents teach children financial literacy through an allowance and savings management system. It combines a debit card for kids with parental controls, allowing real-world money experience in a secure environment.

Highlights
  • Allowance and chore management
  • Savings goal setting
  • Secure debit card for kids
  • Parental controls and spending transparency
  • Financial literacy guidance
  • Real-time notifications
Features
Read full description

Kachinga™ helps parents raise financially smart kids by combining an intuitive allowance, chore, and savings management app with a secure debit card for kids with parental controls to provide critical real-world money experience. Kachinga empowers kids by giving them age-appropriate ideas how to earn money and the freedom to make their own money decisions in a safe and controlled environment. And gives parents peace of mind by making it super easy to transfer money (no more trips to the ATM!), providing transparency and controls for kids’ spending, and delivering personalized financial literacy guidance and tools to help teach kids how to manage money responsibly. Kachinga uses a reloadable debit card which means kids can only spend what parents put on the card. This means no overspending and no unexpected overdraft fees. Ever. FOR PARENTS – CONVENIENCE & PEACE OF MIND - Automate allowances & paid chores - Instantly transfer money to kids’ cards - Manage paid & unpaid chores - Get real-time spending & chore notifications - Set parent-paid interest rates for all savings - Automatically match funds for each Save goal - Turn card on/off from the app - View kids’ account histories & trends - Invite others to contribute to kids’ Save goals FOR KIDS & TEENS – FREEDOM & RESPONSIBILITY - Use their own app to manage their money - Track Spend, Save & Give account balances - View & manage chores - Request paid chores - Create savings & giving goals - Shop online & in stores with their own card - Use Apple Pay - Turn card on/off from the app - View account history & trends SECURITY YOU CAN COUNT ON - No hidden fees & no overdrafts mean no unwelcome surprises - Accounts are FDIC insured through our partner Sunrise Banks, member FDIC - Bank-grade encryption & authentication; we never store Social Security numbers - Highly secure data management & strict data privacy; we never sell your data - Fingerprint & Face ID lock to ensure privacy & security - Automatically blocked categories for non-age appropriate spending - Parents can choose if or how much money a kid can withdraw from ATM Kachinga offers two subscription options: - Real Money (Free for 1 month, $36/year per child): Transfer money to your child's Kachinga reloadable debit card to provide critical real-world experience. - Virtual Money (Free): Manage & track money you're holding elsewhere for your kids. Perfect for younger kids! Learn more at https:/kachinga.com.

Screenshots

iAllowance Lite with Chores4 screens
Kachinga4 screens

Verdict

The call

The clearest difference is rating: iAllowance Lite with Chores at 4.3 against Kachinga's 3.8. iAllowance Lite with Chores also leads on update cadence (every 2 weeks vs every 5 weeks) and ratings volume (1.2K vs 69). Kachinga's advantage is in-app purchases (none vs 8). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. iAllowance Lite with Chores sells 8 one-off in-app purchases. Kachinga asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

iAllowance Lite with Chores holds the better App Store score, 4.3 against 3.8. That said, the two scores are not equally well evidenced: iAllowance Lite with Chores has 1.2K ratings behind it against 69, so its average is the more settled of the two. Written reviews point the same way: 69% of iAllowance Lite with Chores's written reviews are positive against 59% of Kachinga's.

UpkeepUpdate frequency

iAllowance Lite with Chores ships an update every 2 weeks, Kachinga every 5 weeks. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

Scorecard7 real differences · 3 level
iAllowance Lite with Chores versus Kachinga: the parameters behind the verdict, then further details
ParameteriAllowance Lite with ChoresKachinga
PriceFreeFree
Rating4.3 (1.2K ratings) — better3.8 (69 ratings)
Positive reviews68.6% of reviews — better58.8% of reviews
Number of ratings1.2K — better69
Update frequencyEvery 2 weeks — betterEvery 5 weeks
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases — betterSubscription
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS12.0 — better16.0
Further details — not scored
Size76 MB191 MB
Age rating4+4+
DeveloperJames SpencerKachinga, Inc.

