Paytm vs SBI Quick

Paytm (पेटीएम) - Built for India. Trusted by 50 Crore+ Indians. We pioneered mobile payments, QR codes, Soundbox, and in-store devices in India - and we continue to lead with innovation. In the BHIM UPI ecosystem, Paytm is the only UPI app that builds features based on real user needs. From personalised UPI IDs and privacy-first controls to widgets, bank balance visibility, and Excel UPI statements, we innovate to make digital payments smarter, safer, and more private - only on Paytm. Paytm UPI now works internationally in UAE, Singapore, France, Mauritius, Bhutan, Sri Lanka, and Nepal - making it easy for Indian travellers to send money or pay abroad instantly. Why Paytm? ● India's safest, most secure UPI money transfer app ● Powered by top Indian banks ● Built-in privacy: hide/unhide payments, personalised UPI ID, QR scan without sharing number, no OTP card swipes Innovations Only on Paytm UPI 1. Hide & Unhide Payments - Only you control your transaction visibility. 2. Personalised UPI ID - Choose name@ptyes or name@ptaxis instead of revealing your number. 3. Download UPI Statements in Excel + PDF - Great for tracking, accounting, or tax filing. 4. Spend Analytics - Categorised spend insights, month-on-month tracking. 5. Total UPI Bank Balance - View balances across all linked accounts instantly (only for Paytm users). 6. Receive Money Widget - Coin sound & notification every time you receive a payment. 7. Scan & Pay Widget - Scan QR right from your home screen. 8. Smart Bank Transfer Autofill - Copy-paste account info from WhatsApp, Paytm fills it correctly. 9. Auto Top-Up for UPI Lite - Never run out of Lite balance with automated top-ups. 10. Self Transfers - Move money between your own bank accounts instantly. Payment Methods – UPI Your Way ● Paytm UPI - Send and receive money using just a mobile number. Scan any QR code, pay at shops, and more. ● Paytm UPI Lite - PIN-less payments up to ₹4,000/day. Works even when banks are down. Auto top-up and clutter-free bank statements. ● RuPay Credit Card on UPI - Link your RuPay card and pay via UPI. No OTP, no CVV. Earn rewards at shops and online. ● UPI AutoPay - Enable recurring payments for subscriptions, SIPs, rent, and more. Recharges, Utility Bill Payments & More ● Recharge mobile (prepaid/postpaid) with Jio, Airtel, VI, MTNL, BSNL ● DTH (TataPlay, Sun Direct, Airtel Digital TV, etc.) ● Electricity, water, gas, broadband, insurance, FASTag, challans, EMIs & more Pay at Online Stores ● 100+ apps supported - food delivery, grocery, shopping & OTT Set UPI PIN ● Secure every transaction. 4 or 6-digit UPI PIN setup required. Rent Payments Made Easy ● Pay your rent directly via UPI or using your RuPay credit card on Paytm. Earn rewards, get reminders, and download monthly payment receipts - all in one tap. Paytm Card Machines (Soundbox + Swipe) Merchants across India now accept Paytm card machines. You can: ● Scan QR and pay ● Swipe credit/debit cards securely All with real-time payment confirmation via iconic Paytm sound. Personal Loans on Paytm (only available to users in India) ● Loan: ₹50,000 to ₹25,00,000 ● Loan Tenure: 6–60 months ● Loan Interest Rate: 10.99%–35% p.a. ● Loan Processing Fee: 0–6% Example: ₹1,00,000 @23% for 18 months, 4.25% fee. EMI = ₹6,621. Total Payable = ₹1,19,186 Lending Partners: Aditya Birla Capital, Axis Bank, Credit Saison, Fibe, Hero FinCorp, IDFC FIRST Bank, InstaMoney, KreditBee, Piramal Finance, Poonawalla Fincorp, SMFG India, Tata Capital, Kissht (Ring), InCred Check Credit Score for Free to Get Instant Cash Loan Travel Made Easy ● Trains: IRCTC-authorised e-ticket partner - booking, PNR, cancellations, live train status ● Buses: Instant ticketing with major operators ● Flights: Compare fares, book and manage trips easily Contact Us One97 Communications Ltd. One Skymark, Tower-D, Plot No. H-10B, Sector-98, Noida, UP 201304 Paytm Money Ltd. is a wholly owned subsidiary of One97 Communications Ltd., registered with SEBI & PFRDA.

