Smart Banking vs Uctohled

With Smart Banking you always have your bank at your fingertips. The application is user-friendly and most of all secure. It enables you to enter payments, create and edit standing orders, pay a credit card, or activate a debit card. Access to the application as well as payment signatures are protected by your PIN code or biometric data (Touch ID / Face ID). Smart Banking also includes Smart Key, which you can use to authorize payments and other orders entered in Online Banking, both online and offline. In online mode using push notifications and in offline mode by scanning QR codes. You can also easily change your credentials. In case you forget your credentials, you can reset them using a photo of your ID and a selfie video. The application itself will guide you through the reset. But the application can do many more things! • Learn about what’s going on in your account after you turn on Push Notifications. • Have you lost a credit or debit card? You can simply temporarily block and unblock the card for free in the app. • You can adjust the daily limit for credit and debit card according to your needs. • Add credit to your mobile phone with a few clicks. • Check your account balance even without signing into the app with the Widget • You can also make a payment by scanning a QR code (QR payment). • In Online Banking you can use the Payment templates and stored Beneficiaries in the Smart Banking application. • Account statements, statements for credit cards and other documents can be found in Documents. • Get an instant overview of currency rates. • Are you searching for an ATM or UniCredit Bank branch? You can quickly find them in the application. How to activate the app? We have prepared a simple and unified activation process for you. Simply download the application and activate the application by using your Username and PIN. If you do not have this data, but you are a Client of UniCredit Bank, you can obtain it directly in the application.

Uctohled is a comprehensive accounting app for Czech businesses, accounting firms, and freelancers. Scan documents, manage invoices, track bank transactions, and approve documents — all from one place on your iPhone or iPad. DOCUMENT SCANNING Scan invoices and receipts with your camera using automatic edge detection. Upload photos from your gallery or import PDFs from files. The app automatically performs OCR and uses AI to extract key data — invoice numbers, amounts, due dates, and supplier details. INVOICE MANAGEMENT Create and manage all document types: issued and received invoices, advance invoices, credit notes, cash receipts, quotes, and POS receipts. Filter by type and status, search with full text, and perform bulk operations with a single swipe. CONTACT DIRECTORY WITH ARES Look up any Czech company by registration number (IČO) in the ARES business registry and auto-fill all details — name, address, tax ID. Manage contacts linked to your invoices. BANK TRANSACTIONS Connect your bank accounts and track transactions in real time. Automatic transaction-to-invoice matching saves you hours of manual work. CLEAR DASHBOARD Monitor turnover, paid and unpaid amounts, overdue invoices, and monthly cash flow in one place. Quick actions let you respond instantly. APPROVAL WORKFLOWS Multi-level document approval — from accountant to budget holder to CEO. Approve or reject directly from your phone with comments. MULTI-TENANT SUPPORT Switch between multiple clients or companies in a single app. Ideal for accounting firms managing multiple entities. SECURITY Login with two-factor authentication (2FA) support. Tokens stored securely in device Keychain. SUBSCRIPTIONS Payment will be charged to your Apple Account. Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in Settings > Apple Account > Subscriptions. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms of Use: https://uctohled.cz/terms Privacy Policy: https://uctohled.cz/privacy