Comparison

Paytm vs TVS Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Paytm

This app facilitates secure digital payments and money transfers across India and internationally. It offers features like personalized UPI IDs, transaction privacy controls, and convenient bill payments and recharges. Users can also manage bank balances and track spending with detailed analytics.

Highlights
  • Secure UPI money transfers
  • Personalized UPI IDs
  • Hide/Unhide payment visibility
  • Download UPI statements (Excel/PDF)
  • Spend analytics and tracking
  • International UPI payments
  • Mobile and DTH recharges
  • Utility bill payments
Features
Read full description

Paytm (पेटीएम) - Built for India. Trusted by 50 Crore+ Indians. We pioneered mobile payments, QR codes, Soundbox, and in-store devices in India - and we continue to lead with innovation. In the BHIM UPI ecosystem, Paytm is the only UPI app that builds features based on real user needs. From personalised UPI IDs and privacy-first controls to widgets, bank balance visibility, and Excel UPI statements, we innovate to make digital payments smarter, safer, and more private - only on Paytm. Paytm UPI now works internationally in UAE, Singapore, France, Mauritius, Bhutan, Sri Lanka, and Nepal - making it easy for Indian travellers to send money or pay abroad instantly. Why Paytm? ● India's safest, most secure UPI money transfer app ● Powered by top Indian banks ● Built-in privacy: hide/unhide payments, personalised UPI ID, QR scan without sharing number, no OTP card swipes Innovations Only on Paytm UPI 1. Hide & Unhide Payments - Only you control your transaction visibility. 2. Personalised UPI ID - Choose name@ptyes or name@ptaxis instead of revealing your number. 3. Download UPI Statements in Excel + PDF - Great for tracking, accounting, or tax filing. 4. Spend Analytics - Categorised spend insights, month-on-month tracking. 5. Total UPI Bank Balance - View balances across all linked accounts instantly (only for Paytm users). 6. Receive Money Widget - Coin sound & notification every time you receive a payment. 7. Scan & Pay Widget - Scan QR right from your home screen. 8. Smart Bank Transfer Autofill - Copy-paste account info from WhatsApp, Paytm fills it correctly. 9. Auto Top-Up for UPI Lite - Never run out of Lite balance with automated top-ups. 10. Self Transfers - Move money between your own bank accounts instantly. Payment Methods – UPI Your Way ● Paytm UPI - Send and receive money using just a mobile number. Scan any QR code, pay at shops, and more. ● Paytm UPI Lite - PIN-less payments up to ₹4,000/day. Works even when banks are down. Auto top-up and clutter-free bank statements. ● RuPay Credit Card on UPI - Link your RuPay card and pay via UPI. No OTP, no CVV. Earn rewards at shops and online. ● UPI AutoPay - Enable recurring payments for subscriptions, SIPs, rent, and more. Recharges, Utility Bill Payments & More ● Recharge mobile (prepaid/postpaid) with Jio, Airtel, VI, MTNL, BSNL ● DTH (TataPlay, Sun Direct, Airtel Digital TV, etc.) ● Electricity, water, gas, broadband, insurance, FASTag, challans, EMIs & more Pay at Online Stores ● 100+ apps supported - food delivery, grocery, shopping & OTT Set UPI PIN ● Secure every transaction. 4 or 6-digit UPI PIN setup required. Rent Payments Made Easy ● Pay your rent directly via UPI or using your RuPay credit card on Paytm. Earn rewards, get reminders, and download monthly payment receipts - all in one tap. Paytm Card Machines (Soundbox + Swipe) Merchants across India now accept Paytm card machines. You can: ● Scan QR and pay ● Swipe credit/debit cards securely All with real-time payment confirmation via iconic Paytm sound. Personal Loans on Paytm (only available to users in India) ● Loan: ₹50,000 to ₹25,00,000 ● Loan Tenure: 6–60 months ● Loan Interest Rate: 10.99%–35% p.a. ● Loan Processing Fee: 0–6% Example: ₹1,00,000 @23% for 18 months, 4.25% fee. EMI = ₹6,621. Total Payable = ₹1,19,186 Lending Partners: Aditya Birla Capital, Axis Bank, Credit Saison, Fibe, Hero FinCorp, IDFC FIRST Bank, InstaMoney, KreditBee, Piramal Finance, Poonawalla Fincorp, SMFG India, Tata Capital, Kissht (Ring), InCred Check Credit Score for Free to Get Instant Cash Loan Travel Made Easy ● Trains: IRCTC-authorised e-ticket partner - booking, PNR, cancellations, live train status ● Buses: Instant ticketing with major operators ● Flights: Compare fares, book and manage trips easily Contact Us One97 Communications Ltd. One Skymark, Tower-D, Plot No. H-10B, Sector-98, Noida, UP 201304 Paytm Money Ltd. is a wholly owned subsidiary of One97 Communications Ltd., registered with SEBI & PFRDA.