SBI Quick – MISSED CALL BANKING is an app from SBI which provides Banking services by giving a Missed Call or sending an SMS with pre-defined keywords to pre-defined mobile numbers. This service can only be activated for the mobile number that is registered for a particular account with the Bank. SBI Quick Services include: Account Services: 1. Balance Enquiry 2. Mini Statement 3. Cheque book request 4. 6 month's e-Statement of A/c 5. Education Loan Interest e-Certificate 6. Home Loan Interest e-Certificate ATM Card Management 1. Blocking of ATM Card 2. ATM Card Usage (International / Domestic) ON/OFF 3. ATM Card Channel (ATM/POS/eCommerce) ON/OFF 4. Generate Green PIN for ATM -cum-Debit card Mobile Top-up / Recharge - Mobile topup/recharge can be done for your mobile number registered with Bank (MOBRC "first 3 letters of Telco Operator name" denomination) - Send the activation code received on mobile handset immediately to successfully complete the process Prime Minister Social Security Schemes - Subscription to PM’s Social Security Schemes (PMJJBY & PMSBY) SBI Holiday Calendar ATM-Branch Locator (SBI Finder - Now find address and location of SBI Branches, ATMs, Cash Deposit Machines and CSP (Customer service point)) Rate Us – Rate us in PlayStore FAQs What If I have two account numbers with the Bank with the same mobile number mentioned on both? You can register 1 mobile number for any one of the accounts. If you want to change the mapped account number, you first need to de-register SBI Quick from the first account and then register for the second one. Is it mandatory that the mobile number to be used for SBI Quick has to be registered with the Bank for that particular account? Yes. If not done, visit Home Branch and update mobile number. Is it available for all types of Accounts? SBI Quick is currently available for SB/CA/OD/CC accounts. How is this facility different from Yono Lite or Yono? 1. You don’t need a Login ID, Password to use this facility. Just one time registration from the mobile number recorded with Bank for that particular Account. 2. SBI Quick only provides Enquiry and ATM Block services. Unlike State Bank Anywhere or State Bank Freedom there are no transaction services available. Is there any limit of the number of enquiries that can be made in a day/month? As of now there is no such restriction. Unlimited. What are the Charges for this service? 1. The service is currently free of charge from the Bank. 2. A call for balance inquiry or mini statement will include an IVR message of 4 seconds which will be heard after 3-4 rings. a. If you disconnect the call while ringing, no charge will be recovered from you by the service provider. b. If you keep the call active till the IVR is played, you will be charged for these 3-4 seconds as per their mobile tariff plan. 3. Any SMS sent to 567676 e.g. for Blocking ATM Card will be charged at premium rates by your service provider. 4. Similarly, for availing the benefits of this functionality by sending an SMS (as BAL, MSTMT, REG, DREG, CAR, HOME, HELP), you will be charged for SMS as per their mobile tariff plan. FAQs of ATM-Branch Locator (SBI Finder) Now find address and location of SBI Branches, ATMs, Cash Deposit Machines and CSP (Customer service point) through SBI Quick. User can navigate based on the set location, selected Category and radius. A user can set either his or her current location as captured through GPS or He/She can set location manually. User can also find the directions to reach SBI Branches, ATM, Cash Deposit Machine and CSP (Customer service point) through this app. Categories: 1. ATM 2. CDM (Cash Deposit Machine) 3. Recyclers (Both Cash Deposit and dispensing point) 4. Branch 5. Cash@CSP Result of any search is available in two views: 1. Map View 2. List View