Comparison

ESL Mobile Banking vs LNB

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ESL Mobile Banking

Manage your finances anytime, anywhere with this secure mobile banking application. Check balances, deposit checks, transfer funds, and pay bills with ease. Find nearby branches and ATMs for added convenience.

Highlights
  • 24/7 account access
  • Check balances
  • Deposit checks
  • View transaction history
  • Transfer funds
  • Bill payments
  • Find branches/ATMs
Features
Read full description

Access your accounts 24/7 from anywhere with ESL Mobile Banking. It’s Free, Fast and Secure! With ESL Mobile Banking you can check your balances, deposit checks, view transaction history, transfer funds, or make bill payments. You can even find an ESL branch or ATM location nearest you! Peace of mind as you bank on the go. ESL Mobile Banking is as safe and secure as ESL Internet Banking. Your personal and confidential information are protected using industry standard technologies and security certificates. Experience the convenience of ESL. Download the ESL Mobile Banking app today! To learn how we protect your privacy, please visit https://www.esl.org/about-us/policies/privacy

About

LNB

Manage your bank accounts and deposit checks conveniently from your mobile device. Access account balances, view transactions, and transfer funds securely. Deposit checks by taking photos, and review your deposit history within the app.

Highlights
  • Check account balances
  • View recent transactions
  • Transfer money between accounts
  • Deposit checks via photo
  • View deposit history
Features
Read full description

Bank conveniently and securely with The Lyons National Bank Mobile Banking. Now you can manage your finances anytime, anywhere - from your mobile device. Manage Your Accounts: • Check account balances • View recent transactions, including check images • Transfer money between accounts Deposit Checks: • Deposit checks by snapping a picture of each check • View deposit history in the app Getting started is easy. Simply download the app and sign on with your user credentials. [No additional fees apply.*]. For more information about The Lyons National Bank mobile services, please visit www.bankwithlnb.com or call us at 888-946-0100. *Carrier’s data rates may apply.

Screenshots

ESL Mobile Banking4 screens
LNB4 screens

Verdict

The call

The clearest difference is ads: ESL Mobile Banking at none against LNB's shown. ESL Mobile Banking also leads on review sentiment (54% vs 21%) and ratings volume (36K vs 1.5K). LNB's advantage is iOS requirement (15.0 vs 17.0). On price, rating, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for ESL Mobile Banking against 4.7 for LNB. That said, the two scores are not equally well evidenced: ESL Mobile Banking has 36K ratings behind it against 1.5K, so its average is the more settled of the two. Written reviews are what separate them: 54% of ESL Mobile Banking's written reviews are positive against 21% of LNB's.

UpkeepUpdate frequency

ESL Mobile Banking ships an update every 3 months, LNB every 4 months. The most recent releases landed on October 31, 2026 and October 29, 2026 respectively.

Scorecard4 real differences · 6 level
ESL Mobile Banking versus LNB: the parameters behind the verdict, then further details
ParameterESL Mobile BankingLNB
PriceFreeFree
Rating4.8 (36K ratings) — better4.7 (1.5K ratings)
Positive reviews53.9% of reviews — better21.2% of reviews
Number of ratings36K — better1.5K
Update frequencyEvery 3 months — betterEvery 4 months
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, Apple WatchiPhone, iPad, iPod
Requires iOS17.015.0 — better
Further details — not scored
Size179 MB112 MB
Age rating4+4+
DeveloperESL Federal Credit UnionLyons National Bank

Customer experience

ESL Mobile Banking

All ratings35,837 ratings
Positive95.9%
Neutral1.7%
Negative2.5%
Written reviews241 reviews
Positive53.9%
Neutral7.5%
Negative38.6%

LNB

All ratings1,355 ratings
Positive93.1%
Neutral1.9%
Negative4.9%
Written reviews33 reviews
Positive21.2%
Neutral9.1%
Negative69.7%

User reviews

ESL Mobile Banking

From 36K App Store ratings

What we love

  • 💳 Convenient banking features
  • 📱 Easy to use app
  • 🤝 Great customer service
  • 🏦 Reliable banking institution
  • 🔒 Secure banking experience

Room to improve

  • 🐛 Issues with mobile deposit feature
  • 🕰️ Slow or unreliable app performance
  • 🔍 Limited transaction history visibility
  • 🔒 Lack of advanced security features

LNB

From 1.5K App Store ratings

What we love

  • 👍 Courteous and helpful staff
  • 💡 Transfer funds between LNB accounts

Room to improve

  • 🐛 Frequent login issues
  • 🐛 Crashes and glitches
  • 🐛 Unavailable features (e.g. bill pay, check deposit)
  • 🐛 Inconsistent performance across devices
  • 🐛 Decimal point issues with mobile deposit

Bugs and requests

ESL Mobile Banking

Reported bugs

4 issues
  • Accounts not loading after updates
  • Mobile deposit issues (check size, image recognition)
  • Quick balance widget not working as expected
  • Transactions disappearing and reappearing

Requested features

4 requests
  • Add Zelle functionality
  • Improve mobile deposit process
  • Provide more detailed transaction history
  • Implement biometric authentication options

LNB

Reported bugs

3 issues
  • Login validation errors
  • Frequent app crashes
  • Inability to access account information

Requested features

3 requests
  • Restore previous app's functionality
  • Improve stability and reliability
  • Add bill pay and mobile check deposit

In-app purchases

None

ESL Mobile Banking

No in-app purchases

None

LNB

No in-app purchases

Questions

Is ESL Mobile Banking free?
ESL Mobile Banking is free to download, with no in-app purchases.
Is LNB free?
LNB is free to download, with no in-app purchases.
Which has better reviews, ESL Mobile Banking or LNB?
ESL Mobile Banking is rated higher. ESL Mobile Banking averages 4.8 out of 5 from 36K ratings, while LNB averages 4.7 from 1.5K ratings.
Do ESL Mobile Banking or LNB have ads?
LNB shows ads; ESL Mobile Banking does not.
Which is updated more often, ESL Mobile Banking or LNB?
ESL Mobile Banking ships an update every 3 months, and LNB every 4 months. Most recently, ESL Mobile Banking was updated on October 31, 2026 and LNB on October 29, 2026.

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