About

TVS Mobile

This mobile application provides convenient tools for trading and managing financial assets. It allows users to perform various transactions, monitor stock prices, and manage multiple accounts simultaneously. Designed for ease of use, it supports a range of Apple devices.

Highlights
  • Asset management
  • Multiple account manipulation
  • Fast priceboard
  • Cash advance
  • Cash transfer
  • Stock transfer
  • Cash and stock transactions
Features
Read full description

Thien Viet Mobile Trading - easy to use and many in features TVS Mobile Trading is an application for mobile platform of Thien Viet (TVS) with many features: - Supports iPad, iPhone & iPod - Easy to use - Convenient for trading - Manage asset - Manipulate multiple accounts at the same time - Fast priceboard - Many features: * Cash advance * Cash transfer * Stock transfer * Thực hiện quyền * Cash transaction * Stock transaction * Order history

Screenshots

Paytm4 screens
TVS Mobile4 screens

Verdict

The call

The clearest difference is review sentiment: TVS Mobile at 100% against Paytm's 38%. TVS Mobile also leads on ads (none vs shown) and monetization model (free vs ad-supported). Paytm's advantage is update cadence (every 4 days vs monthly). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Paytm ships an update every 4 days, TVS Mobile monthly. The most recent releases landed on November 3, 2026 and October 10, 2026 respectively.

Scorecard5 real differences · 5 level
Paytm versus TVS Mobile: the parameters behind the verdict, then further details
ParameterPaytmTVS Mobile
PriceFreeFree
Rating4.7 (41K ratings) — better—
Positive reviews38.5% of reviews100.0% of reviews — better
Number of ratings41K — better—
Update frequencyEvery 4 days — betterMonthly
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.513.0 — better
Further details — not scored
Size382 MB146 MB
Age rating4+4+
DeveloperPaytm Mobile SolutionsThiên Việt

Customer experience

Paytm

All ratings40,635 ratings
Positive92.8%
Neutral3.3%
Negative3.9%
Written reviews382 reviews
Positive38.5%
Neutral4.5%
Negative57.1%

TVS Mobile

Written reviews14 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Paytm

Reported bugs

4 issues
  • App crashes and freezes
  • Transaction failures
  • Incorrect bill details
  • Incompatibility with newer OS versions

Requested features

4 requests
  • Support for international numbers
  • Improved customer support channels
  • Streamlined KYC process
  • Dark mode option

TVS Mobile

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Paytm

No in-app purchases

None

TVS Mobile

No in-app purchases

Questions

Is Paytm free?
Paytm is free to download, with no in-app purchases.
Is TVS Mobile free?
TVS Mobile is free to download, with no in-app purchases.
Do Paytm or TVS Mobile have ads?
Paytm shows ads; TVS Mobile does not.
Which is updated more often, Paytm or TVS Mobile?
Paytm ships an update every 4 days, and TVS Mobile monthly. Most recently, Paytm was updated on November 3, 2026 and TVS Mobile on October 10, 2026.

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