Comparison

Goodbudget Budget Planner vs Purchase Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Goodbudget Budget Planner

This personal finance app helps you plan your budget, track expenses, and manage debt using a virtual envelope system. Share your financial data with others across multiple devices and access insightful reports to understand your spending habits.

Highlights
  • Virtual envelope budgeting system
  • Shared budgets for couples and families
  • Cross-device synchronization (iOS, Android, Web)
  • Insightful spending and debt reports
  • Transaction scheduling
  • CSV transaction export
Features
Currently charting
Read full description

Goodbudget is a personal finance app perfect for budget planning, debt tracking, and money management. Share your budget and data across multiple phones (and the web!). MANAGE MONEY WITH PEOPLE YOU LOVE Goodbudget is perfect for sharing a budget with a spouse, family member, or friend because your budget is backed up. Share your budget across multiple devices including iPhones, other smartphones, and the web. * Transactions get backed up to the cloud and are accessible from other devices, including Goodbudget's web app! * Stay on the same page about finances with those close to you * Your data is automatically and securely backed up to Goodbudget's website * Download transactions to CSV (on website) INSIGHTFUL REPORTS Goodbudget helps you make sense of your budgeting and spending with in-app reports. * Know how to modify your budget after analyzing reports * Spending by envelope report (cool-looking pie chart!) * Income vs spending report * Debt progress report (track your payoff!) * Even more reports on the web A PROVEN SYSTEM Goodbudget is based on the envelope budgeting method. But with no physical envelopes...only virtual envelopes! * Check envelopes balances (aka how much you have left to spend) while you're on-the-go * Add transactions and track expenses easily on the go * Use the proven cash envelope budgeting method * Track your bank balances in addition to envelope balances * Pay off debt and manage payments * Live within your means * Schedule transactions and automatically fill envelopes Ad-free, Free Forever version includes 10 regular envelopes & 10 annual envelopes. Use envelope budgeting to plan your spending, not just track it! ================================ SUBSCRIBERS GET MORE FEATURES! ================================ * Unlimited Envelopes AND Accounts * Automatic Bank Sync * 5 devices for sharing * 7 years of transaction history * Personal and friendly email support Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. Payment will be charged to iTunes Account at confirmation of purchase. Account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal. Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. If you're looking to track where your money goes, plan your spending, or create a budget that works, try us out! Goodbudget: Budget well. Live life. Do Good. Features, bugs? Please email us at support@goodbudget.com! We're happy to help! ** Leading personal finance app downloaded over 2,000,000 times AND previously featured by Apple, The New York Times, Forbes, CNET, LifeTime TV, The Boston Globe, and Lifehacker **

About

Purchase Tracker

A privacy-focused expense tracker that works entirely offline. Log daily spending, set budgets, and gain insights into your financial habits with simple charts and graphs. Ideal for users seeking a straightforward and secure way to manage their money without ads or subscriptions.

Highlights
  • Log daily expenses
  • 100% offline functionality
  • Set monthly spending limits
  • Customizable categories
  • Spending insights with charts
  • Data export/import
Read full description

Take control of your money with Purchase Tracker, a simple and privacy friendly way to log your daily expenses. Unlike many finance apps, it works 100% offline, with no ads, no subscriptions, and no online data storage. Perfect for anyone who wants a clean, fast, and reliable spending tracker. Why Choose Purchase Tracker? • Minimalist and easy to use, log purchases in seconds • 100% offline, your data stays private on your device • Free and no ads • Perfect for students, travelers, freelancers or anyone who wants simple expense tracking Track and Manage Your Spending • Record purchases with amount, date and category • View monthly spending in one place • Create custom categories with colors and icons Budgeting Made Simple • Set monthly spending limits • Get insights into your habits with clean charts and graphs • Stay on track without overwhelming features Extra Features • Quick search to find past expenses • Personalize with currency and themes • Export and import data for backup or device transfer With Purchase Tracker, you get a lightweight yet powerful budget manager that focuses on what really matters: helping you understand where your money goes. Start today and build better spending habits with a tool that respects your privacy and time.

