Comparison

mBank CZ vs Uctohled

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

mBank CZ

Manage your finances securely and conveniently with this mobile banking app. It offers real-time account overviews, mobile payments, quick money transfers, and secure online transaction confirmations. Easily manage your cards, order virtual cards, and access various banking products.

Highlights
  • Real-time account overview and notifications
  • Mobile contactless payments
  • Quick money transfers via QR codes or phone numbers
  • Secure online payment confirmation with mKlíč
  • Payment card management (limits, PIN, blocking)
  • Virtual card ordering
  • Loan, savings, and insurance applications
Features
Read full description

Mějte své finance stále pod kontrolou a v bezpečí zároveň. Mobilní aplikace od mBank skloubila nejpokročilejší bezpečností systémy s uživatelsky přívětivým prostředím. Správa peněz ještě nikdy nebyla vymakanější. Jak vám mobilní aplikace od mBank usnadní život? 1. Přehled o svých financích budete mít stále po ruce – díky notifikacím se hned dozvíte o každém pohybu na účtu. 2. Otevře vám cestu do světa mobilních plateb – s bankovnictvím v mobilu vám k bezkontaktním platbám stačí telefon a palec nebo chytré hodinky. 3. Převod peněz bude otázkou pár kliknutí – uskutečníte jej snadno a rychle pomocí QR kódů nebo mobilních čísel. 4. Online platby se stanou ještě bezpečnější – k jejich potvrzení použijete mKlíč, který chrání váš unikátní PIN nebo biometrie. 5. Usnadní vám správu platebních karet – nastavení limitů, změny PINu nebo rychlého zablokování karty. 6. Zpřístupní vám výhody virtuálních karet – eKartu si snadno objednáte přímo v aplikaci. 7. Umožní vám sjednání půjčky, spoření, pojištění a dalších bankovních produktů – předschválenou půjčku můžete mít na účtu do 3 minut. Co se bezpečnosti týče, jsme nekompromisní Bezpečnost vašich financí je pro nás prioritou. Proto mobilní aplikaci od mBank chrání ty nejpokročilejší funkce. • Přihlášení a každý úkon vyžaduje vámi vybraný unikátní PIN nebo ověření pomocí otisku prstu, případně obličeje. • Při odcizení telefonu aplikaci odpojíte skrz internetové bankovnictví. • Díky pokročilým šifrovacím protokolům nikdo nezneužije vaše hesla, PINy ani další osobní údaje. Ještě nemáte mKonto? Vyhněte se návštěvám poboček. Bankovní účet od mBank si založíte pohodlně odkudkoli. Stáhněte si mobilní aplikaci mBank a dostaňte své finance pod kontrolu ještě dnes.

About

Uctohled

Features
Read full description

Uctohled is a comprehensive accounting app for Czech businesses, accounting firms, and freelancers. Scan documents, manage invoices, track bank transactions, and approve documents — all from one place on your iPhone or iPad. DOCUMENT SCANNING Scan invoices and receipts with your camera using automatic edge detection. Upload photos from your gallery or import PDFs from files. The app automatically performs OCR and uses AI to extract key data — invoice numbers, amounts, due dates, and supplier details. INVOICE MANAGEMENT Create and manage all document types: issued and received invoices, advance invoices, credit notes, cash receipts, quotes, and POS receipts. Filter by type and status, search with full text, and perform bulk operations with a single swipe. CONTACT DIRECTORY WITH ARES Look up any Czech company by registration number (IČO) in the ARES business registry and auto-fill all details — name, address, tax ID. Manage contacts linked to your invoices. BANK TRANSACTIONS Connect your bank accounts and track transactions in real time. Automatic transaction-to-invoice matching saves you hours of manual work. CLEAR DASHBOARD Monitor turnover, paid and unpaid amounts, overdue invoices, and monthly cash flow in one place. Quick actions let you respond instantly. APPROVAL WORKFLOWS Multi-level document approval — from accountant to budget holder to CEO. Approve or reject directly from your phone with comments. MULTI-TENANT SUPPORT Switch between multiple clients or companies in a single app. Ideal for accounting firms managing multiple entities. SECURITY Login with two-factor authentication (2FA) support. Tokens stored securely in device Keychain. SUBSCRIPTIONS Payment will be charged to your Apple Account. Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in Settings > Apple Account > Subscriptions. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms of Use: https://uctohled.cz/terms Privacy Policy: https://uctohled.cz/privacy

Screenshots

mBank CZ4 screens
Uctohled3 screens

Verdict

The call

The clearest difference is update cadence: Uctohled at weekly against mBank CZ's every 2 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

mBank CZ ships an update every 2 weeks, Uctohled weekly. The most recent releases landed on October 23, 2026 and October 8, 2026 respectively.

Scorecard1 real difference · 9 level
mBank CZ versus Uctohled: the parameters behind the verdict, then further details
ParametermBank CZUctohled
PriceFreeFree
Rating4.4 (253 ratings) — better—
Positive reviews46.4% of reviews—
Number of ratings253 — better—
Update frequencyEvery 2 weeksWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.017.0 — better
Further details — not scored
Size197 MB3 MB
Age rating4+4+
DevelopermBank S.A.Pavel Vydra

Bugs and requests

mBank CZ

Reported bugs

10 issues
  • Cannot easily dismiss commercial notifications
  • Receiving false notifications for 0.00 Kč incoming payments
  • App crashes when clicking on savings account
  • SMS notifications not delivered
  • Text search in transaction history not working
Show 5 more
  • Update prevents login
  • App crashes on iPhone 13 and up
  • Login issue with new phone linking
  • Pairing process fails repeatedly
  • Cannot find ATM map

Requested features

9 requests
  • Display app in landscape mode
  • Add Face ID for purchases
  • Allow changing card limits
  • Enable easier auto transfers between accounts
  • Show current balance after each transaction
Show 4 more
  • Allow defining custom expense categories
  • Improve English translation consistency
  • Fix Czech keyboard diacritic issue
  • Enable landscape mode support

Uctohled

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

mBank CZ

No in-app purchases

None

Uctohled

No in-app purchases

Questions

Is mBank CZ free?
mBank CZ is free to download, with no in-app purchases.
Is Uctohled free?
Uctohled is free to download, with no in-app purchases.
Do mBank CZ or Uctohled have ads?
Neither mBank CZ nor Uctohled shows ads.
Which is updated more often, mBank CZ or Uctohled?
mBank CZ ships an update every 2 weeks, and Uctohled weekly. Most recently, mBank CZ was updated on October 23, 2026 and Uctohled on October 8, 2026.

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