Comparison

Expensify vs Point Purchasing

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expensify

This app streamlines expense tracking, reimbursement, and corporate card management for individuals and businesses. It offers receipt scanning, distance tracking, invoicing, and travel booking, all integrated with a chat interface for seamless communication and approvals.

Highlights
  • Expense tracking
  • Receipt scanning
  • Employee reimbursement
  • Corporate card management
  • Invoice generation
  • Travel booking
  • Accounting integrations
Features
Read full description

Expensify helps more than 15 million people around the world track expenses, reimburse employees, manage corporate cards, send invoices, pay bills, and book travel. All at the speed of chat. Expensify is built for: * Self-employed: Track and categorize expenses for budgeting or tax purposes. Scan receipts, log distance, or just type in an amount. Send invoices to clients and chat with them in the same place. * Small business owners: Say goodbye to spreadsheets. Keep employees happy with easy expense management and quick reimbursements. Clear up any questions in a chat on the expense or report level. Sync with QuickBooks Online, Xero, and more. * Growing teams: Scale up your spend management with the Expensify corporate card, built-in travel booking and trip chat rooms, and multi-level approval workflows. Sync with Sage Intacct, NetSuite, and more. * Enterprise companies: Reimburse employees in every country. Manage expenses in every currency. Import transactions from every type of corporate or personal card. Key features: * Chat: Keep your money moving with realtime chat built into every type of transaction. * Receipt scanning: Snap a picture of any receipt and SmartScan extracts the details. * Distance tracking: Log miles or kilometers on a beautiful map, at custom rates. * Manual expenses: No receipt? Just type in an amount. Still better than a spreadsheet. * Categorization: Code your expenses once and then we’ll learn to do it for you. * Submissions: Expenses auto-submit in realtime, or you can set a custom cadence. * Approvals: Add one or more expense approvers to your workflow for more control. * Expense chat: Questions about an expense? Ask and approve in the same place. * Reimbursements: Pay back your employees at home or around the world. * Expensify Card: Get up to 2% cash back on all US purchases and save on your bill. * Corporate cards: Give your team the Expensify Card or import your own. * Invoices: Send, view, discuss, and pay invoices in a chat. No more app + email combos. * Travel: Book flights, hotels, and rental cars right in the app. T&E at its finest. * Trip rooms: A chat room for every trip to organize expenses and answer questions. * Accounting: Sync with QuickBooks, Xero, Sage Intacct, NetSuite, and more. * Security: 2FA, PCI-DSS Level 1, SOC1 and SOC2 Type II Certified. * Other integrations: Uber, Lyft, Delta, ADP, Gusto, Zenefits, Workday, and more. Run your back office at the speed of chat. Download Expensify today. The Expensify Visa® Commercial Card is issued by The Bancorp Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may not be used at all merchants that accept Visa cards.

About

Point Purchasing

Scan incoming packages, capture shipping labels, and submit receipt notifications directly to your business's instance. Streamline your logistics and ensure accurate tracking of all deliveries.

Highlights
  • Scan incoming packages
  • Capture shipping labels
  • Submit package receipt notifications
  • Integrates with Point Purchasing instance
  • Streamline logistics
Features
Read full description

Point Purchasing™ mobile application for scanning incoming packages, capturing shipping labels, and submitting package receipt notifications to your Point Purchasing™ application instance.

Screenshots

Expensify4 screens
Point Purchasing3 screens

Verdict

The call

The clearest difference is in-app purchases: Point Purchasing at none against Expensify's 1. Point Purchasing also leads on rating (5.0 vs 4.6) and iOS requirement (10.0 vs 16.4). Expensify's advantage is update cadence (daily vs every 20 months) and ratings volume (158K vs 2). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expensify sells 1 in-app purchase, starting at $4.99 per month. Point Purchasing asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Point Purchasing holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Expensify has 158K ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

Expensify ships an update daily, Point Purchasing every 20 months. The most recent releases landed on November 9, 2026 and November 2, 2026 respectively.

Scorecard7 real differences · 4 level
Expensify versus Point Purchasing: the parameters behind the verdict, then further details
ParameterExpensifyPoint Purchasing
PriceFreeFree
Rating4.6 (158K ratings)5.0 (2 ratings) — better
Positive reviews19.9% of reviews—
Number of ratings158K — better2
Update frequencyDaily — betterEvery 20 months
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
Best chart rank#184 — better—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.410.0 — better
Further details — not scored
Size209 MB13 MB
Age rating4+4+
DeveloperExpensify, Inc.Point Systems, Inc.

Customer experience

Expensify

All ratings158,257 ratings
Positive91.2%
Neutral2.6%
Negative6.2%
Written reviews899 reviews
Positive19.9%
Neutral6.5%
Negative73.6%

Point Purchasing

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Expensify

Reported bugs

4 issues
  • Frequent app crashes
  • Issues with syncing and data loss
  • Problems connecting bank accounts
  • Incorrect expense categorization

Requested features

4 requests
  • Ability to edit and delete expenses
  • Improved receipt scanning accuracy
  • Integration with more banking/credit card providers
  • Simplified user interface

Point Purchasing

Not enough reviews yet to summarise bugs or requests.

In-app purchases

1 purchases

Expensify

Subscriptions1
  • Monthly Subscription$4.991 Month
None

Point Purchasing

No in-app purchases

Questions

Is Expensify free?
Expensify is free to download, with in-app purchases available.
Is Point Purchasing free?
Point Purchasing is free to download, with no in-app purchases.
Which has better reviews, Expensify or Point Purchasing?
Point Purchasing is rated higher. Expensify averages 4.6 out of 5 from 158K ratings, while Point Purchasing averages 5.0 from 2 ratings.
Do Expensify or Point Purchasing have ads?
Neither Expensify nor Point Purchasing shows ads.
Which is updated more often, Expensify or Point Purchasing?
Expensify ships an update daily, and Point Purchasing every 20 months. Most recently, Expensify was updated on November 9, 2026 and Point Purchasing on November 2, 2026.

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