Screenshots

Goodbudget Budget Planner4 screens
Purchase Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: Purchase Tracker at none against Goodbudget Budget Planner's 10. Purchase Tracker also leads on review sentiment (83% vs 58%) and device support (4 vs 2). Goodbudget Budget Planner's advantage is update cadence (every 3 weeks vs every 35 months) and ratings volume (14K vs 15). On price and rating there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Goodbudget Budget Planner sells 8 in-app purchases, starting at $5.99 per month. Purchase Tracker asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Purchase Tracker holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: Goodbudget Budget Planner has 14K ratings behind it against 15, so its average is the more settled of the two. Written reviews point the same way: 58% of Goodbudget Budget Planner's written reviews are positive against 83% of Purchase Tracker's.

UpkeepUpdate frequency

Goodbudget Budget Planner ships an update every 3 weeks, Purchase Tracker every 35 months. The most recent releases landed on November 12, 2026 and November 2, 2026 respectively.

Scorecard8 real differences · 3 level
Goodbudget Budget Planner versus Purchase Tracker: the parameters behind the verdict, then further details
ParameterGoodbudget Budget PlannerPurchase Tracker
PriceFreeFree
Rating4.6 (14K ratings)4.8 (15 ratings) — better
Positive reviews58.2% of reviews83.3% of reviews — better
Number of ratings14K — better15
Update frequencyEvery 3 weeks — betterEvery 35 months
AdsNo—
In-app purchasesYesNo — better
MonetizationFreemiumFree — better
Best chart rank#88 — better—
DevicesiPhone, iPodiPhone, iPad, iPod, Apple Watch — better
Requires iOS15.013.0 — better
Further details — not scored
Size23 MB25 MB
Age rating4+4+
DeveloperDayspring TechnologiesKhanh Steffen

Customer experience

Goodbudget Budget Planner

All ratings13,528 ratings
Positive92.0%
Neutral3.5%
Negative4.5%
Written reviews397 reviews
Positive58.2%
Neutral9.1%
Negative32.7%

Purchase Tracker

All ratings14 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews12 reviews
Positive83.3%
Neutral16.7%
Negative0.0%

Bugs and requests

Goodbudget Budget Planner

Reported bugs

4 issues
  • Transactions not saving properly
  • Envelopes resetting or losing balances
  • Recurring income/payments not working as expected
  • Syncing issues between devices

Requested features

6 requests
  • Ability to group/organize envelopes
  • Option to reconcile transactions and mark as cleared
  • Transaction search functionality within the app
  • Customizable envelope colors or themes
  • Automatic transaction syncing from bank accounts
Show 1 more
  • More detailed reporting and analytics features

Purchase Tracker

Not enough reviews yet to summarise bugs or requests.

In-app purchases

8 purchases

Goodbudget Budget Planner

Subscriptions8
  • Monthly Plus Plan$5.991 Month
  • Monthly Plus Plan2 variants$6.991 Month
  • Monthly Plus Plan$7.991 Month
Show 5 more
  • Monthly Premium Plan$9.991 Month
  • Annual Plus Plan$49.991 Year
  • Annual Plus Plan2 variants$59.991 Year
  • Annual Plus Plan$69.991 Year
  • Annual Premium Plan$79.991 Year
None

Purchase Tracker

No in-app purchases

Questions

Is Goodbudget Budget Planner free?
Goodbudget Budget Planner is free to download, with in-app purchases available.
Is Purchase Tracker free?
Purchase Tracker is free to download, with no in-app purchases.
Which has better reviews, Goodbudget Budget Planner or Purchase Tracker?
Purchase Tracker is rated higher. Goodbudget Budget Planner averages 4.6 out of 5 from 14K ratings, while Purchase Tracker averages 4.8 from 15 ratings.
Which is updated more often, Goodbudget Budget Planner or Purchase Tracker?
Goodbudget Budget Planner ships an update every 3 weeks, and Purchase Tracker every 35 months. Most recently, Goodbudget Budget Planner was updated on November 12, 2026 and Purchase Tracker on November 2, 2026.

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