Expensify vs Point Purchasing
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expensify
This app streamlines expense tracking, reimbursement, and corporate card management for individuals and businesses. It offers receipt scanning, distance tracking, invoicing, and travel booking, all integrated with a chat interface for seamless communication and approvals.
- Expense tracking
- Receipt scanning
- Employee reimbursement
- Corporate card management
- Invoice generation
- Travel booking
- Accounting integrations
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Expensify helps more than 15 million people around the world track expenses, reimburse employees, manage corporate cards, send invoices, pay bills, and book travel. All at the speed of chat. Expensify is built for: * Self-employed: Track and categorize expenses for budgeting or tax purposes. Scan receipts, log distance, or just type in an amount. Send invoices to clients and chat with them in the same place. * Small business owners: Say goodbye to spreadsheets. Keep employees happy with easy expense management and quick reimbursements. Clear up any questions in a chat on the expense or report level. Sync with QuickBooks Online, Xero, and more. * Growing teams: Scale up your spend management with the Expensify corporate card, built-in travel booking and trip chat rooms, and multi-level approval workflows. Sync with Sage Intacct, NetSuite, and more. * Enterprise companies: Reimburse employees in every country. Manage expenses in every currency. Import transactions from every type of corporate or personal card. Key features: * Chat: Keep your money moving with realtime chat built into every type of transaction. * Receipt scanning: Snap a picture of any receipt and SmartScan extracts the details. * Distance tracking: Log miles or kilometers on a beautiful map, at custom rates. * Manual expenses: No receipt? Just type in an amount. Still better than a spreadsheet. * Categorization: Code your expenses once and then we’ll learn to do it for you. * Submissions: Expenses auto-submit in realtime, or you can set a custom cadence. * Approvals: Add one or more expense approvers to your workflow for more control. * Expense chat: Questions about an expense? Ask and approve in the same place. * Reimbursements: Pay back your employees at home or around the world. * Expensify Card: Get up to 2% cash back on all US purchases and save on your bill. * Corporate cards: Give your team the Expensify Card or import your own. * Invoices: Send, view, discuss, and pay invoices in a chat. No more app + email combos. * Travel: Book flights, hotels, and rental cars right in the app. T&E at its finest. * Trip rooms: A chat room for every trip to organize expenses and answer questions. * Accounting: Sync with QuickBooks, Xero, Sage Intacct, NetSuite, and more. * Security: 2FA, PCI-DSS Level 1, SOC1 and SOC2 Type II Certified. * Other integrations: Uber, Lyft, Delta, ADP, Gusto, Zenefits, Workday, and more. Run your back office at the speed of chat. Download Expensify today. The Expensify Visa® Commercial Card is issued by The Bancorp Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may not be used at all merchants that accept Visa cards.
Point Purchasing
Scan incoming packages, capture shipping labels, and submit receipt notifications directly to your business's instance. Streamline your logistics and ensure accurate tracking of all deliveries.
- Scan incoming packages
- Capture shipping labels
- Submit package receipt notifications
- Integrates with Point Purchasing instance
- Streamline logistics
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Point Purchasing™ mobile application for scanning incoming packages, capturing shipping labels, and submitting package receipt notifications to your Point Purchasing™ application instance.
Screenshots
Verdict
The clearest difference is in-app purchases: Point Purchasing at none against Expensify's 1. Point Purchasing also leads on rating (5.0 vs 4.6) and iOS requirement (10.0 vs 16.4). Expensify's advantage is update cadence (daily vs every 20 months) and ratings volume (158K vs 2). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expensify sells 1 in-app purchase, starting at $4.99 per month. Point Purchasing asks for nothing beyond the download.
Point Purchasing holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Expensify has 158K ratings behind it against 2, so its average is the more settled of the two.
Expensify ships an update daily, Point Purchasing every 20 months. The most recent releases landed on November 9, 2026 and November 2, 2026 respectively.
| Parameter | Expensify | Point Purchasing |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (158K ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 19.9% of reviews | — |
| Number of ratings | 158K — better | 2 |
| Update frequency | Daily — better | Every 20 months |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Best chart rank | #184 — better | — |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.4 | 10.0 — better |
| Further details — not scored | ||
| Size | 209 MB | 13 MB |
| Age rating | 4+ | 4+ |
| Developer | Expensify, Inc. | Point Systems, Inc. |
Customer experience
Expensify
Point Purchasing
Bugs and requests
Expensify
Reported bugs
4 issues- Frequent app crashes
- Issues with syncing and data loss
- Problems connecting bank accounts
- Incorrect expense categorization
Requested features
4 requests- Ability to edit and delete expenses
- Improved receipt scanning accuracy
- Integration with more banking/credit card providers
- Simplified user interface
Point Purchasing
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Expensify
- Monthly Subscription$4.991 Month
Point Purchasing
No in-app purchases
Questions
Is Expensify free?
Is Point Purchasing free?
Which has better reviews, Expensify or Point Purchasing?
Do Expensify or Point Purchasing have ads?
Which is updated more often, Expensify or Point Purchasing?
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