Customer experience

iAllowance Lite with Chores

All ratings1,219 ratings
Positive82.7%
Neutral5.3%
Negative12.0%
Written reviews156 reviews
Positive68.6%
Neutral5.8%
Negative25.6%

Kachinga

All ratings69 ratings
Positive68.1%
Neutral8.7%
Negative23.2%
Written reviews34 reviews
Positive58.8%
Neutral5.9%
Negative35.3%

User reviews

iAllowance Lite with Chores

From 1.2K App Store ratings

What we love

  • 💰 Money management features
  • 👍 Customizable and flexible
  • 🚀 Syncs across devices
  • 💯 Motivates kids to do chores
  • 🤝 Excellent customer support

Room to improve

  • 🐛 Sync issues and data loss
  • 🤔 Steep learning curve
  • 💰 Paid version required for full functionality
  • 🤖 Confusing and unintuitive interface

Kachinga

From 69 App Store ratings

What we love

  • 💡 Financial literacy tool for kids
  • 👍 Easy to teach kids about money
  • 👍 Kids love their Kachinga cards
  • 👍 Simple and fast money transfer
  • 👍 Encourages savings with goals

Room to improve

  • 🐛 App not working/down
  • 🐛 Missing deposits
  • 🐛 Funds not safe
  • 🐛 Clunky app interface
  • 🐛 Difficult to change past dates

Bugs and requests

iAllowance Lite with Chores

Reported bugs

4 issues
  • Account deletion without notice
  • Conversion rate bug for chores
  • Login and sign-in issues
  • Frequent app crashes

Requested features

4 requests
  • Ability to delete transactions
  • Chore approval feature
  • More intuitive user interface
  • Read-only mode for kids

Kachinga

Reported bugs

13 issues
  • App is not working
  • Deposits are missing
  • App crashes during setup
  • Cannot add funds
  • Cannot cancel account
Show 8 more
  • App keeps closing out
  • Cannot set auto funding
  • Cannot add starting amount
  • Login issues
  • Bank connection failed
  • App stuck in maintenance mode
  • Card declined with $0 balance when funds are present
  • Email support link is broken

Requested features

8 requests
  • Ability to pay for a customized card
  • Option to subdivide chore payments daily
  • Allow co-management of kids' accounts for two parents
  • More clarity on how 'save' and 'give' pools are managed
  • Improvement in paid chore system
Show 3 more
  • Ability to go back and change past dates in the free version
  • Option to pay for a customized card
  • Make the option to allow the amount paid for each chore to be subdivided daily

In-app purchases

8 purchases

iAllowance Lite with Chores

One-time8
  • Unlimited Children$0.99
  • Unlimited Number of Banks$0.99
  • Unlimited Allowances$0.99
Show 5 more
  • Unlimited Chores$0.99
  • Unlimited Rewards$0.99
  • Printing Upgrade$0.99
  • Dropbox Sync Upgrade$0.99
  • Full Upgrade$2.99
None

Kachinga

No in-app purchases

Questions

Is iAllowance Lite with Chores free?
iAllowance Lite with Chores is free to download, with in-app purchases available.
Is Kachinga free?
Kachinga is free to download, with no in-app purchases.
Which has better reviews, iAllowance Lite with Chores or Kachinga?
iAllowance Lite with Chores is rated higher. iAllowance Lite with Chores averages 4.3 out of 5 from 1.2K ratings, while Kachinga averages 3.8 from 69 ratings.
Do iAllowance Lite with Chores or Kachinga have ads?
Neither iAllowance Lite with Chores nor Kachinga shows ads.
Which is updated more often, iAllowance Lite with Chores or Kachinga?
iAllowance Lite with Chores ships an update every 2 weeks, and Kachinga every 5 weeks. Most recently, iAllowance Lite with Chores was updated on November 1, 2026 and Kachinga on November 3, 2026.

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