Comparison

Goodbudget Budget Planner vs FundFlow

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Goodbudget Budget Planner

This personal finance app helps you plan your budget, track expenses, and manage debt using a virtual envelope system. Share your financial data with others across multiple devices and access insightful reports to understand your spending habits.

Highlights
  • Virtual envelope budgeting system
  • Shared budgets for couples and families
  • Cross-device synchronization (iOS, Android, Web)
  • Insightful spending and debt reports
  • Transaction scheduling
  • CSV transaction export
Features
Currently charting
Read full description

Goodbudget is a personal finance app perfect for budget planning, debt tracking, and money management. Share your budget and data across multiple phones (and the web!). MANAGE MONEY WITH PEOPLE YOU LOVE Goodbudget is perfect for sharing a budget with a spouse, family member, or friend because your budget is backed up. Share your budget across multiple devices including iPhones, other smartphones, and the web. * Transactions get backed up to the cloud and are accessible from other devices, including Goodbudget's web app! * Stay on the same page about finances with those close to you * Your data is automatically and securely backed up to Goodbudget's website * Download transactions to CSV (on website) INSIGHTFUL REPORTS Goodbudget helps you make sense of your budgeting and spending with in-app reports. * Know how to modify your budget after analyzing reports * Spending by envelope report (cool-looking pie chart!) * Income vs spending report * Debt progress report (track your payoff!) * Even more reports on the web A PROVEN SYSTEM Goodbudget is based on the envelope budgeting method. But with no physical envelopes...only virtual envelopes! * Check envelopes balances (aka how much you have left to spend) while you're on-the-go * Add transactions and track expenses easily on the go * Use the proven cash envelope budgeting method * Track your bank balances in addition to envelope balances * Pay off debt and manage payments * Live within your means * Schedule transactions and automatically fill envelopes Ad-free, Free Forever version includes 10 regular envelopes & 10 annual envelopes. Use envelope budgeting to plan your spending, not just track it! ================================ SUBSCRIBERS GET MORE FEATURES! ================================ * Unlimited Envelopes AND Accounts * Automatic Bank Sync * 5 devices for sharing * 7 years of transaction history * Personal and friendly email support Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. Payment will be charged to iTunes Account at confirmation of purchase. Account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal. Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. If you're looking to track where your money goes, plan your spending, or create a budget that works, try us out! Goodbudget: Budget well. Live life. Do Good. Features, bugs? Please email us at support@goodbudget.com! We're happy to help! ** Leading personal finance app downloaded over 2,000,000 times AND previously featured by Apple, The New York Times, Forbes, CNET, LifeTime TV, The Boston Globe, and Lifehacker **

About

FundFlow

Read full description

FundFlow helps you see where your money actually goes. No budgets. No targets. No guilt. Just a clear view of your spending, organized the way you think. Build your own category tree - Create categories that match your life. "Going Out > Bars" and "Food > Groceries > Meal Prep," not just generic labels. Nest up to 5 levels deep. Your spending, your structure. Connect your bank - Link your accounts and transactions sync automatically. No manual entry. Months of history, ready to organize. See the patterns - Weekly and monthly spending breakdowns by your categories. Compare against your averages. Spot the trends you couldn't see before. All accounts, one place - Multiple banks? Different currencies? See everything in a single view with automatic currency conversion. Track recurring payments - Know exactly what's coming out and when. Subscriptions, rent, bills. All in one place with weekly breakdowns. FundFlow is for people who want to understand their money without turning it into a project. Connect your bank, build your categories, and find out where your money is going. FundFlow Premium unlocks the full experience. • Monthly subscription: US$6.00/month • 7-day free trial, then auto-renews at the price above • Payment is charged to your Apple ID account at confirmation of purchase • Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period • Your account is charged for renewal within 24 hours prior to the end of the current period • Manage or cancel anytime in your Apple ID Account Settings after purchase Terms of Use: https://fundflow.dev/terms Privacy Policy: https://fundflow.dev/privacy-policy

Screenshots

Goodbudget Budget Planner4 screens
FundFlow4 screens

Verdict

The call

The clearest difference is update cadence: FundFlow at weekly against Goodbudget Budget Planner's every 3 weeks. Goodbudget Budget Planner's advantage is chart position (#93 vs unranked). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Goodbudget Budget Planner sells 8 in-app purchases, starting at $5.99 per month and FundFlow sells 4 in-app purchases, starting at $8.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Goodbudget Budget Planner ships an update every 3 weeks, FundFlow weekly. Both last shipped on November 13, 2026.

Scorecard2 real differences · 9 level
Goodbudget Budget Planner versus FundFlow: the parameters behind the verdict, then further details
ParameterGoodbudget Budget PlannerFundFlow
PriceFreeFree
Rating4.6 (14K ratings) — better—
Positive reviews58.2% of reviews—
Number of ratings14K — better—
Update frequencyEvery 3 weeksWeekly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
Best chart rank#93 — better—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size23 MB87 MB
Age rating4+4+
DeveloperDayspring TechnologiesFUNDFLOW GROUP PTY LTD

Bugs and requests

Goodbudget Budget Planner

Reported bugs

4 issues
  • Transactions not saving properly
  • Envelopes resetting or losing balances
  • Recurring income/payments not working as expected
  • Syncing issues between devices

Requested features

6 requests
  • Ability to group/organize envelopes
  • Option to reconcile transactions and mark as cleared
  • Transaction search functionality within the app
  • Customizable envelope colors or themes
  • Automatic transaction syncing from bank accounts
Show 1 more
  • More detailed reporting and analytics features

FundFlow

Not enough reviews yet to summarise bugs or requests.

In-app purchases

8 purchases

Goodbudget Budget Planner

Subscriptions8
  • Monthly Plus Plan$5.991 Month
  • Monthly Plus Plan2 variants$6.991 Month
  • Monthly Plus Plan$7.991 Month
Show 5 more
  • Monthly Premium Plan$9.991 Month
  • Annual Plus Plan$49.991 Year
  • Annual Plus Plan2 variants$59.991 Year
  • Annual Plus Plan$69.991 Year
  • Annual Premium Plan$79.991 Year
4 purchases

FundFlow

Subscriptions4
  • Premium Monthly7 Days trial$8.991 Month
  • Premium Monthly14 Days trial$8.991 Month
  • Premium 3 Months7 Days trial$19.993 Months
Show 1 more
  • Premium 3 Months14 Days trial$19.993 Months

Questions

Is Goodbudget Budget Planner free?
Goodbudget Budget Planner is free to download, with in-app purchases available.
Is FundFlow free?
FundFlow is free to download, with in-app purchases available.
Do Goodbudget Budget Planner or FundFlow have ads?
Neither Goodbudget Budget Planner nor FundFlow shows ads.
Which is updated more often, Goodbudget Budget Planner or FundFlow?
Goodbudget Budget Planner ships an update every 3 weeks, and FundFlow weekly. Most recently, Goodbudget Budget Planner was updated on November 13, 2026 and FundFlow on November 13, 2026.

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