Free

Details

  • Released
  • Updated
  • October 7, 2011
  • June 19, 2026

Features

Smart Banking screenshot #1 for iPhone
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About

Manage your bank accounts securely and conveniently from your mobile device. Perform payments, manage standing orders, and control your cards. Features include biometric login, card management, and ATM/branch locators.

Secure login with PIN or biometrics
Make and manage payments
Activate/block debit and credit cards
Adjust card daily limits
Mobile top-ups
ATM and branch locator
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What's New in Smart Banking

26.3.1018

June 19, 2026

What have we prepared for you in the new version? • The minimum supported operating system version is iOS 15. • We have made a series of improvements.

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User reviews

Could be worse, but barely

The UI/backend feels slow and just-submitted payment does not show up in the history. When taking longer (5-10 mins?) to enter payment details, the app shows an error “WBS:IP10110” or “Uživatel není oprávněn k podpisu” after entering my PIN, but despite the error message, one of the payments went through so I accidentally paid twice, assuming the current payment history can be trusted.
Also, the app has forced updates from time to time (often at the least convenient time) and “App Support” link in App Store is broken.
I can imagine a worse experience and the app mostly works on stock iOS (hence 2 stars) but there is quite some room for improvement.
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10 let pouzivani

Jsem zakaznikem Unicredit banky jiz 10 let a jejich apku tedy pouzivam nemene dlouho. Za tu dobu prosla aplikace mnoha zmenami, ktere byly vzdy k lepsimu. Libi se mi, ze prostredi apky je prehledne, jednoduche, clovek se na minimum kliku dostane tam, kam potrebuje. Pro zakladni vec jako odeslani platby nebo treba zablokovani ztracene karty plati totez. Verze apky je nadmiru stabilni, za tech 10 let mi spadla jednou, maximalne 2x. V posledni dobe mam i osobni stesti, ze se mi dari netrefit se do planovanych odstavek bankovnictvi, ktere banka dava take uzivatelum jasne a predem znat prave skrze info v aplikaci.
Velke plus za seznam partneru a slev v casti U-setrete.
O hvezdicku mene davam jen z motivacnich duvodu, aby banka a jeji vyvojari neusnuli na vavrinech a dale na apce pracovali a rozvijeli ji spravnym smerem, ktery predci konkurenci.
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Nepřehledné peklo

Vaše apka je suverénně nejhorší ze všech co bank u kterých mám účty. Jejím tvůrcům evidentně slovo “user friendly “ nic neříká. Účet jsem ještě nezrušil pouze díky výhodnému kontokorentu. V jednoduchosti je krása. Doporučuji se inspirovat u Fiobanky. M.Š.

review

Overall nice and clean interface, but the corresponding speed of in-app clicks is slow and the wait time to enter the software is long. Wish it was easier to make money between personal accounts, and if it had a dark mode it would be even better.

Easy to review

A truly bilingual app with intuitive navigation that makes banking easy.

Developer apps

FAQ

What can I do with the Smart Banking app?

The app allows you to manage your bank accounts from your phone. You can enter payments, create and edit standing orders, pay credit cards, and activate debit cards. It also offers features like temporarily blocking/unblocking cards, adjusting card limits, and topping up mobile credit.

How secure is the Smart Banking app?

Access to the application and payment signatures are protected by your PIN code or biometric data such as Touch ID or Face ID. The app also includes Smart Key for secure authorization of payments and other orders.

How do I activate the Smart Banking app?

Activation is a simple process. Download the application and activate it using your Username and PIN. If you don't have this data but are a UniCredit Bank client, you can obtain it directly within the application.

What if I forget my login credentials?

If you forget your credentials, you can reset them using a photo of your ID and a selfie video. The application will guide you through the entire reset process.

Is the Smart Banking app free to use?

Yes, the application is free to download and use. There are no charges mentioned for basic banking functions, card management, or accessing account statements.